Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing

The main public policy objectives of a deposit insurer are to reimburse depositors after bankfailure and to contribute to the stability of a financial system. To achieve these objectivesand to build public confidence in a deposit insurance system,...

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Main Authors: Nolte, Jan P., Khan, Isfandyar Z.
Format: Report
Language:English
Published: World Bank, Vienna 2017
Subjects:
Online Access:http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurance-systems-addressing-emerging-challenges-in-funding-investment-risk-based-contributions-and-stress-testing
http://hdl.handle.net/10986/28949
id okr-10986-28949
recordtype oai_dc
spelling okr-10986-289492021-06-14T10:06:52Z Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing Nolte, Jan P. Khan, Isfandyar Z. Nolte, Jan P. Khan, Isfandyar Z. O'Keefe, John P. Ufier, Alexander B. Bretschneider, Bernd Benna, Ralf Kajander-Saarikoski, Mirjami Kuczynski, Alex DEPOSIT INSURANCE RISK MANAGEMENT INVESTMENT BUSINESS CYCLES CONTINGENCY PLANNING STRESS TESTING The main public policy objectives of a deposit insurer are to reimburse depositors after bankfailure and to contribute to the stability of a financial system. To achieve these objectivesand to build public confidence in a deposit insurance system, deposit insurers musthave operational readiness to be able to act quickly after a bank failure. Sound fundingarrangements are essential aspects of such readiness, as they ensure prompt reimbursementof insured depositors and sufficient funds for the deposit insurer to unwind the institution.Depositor confidence depends, in part, on knowing that adequate funds for depositinsurance would always be available to ensure the prompt reimbursement of their claims. Itis therefore considered a best practice to build credible ex-ante funding mechanisms whichhave the financial capacity to ensure that these obligations are met. 2017-12-05T19:48:18Z 2017-12-05T19:48:18Z 2017-11 Report http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurance-systems-addressing-emerging-challenges-in-funding-investment-risk-based-contributions-and-stress-testing http://hdl.handle.net/10986/28949 English CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Vienna Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic DEPOSIT INSURANCE
RISK MANAGEMENT
INVESTMENT
BUSINESS CYCLES
CONTINGENCY PLANNING
STRESS TESTING
spellingShingle DEPOSIT INSURANCE
RISK MANAGEMENT
INVESTMENT
BUSINESS CYCLES
CONTINGENCY PLANNING
STRESS TESTING
Nolte, Jan P.
Khan, Isfandyar Z.
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
description The main public policy objectives of a deposit insurer are to reimburse depositors after bankfailure and to contribute to the stability of a financial system. To achieve these objectivesand to build public confidence in a deposit insurance system, deposit insurers musthave operational readiness to be able to act quickly after a bank failure. Sound fundingarrangements are essential aspects of such readiness, as they ensure prompt reimbursementof insured depositors and sufficient funds for the deposit insurer to unwind the institution.Depositor confidence depends, in part, on knowing that adequate funds for depositinsurance would always be available to ensure the prompt reimbursement of their claims. Itis therefore considered a best practice to build credible ex-ante funding mechanisms whichhave the financial capacity to ensure that these obligations are met.
author2 Nolte, Jan P.
author_facet Nolte, Jan P.
Nolte, Jan P.
Khan, Isfandyar Z.
format Report
author Nolte, Jan P.
Khan, Isfandyar Z.
author_sort Nolte, Jan P.
title Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
title_short Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
title_full Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
title_fullStr Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
title_full_unstemmed Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
title_sort deposit insurance systems : addressing emerging challenges in funding, investment, risk-based contributions and stress testing
publisher World Bank, Vienna
publishDate 2017
url http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurance-systems-addressing-emerging-challenges-in-funding-investment-risk-based-contributions-and-stress-testing
http://hdl.handle.net/10986/28949
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