Banking with Agents : Experimental Evidence from Senegal
This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were...
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2018
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Online Access: | http://documents.worldbank.org/curated/en/470981524164012687/Banking-with-agents-experimental-evidence-from-Senegal http://hdl.handle.net/10986/29719 |
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okr-10986-297192021-06-08T14:42:45Z Banking with Agents : Experimental Evidence from Senegal Buri, Sinja Cull, Robert Gine, Xavier Harten, Sven Heitmann, Soren TRANSACTION COSTS FIELD EXPERIMENT RANDOMIZED CONTROL TRIALS AGENT BANKING PRIVACY This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were sent to the branch, individuals sent to an agent increased the number of transactions and incurred lower transaction costs with the agent. These transactions are, however, only half as large as those made at the branch because branch tellers are less likely to share information about clients with others. Banking with agents thus entails a trade-off between lower transaction costs and lack of privacy. 2018-04-20T18:52:18Z 2018-04-20T18:52:18Z 2018-04 Working Paper http://documents.worldbank.org/curated/en/470981524164012687/Banking-with-agents-experimental-evidence-from-Senegal http://hdl.handle.net/10986/29719 English Policy Research Working Paper;No. 8417 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research Publications & Research :: Policy Research Working Paper Africa Senegal |
repository_type |
Digital Repository |
institution_category |
Foreign Institution |
institution |
Digital Repositories |
building |
World Bank Open Knowledge Repository |
collection |
World Bank |
language |
English |
topic |
TRANSACTION COSTS FIELD EXPERIMENT RANDOMIZED CONTROL TRIALS AGENT BANKING PRIVACY |
spellingShingle |
TRANSACTION COSTS FIELD EXPERIMENT RANDOMIZED CONTROL TRIALS AGENT BANKING PRIVACY Buri, Sinja Cull, Robert Gine, Xavier Harten, Sven Heitmann, Soren Banking with Agents : Experimental Evidence from Senegal |
geographic_facet |
Africa Senegal |
relation |
Policy Research Working Paper;No. 8417 |
description |
This paper uses a randomized controlled
trial to study the effects of access to agent banking.
Individuals were encouraged to open an account and transact
at a banking agent or a branch of a financial institution.
Compared with individuals who were sent to the branch,
individuals sent to an agent increased the number of
transactions and incurred lower transaction costs with the
agent. These transactions are, however, only half as large
as those made at the branch because branch tellers are less
likely to share information about clients with others.
Banking with agents thus entails a trade-off between lower
transaction costs and lack of privacy. |
format |
Working Paper |
author |
Buri, Sinja Cull, Robert Gine, Xavier Harten, Sven Heitmann, Soren |
author_facet |
Buri, Sinja Cull, Robert Gine, Xavier Harten, Sven Heitmann, Soren |
author_sort |
Buri, Sinja |
title |
Banking with Agents : Experimental Evidence from Senegal |
title_short |
Banking with Agents : Experimental Evidence from Senegal |
title_full |
Banking with Agents : Experimental Evidence from Senegal |
title_fullStr |
Banking with Agents : Experimental Evidence from Senegal |
title_full_unstemmed |
Banking with Agents : Experimental Evidence from Senegal |
title_sort |
banking with agents : experimental evidence from senegal |
publisher |
World Bank, Washington, DC |
publishDate |
2018 |
url |
http://documents.worldbank.org/curated/en/470981524164012687/Banking-with-agents-experimental-evidence-from-Senegal http://hdl.handle.net/10986/29719 |
_version_ |
1764470083431694336 |