Mali Financial Sector Assessment Program : Housing Finance

The housing finance market in Mali remains small and under developed. Few banks currently offer a full mortgage product with Banque Malienne de Solidarite, Mali Housing Bank (BHM), Bank of Africa, and EcoBank being the main lenders although at mini...

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Bibliographic Details
Main Author:	World Bank
Format:	Report
Language:	English en_US
Published:	Washington, DC 2016
Subjects:	HOME OWNERSHIP MONETARY POLICY FINANCIAL SERVICES PROVISION OF MORTGAGE DEPOSITS PROPERTY TAX FINANCING MORTGAGE DEBT INTEREST GOVERNMENT FUNDING PRIVATE SECTOR LOAN PRIVATE CREDIT LACK OF FINANCE BANKING SERVICES CAPITAL ADEQUACY LOAN BORROWERS SAVINGS PRODUCT CORRUPTION PAYMENTS MFIS RURAL BANKS FULL ACCESS FINANCIAL SECTOR REFORM HOUSING LOANS TECHNICAL ASSISTANCE HOUSING FINANCE FINANCIAL INSTITUTION MARKET DEVELOPMENT MORAL HAZARD LAND MARKETS FIXED DEPOSITS COOPERATIVE BANKS LOAN PRODUCTS DEBTS FINANCES BANK LENDERS DEBT OUTSTANDING FINANCIAL INSTITUTIONS PAYMENT CAPITAL MARKET DEBT MICRO LOANS BANK FINANCING POOR CREDIT BANKS CHECKING ACCOUNTS AFFORDABILITY CAPITAL BUSINESS PLAN ACCESS TO FINANCE BANK TITLE REGISTRATION LOAN GUARANTEES HOUSEHOLD FINANCIAL EDUCATION LOAN PORTFOLIO INSTALLMENTS AFFORDABLE HOUSING POSTAL SAVINGS CREDIT RISK PROFITABILITY LACK OF CAPITAL LOAN APPROVAL MICROFINANCE FINANCIAL SECTOR ASSESSMENT INFORMATION ON CREDIT REGISTRATION SYSTEM SOURCES OF FUNDS CREDIT GUARANTEES COMMERCIAL BANKS HOUSEHOLDS ACCESS LEVELS MORTGAGE LOANS LOAN SIZE LONG-TERM LENDING EARNINGS DEVELOPMENT FINANCE FINANCIAL SUPPORT URBAN COOPERATIVE BANKS LOAN PROGRAMS CONSUMER EDUCATION FEES TERMS OF LOAN HOME IMPROVEMENT REMITTANCES ARREARS COOPERATIVE CREDIT LINES FINANCIAL SECTOR DEVELOPMENT INCOME GROUPS EMPLOYEES LAND ADMINISTRATION MFI MICROFINANCE INSTITUTION DEPOSIT RECEIPT LAND ISSUES PEOPLE AFFORDABLE HOUSING FINANCE GUARANTEES EQUITABLE ACCESS PRIVATIZATION FINANCE COMPANIES INTEREST RATE PROPERTY RIGHTS BANKING SYSTEM DISCLOSURE REQUIREMENTS MORTGAGE MORTGAGE LENDING SUBSIDY INCOME TAX CREDIT INSTITUTION CREDITOR LENDER NEW BUSINESS MICROFINANCE INSTITUTIONS ACCESS TO FINANCIAL SERVICES RISK PERCEPTIONS CREDITS MORTGAGE LOAN MORTGAGES SAVINGS CREDIT WORTHINESS RESIDENTIAL MORTGAGES UNION INTEREST RATES DEPOSIT ACCOUNTS ELIGIBILITY CRITERIA HOMEOWNERSHIP FINANCIAL PRODUCTS LAND RIGHTS LENDERS LOANS MICRO FINANCE FINANCIAL SYSTEM FINANCIAL HEALTH REGULAR PAYMENTS REAL ESTATE FINANCE DOWN PAYMENT GRANT EQUITY CREDIT FLOW LAND MARKET MICRO FINANCE INSTITUTIONS LOAN GUARANTEE CORPORATE DEPOSITS FAMILY CREDIT HOUSING LOAN INVESTMENT BANK TAX CONCESSIONS URBAN AREAS REPAYMENT URBAN AREA MORTGAGE LENDERS PROPERTY PROPERTIES BALANCE SHEET GUARANTEE SCHEME LEGAL TITLE CREDIT BUREAU UMBRELLA ORGANIZATION AFFORDABLE FINANCING REGULATORY OVERSIGHT ACCESS TO CREDIT INTERESTS FIXED ASSETS FINANCIAL DEVELOPMENT SECURITY FINANCIAL MARKET INVESTMENT SECONDARY MORTGAGE MARKET BUSINESS VOLUMES COLLATERAL MICRO-FINANCE FINANCIAL MARKETS BORROWINGS COOPERATION COOPERATIVES BORROWING INVESTMENTS AGRICULTURAL FINANCE RISK MANAGEMENT TECHNICAL SUPPORT MORTGAGE PRODUCT FORM OF COLLATERAL WOMEN WHOLESALE FUNDING MORTGAGE MARKET GUARANTEE ECONOMIC AGENTS CONSUMER PROTECTION SAVINGS BANK
Online Access:	http://documents.worldbank.org/curated/en/2016/05/26361878/mali-financial-sector-assessment-program http://hdl.handle.net/10986/24266