Bank Ownership : Trends and Implications

This paper presents recent trends in government and foreign bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to...

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Main Authors: Cull, Robert, Martinez Peria, Maria Soledad, Verrier, Jeanne
Format: Working Paper
Language:English
Published: World Bank, Washington, DC 2018
Subjects:
Online Access:http://documents.worldbank.org/curated/en/810621515444012541/Bank-ownership-trends-and-implications
http://hdl.handle.net/10986/29160
id okr-10986-29160
recordtype oai_dc
spelling okr-10986-291602021-06-08T14:42:48Z Bank Ownership : Trends and Implications Cull, Robert Martinez Peria, Maria Soledad Verrier, Jeanne BANK GOVERNANCE FINANCIAL GLOBALIZATION FOREIGN BANKS STATE-OWNED BANKES PRIVATIZATION This paper presents recent trends in government and foreign bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The evidence reviewed suggests that foreign-owned banks tend to be more efficient than domestic banks in developing countries, promote competition in host banking sectors, and help stabilize credit when host countries face idiosyncratic shocks. But there are trade-offs, since foreign-owned banks can also transmit external shocks and might not always contribute to expanding access to credit. The record on the impact of government bank ownership suggests few benefits, especially for developing countries. 2018-01-16T17:40:26Z 2018-01-16T17:40:26Z 2018-01 Working Paper http://documents.worldbank.org/curated/en/810621515444012541/Bank-ownership-trends-and-implications http://hdl.handle.net/10986/29160 English Policy Research Working Paper;No. 8297 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic BANK GOVERNANCE
FINANCIAL GLOBALIZATION
FOREIGN BANKS
STATE-OWNED BANKES
PRIVATIZATION
spellingShingle BANK GOVERNANCE
FINANCIAL GLOBALIZATION
FOREIGN BANKS
STATE-OWNED BANKES
PRIVATIZATION
Cull, Robert
Martinez Peria, Maria Soledad
Verrier, Jeanne
Bank Ownership : Trends and Implications
relation Policy Research Working Paper;No. 8297
description This paper presents recent trends in government and foreign bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The evidence reviewed suggests that foreign-owned banks tend to be more efficient than domestic banks in developing countries, promote competition in host banking sectors, and help stabilize credit when host countries face idiosyncratic shocks. But there are trade-offs, since foreign-owned banks can also transmit external shocks and might not always contribute to expanding access to credit. The record on the impact of government bank ownership suggests few benefits, especially for developing countries.
format Working Paper
author Cull, Robert
Martinez Peria, Maria Soledad
Verrier, Jeanne
author_facet Cull, Robert
Martinez Peria, Maria Soledad
Verrier, Jeanne
author_sort Cull, Robert
title Bank Ownership : Trends and Implications
title_short Bank Ownership : Trends and Implications
title_full Bank Ownership : Trends and Implications
title_fullStr Bank Ownership : Trends and Implications
title_full_unstemmed Bank Ownership : Trends and Implications
title_sort bank ownership : trends and implications
publisher World Bank, Washington, DC
publishDate 2018
url http://documents.worldbank.org/curated/en/810621515444012541/Bank-ownership-trends-and-implications
http://hdl.handle.net/10986/29160
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