Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses?
In Tanzania and Indonesia, we promoted the expansion of mobile savings accounts among women micro-entrepreneurs and provided them with business related training. In doing so, we simultaneously relaxed supply- and demand side constraints to savings...
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| Format: | Brief |
| Language: | English |
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World Bank, Washington, DC
2018
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| Online Access: | http://documents.worldbank.org/curated/en/512121538488834978/Are-Mobile-Savings-the-Silver-Bullet-to-Help-Women-Grow-Their-Businesses http://hdl.handle.net/10986/30496 |
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okr-10986-304962021-05-25T10:54:42Z Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? Bastian, Gautam Bianchi, Iacopo Buvinic, Mayra Goldstein, Markus Jaluka, Tanvi Knowles, James Montalvao, Joao Witoelar, Firman MOBILE BANKING FEMALE ENTREPRENEURS WOMEN ENTREPRENEURS ACCESS TO FINANCE FINANCIAL INCLUSION FINANCIAL SERVICES SAVINGS ACCOUNTS BUSINESS TRAINING GENDER INNOVATION LAB AFRICA GENDER POLICY EAST ASIA AND PACIFIC GENDER POLICY WOMEN AND AGRICULTURE WOMEN AND PRIVATE SECTOR DEVELOPMENT In Tanzania and Indonesia, we promoted the expansion of mobile savings accounts among women micro-entrepreneurs and provided them with business related training. In doing so, we simultaneously relaxed supply- and demand side constraints to savings that women might face. In both countries, the training enhanced the impact of promoting mobile savings. In Indonesia it led women to save more overall, including a nascent use of mobile accounts, and report greater decision making power within the household. In Tanzania, it led to substantially higher mobile savings, new businesses and products, more capital investment, labor effort, and better business practices. However, these short-term impacts have yet to translate into higher business profits. In Indonesia, we observe increased household welfare, but no discernible effects on business outcomes shortly after the training ended. In Tanzania, the increased business investments were not accompanied by greater profitability. 2018-10-02T20:07:35Z 2018-10-02T20:07:35Z 2018-09 Brief http://documents.worldbank.org/curated/en/512121538488834978/Are-Mobile-Savings-the-Silver-Bullet-to-Help-Women-Grow-Their-Businesses http://hdl.handle.net/10986/30496 English Gender Innovation Lab Policy Brief;No. 29 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research Publications & Research :: Brief Africa Indonesia Tanzania |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| topic |
MOBILE BANKING FEMALE ENTREPRENEURS WOMEN ENTREPRENEURS ACCESS TO FINANCE FINANCIAL INCLUSION FINANCIAL SERVICES SAVINGS ACCOUNTS BUSINESS TRAINING GENDER INNOVATION LAB AFRICA GENDER POLICY EAST ASIA AND PACIFIC GENDER POLICY WOMEN AND AGRICULTURE WOMEN AND PRIVATE SECTOR DEVELOPMENT |
| spellingShingle |
MOBILE BANKING FEMALE ENTREPRENEURS WOMEN ENTREPRENEURS ACCESS TO FINANCE FINANCIAL INCLUSION FINANCIAL SERVICES SAVINGS ACCOUNTS BUSINESS TRAINING GENDER INNOVATION LAB AFRICA GENDER POLICY EAST ASIA AND PACIFIC GENDER POLICY WOMEN AND AGRICULTURE WOMEN AND PRIVATE SECTOR DEVELOPMENT Bastian, Gautam Bianchi, Iacopo Buvinic, Mayra Goldstein, Markus Jaluka, Tanvi Knowles, James Montalvao, Joao Witoelar, Firman Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| geographic_facet |
Africa Indonesia Tanzania |
| relation |
Gender Innovation Lab Policy Brief;No. 29 |
| description |
In Tanzania and Indonesia, we promoted
the expansion of mobile savings accounts among women
micro-entrepreneurs and provided them with business related
training. In doing so, we simultaneously relaxed supply- and
demand side constraints to savings that women might face. In
both countries, the training enhanced the impact of
promoting mobile savings. In Indonesia it led women to save
more overall, including a nascent use of mobile accounts,
and report greater decision making power within the
household. In Tanzania, it led to substantially higher
mobile savings, new businesses and products, more capital
investment, labor effort, and better business practices.
However, these short-term impacts have yet to translate into
higher business profits. In Indonesia, we observe increased
household welfare, but no discernible effects on business
outcomes shortly after the training ended. In Tanzania, the
increased business investments were not accompanied by
greater profitability. |
| format |
Brief |
| author |
Bastian, Gautam Bianchi, Iacopo Buvinic, Mayra Goldstein, Markus Jaluka, Tanvi Knowles, James Montalvao, Joao Witoelar, Firman |
| author_facet |
Bastian, Gautam Bianchi, Iacopo Buvinic, Mayra Goldstein, Markus Jaluka, Tanvi Knowles, James Montalvao, Joao Witoelar, Firman |
| author_sort |
Bastian, Gautam |
| title |
Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| title_short |
Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| title_full |
Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| title_fullStr |
Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| title_full_unstemmed |
Are Mobile Savings the Silver Bullet to Help Women Grow Their Businesses? |
| title_sort |
are mobile savings the silver bullet to help women grow their businesses? |
| publisher |
World Bank, Washington, DC |
| publishDate |
2018 |
| url |
http://documents.worldbank.org/curated/en/512121538488834978/Are-Mobile-Savings-the-Silver-Bullet-to-Help-Women-Grow-Their-Businesses http://hdl.handle.net/10986/30496 |
| _version_ |
1764472221264248832 |