Toward Universal Access : Addressing the Global Challenge of Financial Inclusion

This report highlights key trends, challenges, and opportunities for advancing financial inclusion and presents major high-level policy recommendations for consideration by the Group of 20 (G-20) policy makers to benefit a wider range of developing...

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Bibliographic Details
Main Authors:	Stein, Peer, Randhawa, Bikki, Bilandzic, Nina
Format:	Working Paper
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2015
Subjects:	ABUSIVE LENDING ACCESS BARRIERS ACCESS INDICATORS ACCESS POINTS ACCESS TO CREDIT ACCESS TO EDUCATION ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCOUNT HOLDERS ADVISORY SERVICES AFFORDABILITY AFFORDABLE PRICES ALLOCATION OF FUNDS BANK ACCOUNT BANK FAILURES BANK LENDING BANKING ACCOUNTS BANKING INDUSTRY BANKING SERVICES BANKING SYSTEM BANKRUPTCY BENEFITS OF CREDIT BORROWER BORROWING BUSINESS ENTERPRISE CAPITAL ADEQUACY CAPITAL STOCK CASH DEPOSIT CASH FLOW CASH MANAGEMENT CASHLESS TRANSACTIONS CHECKING ACCOUNT CHECKING ACCOUNTS COLLATERAL COMMERCIAL BANKS CONSUMER CONFIDENCE CONSUMER DEBT CONSUMER PROTECTION CONSUMER PROTECTIONS COST OF CREDIT COST OF REMITTANCES CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT COOPERATIVES CREDIT GAP CREDIT GUARANTEES CREDIT HISTORIES CREDIT HISTORY CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT POLICIES CREDIT PRODUCTS CREDIT REGISTRIES CREDIT REPORT CREDIT REPORTING CREDIT REPORTS CREDIT RISK CREDIT RISKS CREDITOR CREDITORS CREDITWORTHINESS DEBIT CARD DEBT DEPOSIT DEPOSIT ACCOUNT DEPOSITORS DEVELOPMENT BANK DEVELOPMENT BANKS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DISPOSABLE INCOME DIVERSIFICATION DONOR SUPPORT E-PAYMENTS ECONOMIC ACTIVITIES ECONOMIC ACTIVITY ECONOMIC GROWTH ECONOMIC POLICY EDUCATION SYSTEM EMPLOYERS EMPOWERMENT ENTERPRISE FINANCING ENTREPRENEURS EQUITY FUNDS EXCHANGE RATE EXCHANGE RATES FAMILIES FEMALE BORROWERS FINANCIAL ACCESS FINANCIAL DEPTH FINANCIAL EDUCATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL MARKET FINANCIAL MARKETS FINANCIAL PRODUCTS FINANCIAL REGULATIONS FINANCIAL REGULATORS FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SERVICES INDUSTRY FINANCIAL SERVICES PROVIDERS FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TECHNOLOGY FORMAL BANKING FORMAL FINANCIAL SERVICES GENDER GENDER EQUALITY GOVERNMENT INTERVENTIONS GREATER ACCESS GROWTH OPPORTUNITIES GUARANTOR HIDDEN SUBSIDIES HOME IMPROVEMENT HOUSEHOLD INCOME HOUSEHOLDS INEQUALITIES INEQUALITY INFORMATION ASYMMETRIES INFORMATION INFRASTRUCTURE INFORMATION INFRASTRUCTURES INFRASTRUCTURE DELIVERY INSTITUTIONAL REFORM INSTITUTIONAL REFORMS INTEREST RATES INTERMEDIARY BANKS INTERNATIONAL BANK INTERNATIONAL FINANCE INVESTMENT DECISIONS INVESTMENT OPPORTUNITIES LACK OF ACCESS LENDER LENDERS LENDING DECISIONS LOAN LOAN APPROVAL LOAN APPROVAL RATE LOAN DEFAULT LOAN DELINQUENCIES LOAN RECOVERIES LOAN RECOVERY LOW-INCOME CONSUMERS LOW-INCOME FAMILIES MFI MFIS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LENDING MICROINSURANCE MIGRANT REMITTANCES MINIMUM BALANCE MONEY TRANSFERS MORAL HAZARD MORTGAGE MORTGAGE DEBT OPERATING COSTS PARTIAL CREDIT PAYMENT HISTORY PAYMENT SERVICES PAYMENTS SERVICES PENSION FUNDS PERSONAL FINANCE POINT-OF-SALE POINT-OF-SALE TERMINALS POLICY ENVIRONMENT POLICY ENVIRONMENTS POOR CLIENTS POSTAL BANKS PREDATORY LENDING PROPERTY AS COLLATERAL PROPERTY RIGHTS PUBLIC CREDIT PUBLIC FINANCE PUBLIC-PRIVATE PARTNERSHIPS RATES OF INTEREST REAL ESTATE REAL ESTATE AS COLLATERAL REMITTANCE REMITTANCES REPAYMENT REPAYMENT CAPACITY REPAYMENT PERIODS RISK MANAGEMENT RISK MITIGATION RURAL ASSET SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SAVINGS MECHANISMS SAVINGS PRODUCT SAVINGS PRODUCTS SAVINGS SERVICES SECURITIES SELF-EMPLOYMENT SMALL BORROWERS SMALL BUSINESS SMALL BUSINESSES SMALL LOANS SMART CARDS SUPPLY CHAINS TRANSACTION COST TRANSACTION COSTS UNEMPLOYMENT UNIVERSAL ACCESS WELFARES WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2011/01/24161035/toward-universal-access-addressing-global-challenge-financial-inclusion http://hdl.handle.net/10986/21742