Disruptive Finance : Using Psychometrics to Overcome Collateral Constraints in Ethiopia

Disruptive Finance : Using Psychometrics to Overcome Collateral Constraints in Ethiopia

This case study tells the story of the evolution of psychometric credit scoring as an innovative solution in a World Bank operation, from its humble beginnings as a small pilot in Ethiopia, to the current movement to replicate its use for similar c...

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Bibliographic Details
Main Authors: Alibhai, Salman, Buehren, Niklas, Coleman, Rachel, Goldstein, Markus, Strobbe, Francesco
Format: Working Paper
Language:English
Published: World Bank, Washington, DC 2018
Subjects:
MICROENTERPRISE
SMALL AND MEDIUM ENTERPRISES
ACCESS TO FINANCE
FINANCIAL TECHNOLOGY
FINANCIAL INCLUSION
GENDER
COLLATERAL
CREDIT RISK
BANKING
GENDER EQUALITY
GENDER GAP
MICROFINANCE
FINTECH
FINANCIAL EFFICIENCY
PSYCHOMETRICS
CREDIT SCORES
FEMALE ENTREPRENEURS
AFRICA GENDER POLICY
GENDER INNOVATION LAB
WOMEN AND PRIVATE SECTOR DEVELOPMENT
Online Access:http://documents.worldbank.org/curated/en/651751524666164146/Disruptive-finance-using-psychometrics-to-overcome-collateral-constraints-in-Ethiopia
http://hdl.handle.net/10986/29746

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