The Pros and Cons of Agent Banking : Evidence from Senegal

This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given information about a savings account. Half of...

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Main Authors: Buri, Sinja, Cull, Robert, Giné, Xavier, Harten, Sven, Heitmann, Soren
Format: Brief
Language:English
Published: World Bank, Washington, DC 2018
Subjects:
Online Access:http://documents.worldbank.org/curated/en/358311525841762069/The-pros-and-cons-of-agent-banking-evidence-from-Senegal
http://hdl.handle.net/10986/29853
id okr-10986-29853
recordtype oai_dc
spelling okr-10986-298532021-05-25T10:54:37Z The Pros and Cons of Agent Banking : Evidence from Senegal Buri, Sinja Cull, Robert Giné, Xavier Harten, Sven Heitmann, Soren AGENT BANKING RURAL FINANCE This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given information about a savings account. Half of the individuals were encouraged to open the account at the nearest agent, while the other half were encouraged to do so at the closest branch. In addition, half of the individuals in each of these two groups were also given a monetary incentive to open the account. Study participants thus fall into one of five groups: (i) offered information about the account (Info), monetary incentives to open it (Incentives), and told to open it at the branch (Branch); ii) info, incentives and told to open it with an agent (Agent), (iii) info, no Incentives and branch (iv) info, no incentives and agent and (v) no info. 2018-05-21T19:00:39Z 2018-05-21T19:00:39Z 2018-05 Brief http://documents.worldbank.org/curated/en/358311525841762069/The-pros-and-cons-of-agent-banking-evidence-from-Senegal http://hdl.handle.net/10986/29853 English Finance & PSD Impact;No. 48 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research Publications & Research :: Brief Africa Senegal
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic AGENT BANKING
RURAL FINANCE
spellingShingle AGENT BANKING
RURAL FINANCE
Buri, Sinja
Cull, Robert
Giné, Xavier
Harten, Sven
Heitmann, Soren
The Pros and Cons of Agent Banking : Evidence from Senegal
geographic_facet Africa
Senegal
relation Finance & PSD Impact;No. 48
description This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given information about a savings account. Half of the individuals were encouraged to open the account at the nearest agent, while the other half were encouraged to do so at the closest branch. In addition, half of the individuals in each of these two groups were also given a monetary incentive to open the account. Study participants thus fall into one of five groups: (i) offered information about the account (Info), monetary incentives to open it (Incentives), and told to open it at the branch (Branch); ii) info, incentives and told to open it with an agent (Agent), (iii) info, no Incentives and branch (iv) info, no incentives and agent and (v) no info.
format Brief
author Buri, Sinja
Cull, Robert
Giné, Xavier
Harten, Sven
Heitmann, Soren
author_facet Buri, Sinja
Cull, Robert
Giné, Xavier
Harten, Sven
Heitmann, Soren
author_sort Buri, Sinja
title The Pros and Cons of Agent Banking : Evidence from Senegal
title_short The Pros and Cons of Agent Banking : Evidence from Senegal
title_full The Pros and Cons of Agent Banking : Evidence from Senegal
title_fullStr The Pros and Cons of Agent Banking : Evidence from Senegal
title_full_unstemmed The Pros and Cons of Agent Banking : Evidence from Senegal
title_sort pros and cons of agent banking : evidence from senegal
publisher World Bank, Washington, DC
publishDate 2018
url http://documents.worldbank.org/curated/en/358311525841762069/The-pros-and-cons-of-agent-banking-evidence-from-Senegal
http://hdl.handle.net/10986/29853
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