Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing
The main public policy objectives of a deposit insurer are to reimburse depositors after bankfailure and to contribute to the stability of a financial system. To achieve these objectivesand to build public confidence in a deposit insurance system,...
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okr-10986-289492021-06-14T10:06:52Z Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing Nolte, Jan P. Khan, Isfandyar Z. Nolte, Jan P. Khan, Isfandyar Z. O'Keefe, John P. Ufier, Alexander B. Bretschneider, Bernd Benna, Ralf Kajander-Saarikoski, Mirjami Kuczynski, Alex DEPOSIT INSURANCE RISK MANAGEMENT INVESTMENT BUSINESS CYCLES CONTINGENCY PLANNING STRESS TESTING The main public policy objectives of a deposit insurer are to reimburse depositors after bankfailure and to contribute to the stability of a financial system. To achieve these objectivesand to build public confidence in a deposit insurance system, deposit insurers musthave operational readiness to be able to act quickly after a bank failure. Sound fundingarrangements are essential aspects of such readiness, as they ensure prompt reimbursementof insured depositors and sufficient funds for the deposit insurer to unwind the institution.Depositor confidence depends, in part, on knowing that adequate funds for depositinsurance would always be available to ensure the prompt reimbursement of their claims. Itis therefore considered a best practice to build credible ex-ante funding mechanisms whichhave the financial capacity to ensure that these obligations are met. 2017-12-05T19:48:18Z 2017-12-05T19:48:18Z 2017-11 Report http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurance-systems-addressing-emerging-challenges-in-funding-investment-risk-based-contributions-and-stress-testing http://hdl.handle.net/10986/28949 English CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Vienna Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work |
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World Bank |
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topic |
DEPOSIT INSURANCE RISK MANAGEMENT INVESTMENT BUSINESS CYCLES CONTINGENCY PLANNING STRESS TESTING |
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DEPOSIT INSURANCE RISK MANAGEMENT INVESTMENT BUSINESS CYCLES CONTINGENCY PLANNING STRESS TESTING Nolte, Jan P. Khan, Isfandyar Z. Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
description |
The main public policy objectives of a
deposit insurer are to reimburse depositors after
bankfailure and to contribute to the stability of a
financial system. To achieve these objectivesand to build
public confidence in a deposit insurance system, deposit
insurers musthave operational readiness to be able to act
quickly after a bank failure. Sound fundingarrangements are
essential aspects of such readiness, as they ensure prompt
reimbursementof insured depositors and sufficient funds for
the deposit insurer to unwind the institution.Depositor
confidence depends, in part, on knowing that adequate funds
for depositinsurance would always be available to ensure the
prompt reimbursement of their claims. Itis therefore
considered a best practice to build credible ex-ante funding
mechanisms whichhave the financial capacity to ensure that
these obligations are met. |
author2 |
Nolte, Jan P. |
author_facet |
Nolte, Jan P. Nolte, Jan P. Khan, Isfandyar Z. |
format |
Report |
author |
Nolte, Jan P. Khan, Isfandyar Z. |
author_sort |
Nolte, Jan P. |
title |
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
title_short |
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
title_full |
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
title_fullStr |
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
title_full_unstemmed |
Deposit Insurance Systems : Addressing Emerging Challenges in Funding, Investment, Risk-Based Contributions and Stress Testing |
title_sort |
deposit insurance systems : addressing emerging challenges in funding, investment, risk-based contributions and stress testing |
publisher |
World Bank, Vienna |
publishDate |
2017 |
url |
http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurance-systems-addressing-emerging-challenges-in-funding-investment-risk-based-contributions-and-stress-testing http://hdl.handle.net/10986/28949 |
_version_ |
1764468139571019776 |