Short-Term Impacts of Formalization Assistance and a Bank Information Session on Business Registration and Access to Finance in Malawi

Despite regulatory efforts designed to make it easier for firms to formalize, informality remains extremely high among firms in Sub-Saharan Africa. In most of the region, business registration in a national registry is separate from tax registratio...

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Bibliographic Details
Main Authors:	Campos, Francisco, Goldstein, Markus, McKenzie, David
Format:	Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2016
Subjects:	ACCESS TO BANK ACCOUNTS ACCESS TO CREDIT ACCESS TO EXTERNAL FINANCE ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INSURANCE ACCESS TO MARKETS ACCESS TO SAVINGS ACCOUNT ACCOUNT USAGE ACCOUNTS ADMINISTRATIVE RECORDS BANK ACCESS BANK ACCOUNT BANK ACCOUNTS BANK LOAN BANK LOANS BANKS BILLS BORROWING BRIBE BUSINESS ACTIVITIES BUSINESS CENTERS BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT SERVICES BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS ENVIRONMENT BUSINESS EXPENSES BUSINESS FACILITATION BUSINESS FINANCES BUSINESS INFORMATION BUSINESS LOAN BUSINESS OWNER BUSINESS OWNERS BUSINESS PERFORMANCE BUSINESS PLAN BUSINESS PURPOSES BUSINESS REGISTRATION BUSINESS RESOURCES BUSINESS TRAINING BUSINESSES CASH DEPOSITS CC CERTIFICATE CERTIFICATES CHAMBER OF COMMERCE COLLATERAL CONTACT INFORMATION COST SAVINGS CREDIT ASSOCIATION DEBT OUTSTANDING DEPRECIATION DIRECT COSTS EARNINGS ECONOMIC ACTIVITY ECONOMIC GROWTH EDUCATION LEVELS ELECTRICITY ENABLING ENVIRONMENT ENTERPRISE DEVELOPMENT ENTREPRENEUR ENTREPRENEURS EXCHANGE RATE FARM ENTERPRISES FEDERAL TAXES FEMALE BUSINESS FEMALE ENTREPRENEURS FINANCIAL ACCESS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL LITERACY FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCING NEED FIXED ASSETS FORMAL BANK FORMAL FINANCIAL SECTOR FORMAL SAVINGS GENDER GENDER DIFFERENCE GENDER EQUALITY GENDER GAP GENDER GAPS GREATER ACCESS HARDWARE HOUSEHOLD FINANCES HUMAN RESOURCES IDENTIFICATION NUMBER IMPACT EVALUATION INCOME TAX INDIVIDUAL ENTREPRENEURS INFORMAL ECONOMY INFORMAL FINANCIAL INSTITUTIONS INNOVATION INNOVATIONS INSPECTION INSPECTIONS INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FINANCE LACK OF ACCESS LICENSE LICENSES MANUFACTURING MIDDLEMAN MINIMUM BALANCE NEW BUSINESS NEW PRODUCTS ONE-STOP SHOP OPEN ACCESS OUTREACH OUTSTANDING DEBT PHOTO PRIVATE ENTERPRISE PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PROCUREMENT PROJECT MANAGEMENT PROTOCOL RECEIPTS REGISTRATION APPLICATION REGISTRATION OF BUSINESS REGISTRATION PROCESS REGISTRATION PROCESSES REGISTRY REPORTING RESULT RESULTS SALES SAVINGS ACCOUNTS SAVINGS PRODUCT SELLING SMALL BUSINESS SMALL ENTERPRISES SUBSTITUTES TECHNICAL ASSISTANCE TECHNICAL ASSISTANCE PROJECT TERM CREDIT TRANSACTION TRANSACTION COSTS TURNAROUND TIME VERIFICATION WOMEN ENTREPRENEURS WOMEN ENTREPRENEURSHIP AFRICA GENDER POLICY GENDER INNOVATION LAB WOMEN AND PRIVATE SECTOR DEVELOPMENT
Online Access:	http://documents.worldbank.org/curated/en/2015/01/23922000/short-term-impacts-formalization-assistance-bank-information-session-business-registration-access-finance-malawi http://hdl.handle.net/10986/23653