The Effect of a Land Titling Programme on Households’ Access to Credit

This paper assesses the effects of property titling on households’ access to and use of credit by focusing on household responses to an exogenous change in their formal ownership status. We isolate the credit effect on legal ownership by comparing households from communities in Osasco, Brazil. Our s...

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Main Authors:	Piza, Caio, Barros de Moura, Mauricio José Serpa
Format:	Journal Article
Language:	en_US
Published:	Taylor and Francis 2015
Subjects:	property rights land title access to credit treatment effects heterogeneous effects
Online Access:	http://hdl.handle.net/10986/22687

id	okr-10986-22687
recordtype	oai_dc
spelling	okr-10986-226872021-04-23T14:04:10Z The Effect of a Land Titling Programme on Households’ Access to Credit Piza, Caio Barros de Moura, Mauricio José Serpa property rights land title access to credit treatment effects heterogeneous effects This paper assesses the effects of property titling on households’ access to and use of credit by focusing on household responses to an exogenous change in their formal ownership status. We isolate the credit effect on legal ownership by comparing households from communities in Osasco, Brazil. Our statistical estimates suggest that land titling increases credit use, decreases reliance on credit borrowed from relatives, and increases credit borrowed from commercial banks. We also find that treated households increased their consumption of time-saving durable goods, which explains an observed reallocation of time among household members, with adults working more and children less. 2015-09-25T20:48:25Z 2015-09-25T20:48:25Z 2015-06 Journal Article Journal of Development Effectiveness http://hdl.handle.net/10986/22687 en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Taylor and Francis Publications & Research Publications & Research :: Journal Article Brazil
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	en_US
topic	property rights land title access to credit treatment effects heterogeneous effects
spellingShingle	property rights land title access to credit treatment effects heterogeneous effects Piza, Caio Barros de Moura, Mauricio José Serpa The Effect of a Land Titling Programme on Households’ Access to Credit
geographic_facet	Brazil
description	This paper assesses the effects of property titling on households’ access to and use of credit by focusing on household responses to an exogenous change in their formal ownership status. We isolate the credit effect on legal ownership by comparing households from communities in Osasco, Brazil. Our statistical estimates suggest that land titling increases credit use, decreases reliance on credit borrowed from relatives, and increases credit borrowed from commercial banks. We also find that treated households increased their consumption of time-saving durable goods, which explains an observed reallocation of time among household members, with adults working more and children less.
format	Journal Article
author	Piza, Caio Barros de Moura, Mauricio José Serpa
author_facet	Piza, Caio Barros de Moura, Mauricio José Serpa
author_sort	Piza, Caio
title	The Effect of a Land Titling Programme on Households’ Access to Credit
title_short	The Effect of a Land Titling Programme on Households’ Access to Credit
title_full	The Effect of a Land Titling Programme on Households’ Access to Credit
title_fullStr	The Effect of a Land Titling Programme on Households’ Access to Credit
title_full_unstemmed	The Effect of a Land Titling Programme on Households’ Access to Credit
title_sort	effect of a land titling programme on households’ access to credit
publisher	Taylor and Francis
publishDate	2015
url	http://hdl.handle.net/10986/22687
_version_	1764451772726771712

The Effect of a Land Titling Programme on Households’ Access to Credit

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