World Bank Lending for Financial Inclusion : Lessons from Reviews of Select Projects

The purpose of the paper is to present a more granular view of such projects through the in-depth focus on a limited number of case studies, with a view to understanding what factors in the design of such lending have helped achieve objectives of e...

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Bibliographic Details
Main Authors:	Kumar, Anjali, Narain, Sushma, Rubbani, Swizen
Format:	Working Paper
Language:	English en_US
Published:	World Bank Group, Washington, DC 2015
Subjects:	ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO MARKET ACCOUNTABILITY ACCOUNTING ADMINISTRATIVE COSTS AFFORDABLE FINANCIAL SERVICES AGRICULTURAL BANK AGRICULTURE BANK APEX BANK APEX BANKS AUTONOMY BANK ACCESS BANK BORROWERS BANK BRANCH BANK BRANCHES BANK CREDIT BANK LENDING BANK LOAN BANKING SYSTEM BANKS BORROWER BORROWING BUSINESS ORGANIZATIONS CAPACITY BUILDING CAPITAL ADEQUACY CENTRAL BANKS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS COMMUNITY BANK COMMUNITY BANKS CONTRACT ENFORCEMENT COUNTERPART FUNDS CREDIT BUREAU CREDIT CONSTRAINTS CREDIT DECISIONS CREDIT DELIVERY CREDIT HISTORIES CREDIT INFORMATION CREDIT INFORMATION SYSTEM CREDIT LINE CREDIT LINES CREDIT PROGRAMS CREDIT REGISTRIES CREDIT RISK CREDIT SCHEMES CREDITORS CREDITWORTHINESS DEBT DEBT FINANCING DEMAND FOR CREDIT DEPOSIT DEPOSITORS DEPOSITS DEVELOPMENT BANK DEVELOPMENT BANKS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTION DEVELOPMENT FINANCE INSTITUTIONS DIRECTED CREDIT DIVERSIFICATION DONOR FUNDING DONOR FUNDS EARNINGS ECONOMIC GROWTH ECONOMIC POLICY ELIGIBILITY CRITERIA ELIGIBLE BORROWERS EMPLOYMENT ENTERPRISE DEVELOPMENT ENTREPRENEURS EQUITY REQUIREMENTS FINANCIAL ACCESS FINANCIAL DEPTH FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIARY FINANCIAL INTERMEDIATION FINANCIAL MARKET FINANCIAL MARKETS FINANCIAL OUTREACH FINANCIAL PRODUCTS FINANCIAL REFORM FINANCIAL REGULATION FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SECTOR POLICY FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FINANCIAL TRANSACTIONS FIRST-TIME BORROWERS FOREIGN CURRENCY FOREIGN EXCHANGE FOREIGN INVESTMENT FORMAL CREDIT FORMAL FINANCE FORMAL FINANCIAL INSTITUTIONS FORMAL FINANCIAL MARKETS FORMAL FINANCIAL SERVICES FUNDING SOURCE FUNDING SOURCES GENDER GOOD BANK GOVERNMENT POLICIES GOVERNMENT SECURITIES HIGH INTEREST RATES HOUSEHOLDS INFLATION INFORMAL FINANCE INFORMAL FINANCIAL INSTITUTIONS INFORMATION ON CREDIT INFORMATION SYSTEMS INSTITUTIONAL REFORMS INSURANCE INTEREST RATE INVESTMENT BANK LACK OF ACCESS LACK OF CREDIT LAWS LENDER LINE OF CREDIT LINES OF CREDIT LIQUIDATION LOAN LOAN AMOUNT LOAN AMOUNTS LOAN COMMITMENTS LOAN PORTFOLIO LOAN PROCESSING LOAN RECOVERY LOAN REPAYMENT LOAN REPAYMENT RATES LOAN SIZE LOAN STRUCTURE LOW-INCOME CONSUMERS MANAGEMENT INFORMATION SYSTEMS MATCHING GRANTS MFI MFIS MICRO CREDIT MICRO- ENTREPRENEURS MICRO-ENTREPRENEURS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LENDING MICROFINANCE LOAN MUNICIPALITIES NATURE OF ACCESS NOMINAL INTEREST RATE NONBANK FINANCIAL INSTITUTIONS NONBANKS OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS POLICY ENVIRONMENT PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATE SECTOR BANKS PRIVATE SECTOR LENDERS PRIVILEGED ACCESS PRODUCTIVITY PUBLIC BANK PUBLIC BANKS RATES OF INTEREST RECESSION REPAYMENT REPAYMENT RATES REPAYMENTS RESERVE REQUIREMENTS RESOURCE ALLOCATION REVOLVING FUND RISK MANAGEMENT RURAL BANK RURAL BANKING RURAL BANKS RURAL CREDIT RURAL FINANCE RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL SERVICES SAFE ASSET SAFE ASSETS SAFETY NETS SAVINGS SAVINGS GROUPS SMALL BORROWERS SMALL BUSINESS SMALL BUSINESS SUPPORT SMALL LOANS SOFT LOANS SPECIAL CREDIT STATE SUPPORT STRUCTURAL ADJUSTMENT SUBSIDIZATION SUPERVISORY FRAMEWORK SUPPLY OF CREDIT TECHNICAL ASSISTANCE TECHNICAL SUPPORT TERM CREDIT TRADITIONAL LOAN TRANSACTION COSTS UNIVERSAL FINANCIAL ACCESS URBAN AREAS
Online Access:	http://documents.worldbank.org/curated/en/2015/01/24171436/world-bank-lending-financial-inclusion-lessons-reviews-select-projects http://hdl.handle.net/10986/21796