Mali Financial Sector Assessment : Development Module
Mali is a vast, land-locked country in West Africa with a population of approximately 14.9 million, and a GDP per capita of USD480. The economy is largely rural, with over two-thirds of the population living off agriculture, notably cotton. Gold is...
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| Format: | Report |
| Language: | English en_US |
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World Bank, Washington, DC
2016
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| Online Access: | http://documents.worldbank.org/curated/en/2016/05/25804234/mali-financial-sector-assessment-development-module http://hdl.handle.net/10986/24582 |
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okr-10986-24582 |
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| recordtype |
oai_dc |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
FINANCIAL SERVICES BORROWER ECONOMIC GROWTH WAREHOUSE DEPOSITS AGRICULTURAL DEVELOPMENT BANK FINANCING DIRECT FINANCING INTEREST GOVERNMENT FUNDING PRIVATE SECTOR LOAN SAVINGS ACCOUNTS PRIVATE CREDIT REMITTANCE WAREHOUSE RECEIPTS INSURANCE SERVICES BANKING SERVICES TAX EXEMPT ENTREPRENEURS MULTINATIONAL CAPITAL ADEQUACY CAPACITY BUILDING LOAN BORROWERS SAVINGS PRODUCT PAYMENTS INFORMATION SYSTEMS LARGE BORROWERS MFIS SMALL FARMERS WAREHOUSE RECEIPT SYSTEMS LOAN PAYMENT TECHNICAL ASSISTANCE HOUSING FINANCE FINANCIAL INSTITUTION COMMERCIAL BANK DEBTS FINANCES CREDIT RISKS FINANCIAL INSTITUTIONS PAYMENT DEBT CAPITAL MARKET WAREHOUSE RECEIPT TAX-EXEMPT STATUS FINANCING NEEDS FARMERS ENTERPRISES BANK FINANCING POOR CREDIT TERM CREDIT DONOR SUPPORT LONG-TERM FUNDING SHORT-TERM DEPOSITS PRIVATE FUNDING BANKS DEPOSITORS MOVABLE COLLATERAL CAPITAL BUSINESS PLAN CUSTOMER BASE RURAL BUSINESSES ACCESS TO FINANCE BANK MICROINSURANCE SMALLHOLDER LOAN GUARANTEES MICROFINANCE LOANS HOUSEHOLD EXTERNAL FUNDS CREDIT INFORMATION SMALLHOLDER FARMERS DEPOSIT MOBILIZATION SECURITIES SOLVENCY FINANCIAL INFRASTRUCTURE POSTAL SAVINGS CREDIT RISK PROFITABILITY MICROFINANCE ECONOMIC DEVELOPMENT FINANCIAL SECTOR ASSESSMENT SUPPLY CHAINS REGISTRATION SYSTEM COMMERCIAL BANKS ACCESS LEVELS HOUSEHOLDS MORTGAGE LOANS INTERNAL FUNDS LOAN SIZE LOAN DEFAULT TAX-EXEMPT LOAN AMOUNTS EARNINGS GREATER ACCESS CHAMBER OF COMMERCE ACCESS POINTS TERMS OF LOAN FEES EQUIPMENT LOANS REMITTANCES CREDIT HISTORY COOPERATIVE CREDIT LINES DEVELOPMENT BANK DEPOSITOR CREDIT ASSOCIATIONS EMPLOYEES MFI MICROFINANCE INSTITUTION CREDIT PRODUCTS LINE OF CREDIT DEPOSIT PRIVATE SECTOR LENDERS RECEIPT TRADE CREDIT PEOPLE AGRICULTURAL CREDIT RURAL BORROWERS VILLAGE FARMER OUTSTANDING LOAN LOAN-TO-DEPOSIT RATIO GUARANTEES PRIVATIZATION INTEREST RATE BANK ACCOUNT RECEIPT SYSTEM MORTGAGE MORTGAGE LENDING SUBSIDY CREDIT PORTFOLIO CREDIT INSTITUTION CREDITOR NEW BUSINESS FINANCIAL POLICY MICROFINANCE INSTITUTIONS BANK LENDING ACCESS TO BANKING ACCESS TO FINANCIAL SERVICES MORTGAGES SAVINGS EXPORT EARNINGS INTERNAL “FUNDS UNION ACCESS TO INSURANCE INTEREST RATES DEPOSIT ACCOUNTS LIMITED ACCESS RECEIPTS FINANCIAL PRODUCTS LENDERS LOANS FINANCIAL HEALTH REGULAR PAYMENTS REAL ESTATE FINANCE GOVERNMENT SECURITIES INVENTORY CREDIT CREDIT INFORMATION BUREAU FAMILY RECEIPT SYSTEMS CREDIT DEBT COLLECTION BOND MARKET WORKING CAPITAL AGRICULTURAL SECTOR REPAYMENT PROPERTY PROPERTIES BALANCE SHEET INSURANCE PREMIUM FINANCIAL ANALYSIS ACCESS TO BANKING SERVICES LEGAL TITLE EMPLOYERS CREDIT BUREAU UMBRELLA ORGANIZATION TAX EXEMPT STATUS BANK ACCOUNTS CREDIT FLOWS ACCESS TO CREDIT INTERESTS SMALL FARMER FIXED ASSETS WAREHOUSE RECEIPT SYSTEM SECURITY INVESTMENT CREDIT INFORMATION SYSTEMS LOAN PORTFOLIOS BALANCE SHEETS COLLATERAL MICRO-FINANCE PAYMENT SERVICES BORROWINGS COOPERATION NET WORTH COOPERATIVES REVENUE BORROWING INVESTMENTS AGRICULTURAL FINANCE RISK MANAGEMENT TECHNICAL SUPPORT MORTGAGE PRODUCT LACK OF INFORMATION WOMEN OUTSTANDING LOANS BANK BRANCHES COMMERCIAL FARMING INSURANCE PENETRATION MORTGAGE MARKET GUARANTEE CONSUMER PROTECTION SAVINGS BANK |
| spellingShingle |
FINANCIAL SERVICES BORROWER ECONOMIC GROWTH WAREHOUSE DEPOSITS AGRICULTURAL DEVELOPMENT BANK FINANCING DIRECT FINANCING INTEREST GOVERNMENT FUNDING PRIVATE SECTOR LOAN SAVINGS ACCOUNTS PRIVATE CREDIT REMITTANCE WAREHOUSE RECEIPTS INSURANCE SERVICES BANKING SERVICES TAX EXEMPT ENTREPRENEURS MULTINATIONAL CAPITAL ADEQUACY CAPACITY BUILDING LOAN BORROWERS SAVINGS PRODUCT PAYMENTS INFORMATION SYSTEMS LARGE BORROWERS MFIS SMALL FARMERS WAREHOUSE RECEIPT SYSTEMS LOAN PAYMENT TECHNICAL ASSISTANCE HOUSING FINANCE FINANCIAL INSTITUTION COMMERCIAL BANK DEBTS FINANCES CREDIT RISKS FINANCIAL INSTITUTIONS PAYMENT DEBT CAPITAL MARKET WAREHOUSE RECEIPT TAX-EXEMPT STATUS FINANCING NEEDS FARMERS ENTERPRISES BANK FINANCING POOR CREDIT TERM CREDIT DONOR SUPPORT LONG-TERM FUNDING SHORT-TERM DEPOSITS PRIVATE FUNDING BANKS DEPOSITORS MOVABLE COLLATERAL CAPITAL BUSINESS PLAN CUSTOMER BASE RURAL BUSINESSES ACCESS TO FINANCE BANK MICROINSURANCE SMALLHOLDER LOAN GUARANTEES MICROFINANCE LOANS HOUSEHOLD EXTERNAL FUNDS CREDIT INFORMATION SMALLHOLDER FARMERS DEPOSIT MOBILIZATION SECURITIES SOLVENCY FINANCIAL INFRASTRUCTURE POSTAL SAVINGS CREDIT RISK PROFITABILITY MICROFINANCE ECONOMIC DEVELOPMENT FINANCIAL SECTOR ASSESSMENT SUPPLY CHAINS REGISTRATION SYSTEM COMMERCIAL BANKS ACCESS LEVELS HOUSEHOLDS MORTGAGE LOANS INTERNAL FUNDS LOAN SIZE LOAN DEFAULT TAX-EXEMPT LOAN AMOUNTS EARNINGS GREATER ACCESS CHAMBER OF COMMERCE ACCESS POINTS TERMS OF LOAN FEES EQUIPMENT LOANS REMITTANCES CREDIT HISTORY COOPERATIVE CREDIT LINES DEVELOPMENT BANK DEPOSITOR CREDIT ASSOCIATIONS EMPLOYEES MFI MICROFINANCE INSTITUTION CREDIT PRODUCTS LINE OF CREDIT DEPOSIT PRIVATE SECTOR LENDERS RECEIPT TRADE CREDIT PEOPLE AGRICULTURAL CREDIT RURAL BORROWERS VILLAGE FARMER OUTSTANDING LOAN LOAN-TO-DEPOSIT RATIO GUARANTEES PRIVATIZATION INTEREST RATE BANK ACCOUNT RECEIPT SYSTEM MORTGAGE MORTGAGE LENDING SUBSIDY CREDIT PORTFOLIO CREDIT INSTITUTION CREDITOR NEW BUSINESS FINANCIAL POLICY MICROFINANCE INSTITUTIONS BANK LENDING ACCESS TO BANKING ACCESS TO FINANCIAL SERVICES MORTGAGES SAVINGS EXPORT EARNINGS INTERNAL “FUNDS UNION ACCESS TO INSURANCE INTEREST RATES DEPOSIT ACCOUNTS LIMITED ACCESS RECEIPTS FINANCIAL PRODUCTS LENDERS LOANS FINANCIAL HEALTH REGULAR PAYMENTS REAL ESTATE FINANCE GOVERNMENT SECURITIES INVENTORY CREDIT CREDIT INFORMATION BUREAU FAMILY RECEIPT SYSTEMS CREDIT DEBT COLLECTION BOND MARKET WORKING CAPITAL AGRICULTURAL SECTOR REPAYMENT PROPERTY PROPERTIES BALANCE SHEET INSURANCE PREMIUM FINANCIAL ANALYSIS ACCESS TO BANKING SERVICES LEGAL TITLE EMPLOYERS CREDIT BUREAU UMBRELLA ORGANIZATION TAX EXEMPT STATUS BANK ACCOUNTS CREDIT FLOWS ACCESS TO CREDIT INTERESTS SMALL FARMER FIXED ASSETS WAREHOUSE RECEIPT SYSTEM SECURITY INVESTMENT CREDIT INFORMATION SYSTEMS LOAN PORTFOLIOS BALANCE SHEETS COLLATERAL MICRO-FINANCE PAYMENT SERVICES BORROWINGS COOPERATION NET WORTH COOPERATIVES REVENUE BORROWING INVESTMENTS AGRICULTURAL FINANCE RISK MANAGEMENT TECHNICAL SUPPORT MORTGAGE PRODUCT LACK OF INFORMATION WOMEN OUTSTANDING LOANS BANK BRANCHES COMMERCIAL FARMING INSURANCE PENETRATION MORTGAGE MARKET GUARANTEE CONSUMER PROTECTION SAVINGS BANK World Bank Mali Financial Sector Assessment : Development Module |
| geographic_facet |
Africa Mali |
| description |
Mali is a vast, land-locked country in
West Africa with a population of approximately 14.9 million,
and a GDP per capita of USD480. The economy is largely
rural, with over two-thirds of the population living off
agriculture, notably cotton. Gold is the country’s largest
export, though production has been declining and the
industry faces an uncertain future as proven reserves are
limited. The service sector, which represents 40 percent of
GDP, is dominated by trade and commerce. Mali’s dependence
on crops and gold makes it vulnerable to terms of trade
shocks. Industry, which employs just 3 percent of the active
population, consists largely of small-scale food processing
and textile plants. The overwhelming majority of the
population (over 90 percent) works in the informal sector.
The FSAP Development Module focused on: i) the banking
sector and legal framework (credit to the economy); ii)
microfinance; iii) agricultural finance; iv) insurance; and
v) housing finance2. The mission carried out in-depth
assessments on each topic and provided recommendations
aiming at mitigating financial vulnerabilities and
supporting the development of the financial sector (i.e.
development the credit to the economy while insuring
financial stability). |
| format |
Report |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Mali Financial Sector Assessment : Development Module |
| title_short |
Mali Financial Sector Assessment : Development Module |
| title_full |
Mali Financial Sector Assessment : Development Module |
| title_fullStr |
Mali Financial Sector Assessment : Development Module |
| title_full_unstemmed |
Mali Financial Sector Assessment : Development Module |
| title_sort |
mali financial sector assessment : development module |
| publisher |
World Bank, Washington, DC |
| publishDate |
2016 |
| url |
http://documents.worldbank.org/curated/en/2016/05/25804234/mali-financial-sector-assessment-development-module http://hdl.handle.net/10986/24582 |
| _version_ |
1764457106279235584 |
| spelling |
okr-10986-245822021-04-23T14:04:22Z Mali Financial Sector Assessment : Development Module World Bank FINANCIAL SERVICES BORROWER ECONOMIC GROWTH WAREHOUSE DEPOSITS AGRICULTURAL DEVELOPMENT BANK FINANCING DIRECT FINANCING INTEREST GOVERNMENT FUNDING PRIVATE SECTOR LOAN SAVINGS ACCOUNTS PRIVATE CREDIT REMITTANCE WAREHOUSE RECEIPTS INSURANCE SERVICES BANKING SERVICES TAX EXEMPT ENTREPRENEURS MULTINATIONAL CAPITAL ADEQUACY CAPACITY BUILDING LOAN BORROWERS SAVINGS PRODUCT PAYMENTS INFORMATION SYSTEMS LARGE BORROWERS MFIS SMALL FARMERS WAREHOUSE RECEIPT SYSTEMS LOAN PAYMENT TECHNICAL ASSISTANCE HOUSING FINANCE FINANCIAL INSTITUTION COMMERCIAL BANK DEBTS FINANCES CREDIT RISKS FINANCIAL INSTITUTIONS PAYMENT DEBT CAPITAL MARKET WAREHOUSE RECEIPT TAX-EXEMPT STATUS FINANCING NEEDS FARMERS ENTERPRISES BANK FINANCING POOR CREDIT TERM CREDIT DONOR SUPPORT LONG-TERM FUNDING SHORT-TERM DEPOSITS PRIVATE FUNDING BANKS DEPOSITORS MOVABLE COLLATERAL CAPITAL BUSINESS PLAN CUSTOMER BASE RURAL BUSINESSES ACCESS TO FINANCE BANK MICROINSURANCE SMALLHOLDER LOAN GUARANTEES MICROFINANCE LOANS HOUSEHOLD EXTERNAL FUNDS CREDIT INFORMATION SMALLHOLDER FARMERS DEPOSIT MOBILIZATION SECURITIES SOLVENCY FINANCIAL INFRASTRUCTURE POSTAL SAVINGS CREDIT RISK PROFITABILITY MICROFINANCE ECONOMIC DEVELOPMENT FINANCIAL SECTOR ASSESSMENT SUPPLY CHAINS REGISTRATION SYSTEM COMMERCIAL BANKS ACCESS LEVELS HOUSEHOLDS MORTGAGE LOANS INTERNAL FUNDS LOAN SIZE LOAN DEFAULT TAX-EXEMPT LOAN AMOUNTS EARNINGS GREATER ACCESS CHAMBER OF COMMERCE ACCESS POINTS TERMS OF LOAN FEES EQUIPMENT LOANS REMITTANCES CREDIT HISTORY COOPERATIVE CREDIT LINES DEVELOPMENT BANK DEPOSITOR CREDIT ASSOCIATIONS EMPLOYEES MFI MICROFINANCE INSTITUTION CREDIT PRODUCTS LINE OF CREDIT DEPOSIT PRIVATE SECTOR LENDERS RECEIPT TRADE CREDIT PEOPLE AGRICULTURAL CREDIT RURAL BORROWERS VILLAGE FARMER OUTSTANDING LOAN LOAN-TO-DEPOSIT RATIO GUARANTEES PRIVATIZATION INTEREST RATE BANK ACCOUNT RECEIPT SYSTEM MORTGAGE MORTGAGE LENDING SUBSIDY CREDIT PORTFOLIO CREDIT INSTITUTION CREDITOR NEW BUSINESS FINANCIAL POLICY MICROFINANCE INSTITUTIONS BANK LENDING ACCESS TO BANKING ACCESS TO FINANCIAL SERVICES MORTGAGES SAVINGS EXPORT EARNINGS INTERNAL “FUNDS UNION ACCESS TO INSURANCE INTEREST RATES DEPOSIT ACCOUNTS LIMITED ACCESS RECEIPTS FINANCIAL PRODUCTS LENDERS LOANS FINANCIAL HEALTH REGULAR PAYMENTS REAL ESTATE FINANCE GOVERNMENT SECURITIES INVENTORY CREDIT CREDIT INFORMATION BUREAU FAMILY RECEIPT SYSTEMS CREDIT DEBT COLLECTION BOND MARKET WORKING CAPITAL AGRICULTURAL SECTOR REPAYMENT PROPERTY PROPERTIES BALANCE SHEET INSURANCE PREMIUM FINANCIAL ANALYSIS ACCESS TO BANKING SERVICES LEGAL TITLE EMPLOYERS CREDIT BUREAU UMBRELLA ORGANIZATION TAX EXEMPT STATUS BANK ACCOUNTS CREDIT FLOWS ACCESS TO CREDIT INTERESTS SMALL FARMER FIXED ASSETS WAREHOUSE RECEIPT SYSTEM SECURITY INVESTMENT CREDIT INFORMATION SYSTEMS LOAN PORTFOLIOS BALANCE SHEETS COLLATERAL MICRO-FINANCE PAYMENT SERVICES BORROWINGS COOPERATION NET WORTH COOPERATIVES REVENUE BORROWING INVESTMENTS AGRICULTURAL FINANCE RISK MANAGEMENT TECHNICAL SUPPORT MORTGAGE PRODUCT LACK OF INFORMATION WOMEN OUTSTANDING LOANS BANK BRANCHES COMMERCIAL FARMING INSURANCE PENETRATION MORTGAGE MARKET GUARANTEE CONSUMER PROTECTION SAVINGS BANK Mali is a vast, land-locked country in West Africa with a population of approximately 14.9 million, and a GDP per capita of USD480. The economy is largely rural, with over two-thirds of the population living off agriculture, notably cotton. Gold is the country’s largest export, though production has been declining and the industry faces an uncertain future as proven reserves are limited. The service sector, which represents 40 percent of GDP, is dominated by trade and commerce. Mali’s dependence on crops and gold makes it vulnerable to terms of trade shocks. Industry, which employs just 3 percent of the active population, consists largely of small-scale food processing and textile plants. The overwhelming majority of the population (over 90 percent) works in the informal sector. The FSAP Development Module focused on: i) the banking sector and legal framework (credit to the economy); ii) microfinance; iii) agricultural finance; iv) insurance; and v) housing finance2. The mission carried out in-depth assessments on each topic and provided recommendations aiming at mitigating financial vulnerabilities and supporting the development of the financial sector (i.e. development the credit to the economy while insuring financial stability). 2016-06-22T15:25:36Z 2016-06-22T15:25:36Z 2015-12 Report http://documents.worldbank.org/curated/en/2016/05/25804234/mali-financial-sector-assessment-development-module http://hdl.handle.net/10986/24582 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Economic & Sector Work Economic & Sector Work :: Financial Sector Assessment Program Africa Mali |