Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring

Enda Inter-Arabe (ENDA), a market-leading microfinance institution (MFI) in Tunisia, was one of the first MFIs affected by a repayment crisis linked to the so-called Arab Spring. However, rather than spiral out of control, ENDA took quick steps to...

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Main Author:	Leonard, Matt
Format:	Brief
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2015
Subjects:	ACCESS TO FINANCE ADVISORY SERVICES APPROVAL PROCESS ARREARS BANKS BRANCH BRANCHES BUSINESS DEVELOPMENT BUSINESS UNIT CREDIT POLICY CREDIT PORTFOLIO CREDIT PRODUCTS CREDIT RISK CREDIT SCORING CREDIT UNDERWRITING CUSTOMER RELATIONSHIPS DISBURSEMENTS DIVIDENDS ECONOMIC GROWTH EMPLOYERS EXPANSION FINANCES FINANCIAL ANALYSES FINANCIAL ANALYSIS FINANCIAL INSTITUTIONS GRACE PERIODS HOUSEHOLD INCOME HOUSEHOLDS INFLATION INFORMATION SYSTEM LIQUIDITY LIQUIDITY RISKS LOAN LOAN AMOUNT LOAN APPRAISAL LOAN DEFAULTS LOAN DELINQUENCIES LOAN FACILITIES LOAN OFFICERS LOAN PORTFOLIO LOAN PRODUCT LOAN SIZE LOAN VOLUMES MFI MFIS MICRO-CREDIT MICRO-ENTREPRENEUR MICRO-ENTREPRENEURS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE PROGRAM MICROFINANCE SECTOR NEGOTIATION NONPERFORMING LOANS OUTREACH OVERDUE LOANS PORTFOLIO QUALITY PREDICTIVE CREDIT-SCORING REFUGEES REPAYMENT REPAYMENT CRISIS REPAYMENTS RISK MANAGEMENT SALARIES SOCIAL DEVELOPMENT START-UP TURNOVER UNEMPLOYMENT
Online Access:	http://documents.worldbank.org/curated/en/2013/05/18203368/managing-credit-risk-microfinance-challenges-wake-arab-spring http://hdl.handle.net/10986/22616

id	okr-10986-22616
recordtype	oai_dc
spelling	okr-10986-226162021-04-23T14:04:09Z Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring Leonard, Matt ACCESS TO FINANCE ADVISORY SERVICES APPROVAL PROCESS ARREARS BANKS BRANCH BRANCHES BUSINESS DEVELOPMENT BUSINESS UNIT CREDIT POLICY CREDIT PORTFOLIO CREDIT PRODUCTS CREDIT RISK CREDIT SCORING CREDIT UNDERWRITING CUSTOMER RELATIONSHIPS DISBURSEMENTS DIVIDENDS ECONOMIC GROWTH EMPLOYERS EXPANSION FINANCES FINANCIAL ANALYSES FINANCIAL ANALYSIS FINANCIAL INSTITUTIONS GRACE PERIODS HOUSEHOLD INCOME HOUSEHOLDS INFLATION INFORMATION SYSTEM LIQUIDITY LIQUIDITY RISKS LOAN LOAN AMOUNT LOAN APPRAISAL LOAN DEFAULTS LOAN DELINQUENCIES LOAN FACILITIES LOAN OFFICERS LOAN PORTFOLIO LOAN PRODUCT LOAN SIZE LOAN VOLUMES MFI MFIS MICRO-CREDIT MICRO-ENTREPRENEUR MICRO-ENTREPRENEURS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE PROGRAM MICROFINANCE SECTOR NEGOTIATION NONPERFORMING LOANS OUTREACH OVERDUE LOANS PORTFOLIO QUALITY PREDICTIVE CREDIT-SCORING REFUGEES REPAYMENT REPAYMENT CRISIS REPAYMENTS RISK MANAGEMENT SALARIES SOCIAL DEVELOPMENT START-UP TURNOVER UNEMPLOYMENT Enda Inter-Arabe (ENDA), a market-leading microfinance institution (MFI) in Tunisia, was one of the first MFIs affected by a repayment crisis linked to the so-called Arab Spring. However, rather than spiral out of control, ENDA took quick steps to limit the damage while demonstrating an unwavering commitment to its clients. Today, International Finance Corporation (IFC) is helping ENDA remain at the vanguard of regional MFIs through the adoption of advanced risk-management practices. This report highlights the lessons learned from the crisis, explores the nuances of effective credit risk management, and shows how MFIs like ENDA can remain ahead of the curve in the years to come. 2015-09-14T21:18:35Z 2015-09-14T21:18:35Z 2013-05 Brief http://documents.worldbank.org/curated/en/2013/05/18203368/managing-credit-risk-microfinance-challenges-wake-arab-spring http://hdl.handle.net/10986/22616 English en_US IFC smart lessons brief; CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo/ World Bank International Finance Corporation, Washington, DC Publications & Research Publications & Research :: Brief Middle East and North Africa Middle East North Africa
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCESS TO FINANCE ADVISORY SERVICES APPROVAL PROCESS ARREARS BANKS BRANCH BRANCHES BUSINESS DEVELOPMENT BUSINESS UNIT CREDIT POLICY CREDIT PORTFOLIO CREDIT PRODUCTS CREDIT RISK CREDIT SCORING CREDIT UNDERWRITING CUSTOMER RELATIONSHIPS DISBURSEMENTS DIVIDENDS ECONOMIC GROWTH EMPLOYERS EXPANSION FINANCES FINANCIAL ANALYSES FINANCIAL ANALYSIS FINANCIAL INSTITUTIONS GRACE PERIODS HOUSEHOLD INCOME HOUSEHOLDS INFLATION INFORMATION SYSTEM LIQUIDITY LIQUIDITY RISKS LOAN LOAN AMOUNT LOAN APPRAISAL LOAN DEFAULTS LOAN DELINQUENCIES LOAN FACILITIES LOAN OFFICERS LOAN PORTFOLIO LOAN PRODUCT LOAN SIZE LOAN VOLUMES MFI MFIS MICRO-CREDIT MICRO-ENTREPRENEUR MICRO-ENTREPRENEURS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE PROGRAM MICROFINANCE SECTOR NEGOTIATION NONPERFORMING LOANS OUTREACH OVERDUE LOANS PORTFOLIO QUALITY PREDICTIVE CREDIT-SCORING REFUGEES REPAYMENT REPAYMENT CRISIS REPAYMENTS RISK MANAGEMENT SALARIES SOCIAL DEVELOPMENT START-UP TURNOVER UNEMPLOYMENT
spellingShingle	ACCESS TO FINANCE ADVISORY SERVICES APPROVAL PROCESS ARREARS BANKS BRANCH BRANCHES BUSINESS DEVELOPMENT BUSINESS UNIT CREDIT POLICY CREDIT PORTFOLIO CREDIT PRODUCTS CREDIT RISK CREDIT SCORING CREDIT UNDERWRITING CUSTOMER RELATIONSHIPS DISBURSEMENTS DIVIDENDS ECONOMIC GROWTH EMPLOYERS EXPANSION FINANCES FINANCIAL ANALYSES FINANCIAL ANALYSIS FINANCIAL INSTITUTIONS GRACE PERIODS HOUSEHOLD INCOME HOUSEHOLDS INFLATION INFORMATION SYSTEM LIQUIDITY LIQUIDITY RISKS LOAN LOAN AMOUNT LOAN APPRAISAL LOAN DEFAULTS LOAN DELINQUENCIES LOAN FACILITIES LOAN OFFICERS LOAN PORTFOLIO LOAN PRODUCT LOAN SIZE LOAN VOLUMES MFI MFIS MICRO-CREDIT MICRO-ENTREPRENEUR MICRO-ENTREPRENEURS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE PROGRAM MICROFINANCE SECTOR NEGOTIATION NONPERFORMING LOANS OUTREACH OVERDUE LOANS PORTFOLIO QUALITY PREDICTIVE CREDIT-SCORING REFUGEES REPAYMENT REPAYMENT CRISIS REPAYMENTS RISK MANAGEMENT SALARIES SOCIAL DEVELOPMENT START-UP TURNOVER UNEMPLOYMENT Leonard, Matt Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
geographic_facet	Middle East and North Africa Middle East North Africa
relation	IFC smart lessons brief;
description	Enda Inter-Arabe (ENDA), a market-leading microfinance institution (MFI) in Tunisia, was one of the first MFIs affected by a repayment crisis linked to the so-called Arab Spring. However, rather than spiral out of control, ENDA took quick steps to limit the damage while demonstrating an unwavering commitment to its clients. Today, International Finance Corporation (IFC) is helping ENDA remain at the vanguard of regional MFIs through the adoption of advanced risk-management practices. This report highlights the lessons learned from the crisis, explores the nuances of effective credit risk management, and shows how MFIs like ENDA can remain ahead of the curve in the years to come.
format	Brief
author	Leonard, Matt
author_facet	Leonard, Matt
author_sort	Leonard, Matt
title	Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
title_short	Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
title_full	Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
title_fullStr	Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
title_full_unstemmed	Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring
title_sort	managing credit risk in microfinance : challenges in the wake of the arab spring
publisher	International Finance Corporation, Washington, DC
publishDate	2015
url	http://documents.worldbank.org/curated/en/2013/05/18203368/managing-credit-risk-microfinance-challenges-wake-arab-spring http://hdl.handle.net/10986/22616
_version_	1764451567068512256

Managing Credit Risk in Microfinance : Challenges in the Wake of the Arab Spring

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