Innovative Agricultural SME Finance Models

This report is organized into three main sections. Section one sets out the context by describing the particular challenges and opportunities related to financing agriculture, followed by defining the target group of agricultural SME s. Section two...

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Main Authors:	Global Partnership for Financial Inclusion, International Finance Corporation
Format:	Working Paper
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2015
Subjects:	ACCEPTABLE COLLATERAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INFORMATION ACCESS TO MARKETS ACCOUNT PRODUCT ADMINISTRATIVE COSTS ADVISORY SERVICES AGRICULTURAL ACTIVITIES AGRICULTURAL COMMODITIES AGRICULTURAL COMMODITY AGRICULTURAL COMMODITY EXCHANGE AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL MARKET AGRICULTURAL MARKETS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ASSET ACCUMULATION BALANCE SHEET BALANCE SHEETS BANK BRANCHES BANK FINANCING BANK LENDING BANK LOANS BANKS BORROWER BORROWING BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS FINANCE BUSINESS LENDING CAPACITY BUILDING CAPITAL FINANCE CASH FLOW CASH FLOW ANALYSIS CASH FLOW PLANNING CASH FLOWS CASH PAYMENTS COLLATERAL COLLATERAL MANAGEMENT AGREEMENT COLLATERAL MANAGEMENT AGREEMENTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL FARMERS COMMERCIAL LENDING COMMODITY PRICE COMMODITY TRADERS COOPERATIVES CREDIT BUREAUS CREDIT COOPERATIVES CREDIT FACILITY CREDIT GUARANTEE CREDIT HISTORY CREDIT PRODUCTS CREDIT REQUIREMENTS CREDIT RISK CREDIT RISKS CREDIT SCORING CREDIT UNIONS CREDITOR CREDITORS CREDITS CREDITWORTHINESS CROP FAILURE CROP INSURANCE CROP LOANS CROP LOSSES DEFAULT RISK DEMAND FOR CREDIT DEPOSIT DEPOSITOR DEPOSITS DEVELOPING COUNTRIES DEVELOPING COUNTRY DEVELOPMENT FINANCE DEVELOPMENT FINANCE COMPANY DIVERSIFICATION DONOR SUPPORT DOWN PAYMENT EARNINGS ECONOMIC ACTIVITIES ECONOMIC ACTIVITY ECONOMIC COOPERATION ECONOMIC CRISIS ECONOMIES OF SCALE EMERGING ECONOMIES ENTERPRISE DEVELOPMENT EQUIPMENT EXTERNAL CAPITAL FAMILY FARMS FARMER FARMER FINANCING FARMERS FINANCE INITIATIVE FINANCIAL INFRASTRUCTURE FINANCIAL INNOVATION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SKILLS FINANCING NEEDS FIXED ASSETS FLOW OF INFORMATION FORM OF COLLATERAL FORMAL BANK FORMAL FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTIONS GREEN REVOLUTION GROUP GUARANTEE GROUP GUARANTEES GROUP LENDING GROWTH OPPORTUNITIES GROWTH OPPORTUNITY HOUSEHOLD INCOME HOUSEHOLDS INFORMAL FINANCE INFORMAL LOANS INFORMATION GAP INSTALLMENTS INSURANCE PRODUCTS INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FINANCE INVESTMENT FUND LENDER LENDERS LENDING DECISIONS LENDING QUOTAS LENDING SPREADS LIABILITY LIMITED ACCESS LIQUIDITY LIQUIDITY MANAGEMENT LOAN LOAN DEFAULTS LOAN FACILITY LOAN PORTFOLIO LOAN PRODUCTS LOAN REPAYMENT LOANS FROM FAMILY LONG-TERM FUNDING MARKET INFORMATION MFIS MICRO-INSURANCE MICROFINANCE MICROFINANCE INSTITUTIONS MONEY LENDERS MONEY TRANSFERS MOVABLE ASSETS MOVABLE COLLATERAL NEW MARKET NEW MARKETS NON-PERFORMING LOANS OUTREACH PARTIAL CREDIT PAYMENT SYSTEMS PORTFOLIOS PRICE RISK PRICE RISK MANAGEMENT PRICE RISKS PRODUCTION CAPACITY PROFITABILITY PUBLIC SECTOR BANKS REAL ESTATE REMITTANCES REPAYMENT REPAYMENT CAPACITY REPAYMENT SCHEDULES REPAYMENTS REPOSSESSION RISK MANAGEMENT RISK MITIGATION RISK OF DEFAULT RURAL ASSETS RURAL CLIENTS RURAL FINANCIAL SERVICES SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SECURITIES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCES OF INCOME STATE BANK SUPPLY CHAIN SUPPLY CHAINS TECHNICAL ASSISTANCE TERM CREDIT TRADE FINANCE TRADE FINANCING TRANSACTION TRANSACTION COSTS UNION URBAN AREAS VILLAGE WAREHOUSE WAREHOUSE OPERATORS WAREHOUSE RECEIPT WAREHOUSE RECEIPT FINANCING WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPT SYSTEMS WAREHOUSE RECEIPTS WAREHOUSES WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2012/11/24160709/innovative-agricultural-sme-finance-models http://hdl.handle.net/10986/21730

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recordtype	oai_dc
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCEPTABLE COLLATERAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INFORMATION ACCESS TO MARKETS ACCOUNT PRODUCT ADMINISTRATIVE COSTS ADVISORY SERVICES AGRICULTURAL ACTIVITIES AGRICULTURAL COMMODITIES AGRICULTURAL COMMODITY AGRICULTURAL COMMODITY EXCHANGE AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL MARKET AGRICULTURAL MARKETS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ASSET ACCUMULATION BALANCE SHEET BALANCE SHEETS BANK BRANCHES BANK FINANCING BANK LENDING BANK LOANS BANKS BORROWER BORROWING BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS FINANCE BUSINESS LENDING CAPACITY BUILDING CAPITAL FINANCE CASH FLOW CASH FLOW ANALYSIS CASH FLOW PLANNING CASH FLOWS CASH PAYMENTS COLLATERAL COLLATERAL MANAGEMENT AGREEMENT COLLATERAL MANAGEMENT AGREEMENTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL FARMERS COMMERCIAL LENDING COMMODITY PRICE COMMODITY TRADERS COOPERATIVES CREDIT BUREAUS CREDIT COOPERATIVES CREDIT FACILITY CREDIT GUARANTEE CREDIT HISTORY CREDIT PRODUCTS CREDIT REQUIREMENTS CREDIT RISK CREDIT RISKS CREDIT SCORING CREDIT UNIONS CREDITOR CREDITORS CREDITS CREDITWORTHINESS CROP FAILURE CROP INSURANCE CROP LOANS CROP LOSSES DEFAULT RISK DEMAND FOR CREDIT DEPOSIT DEPOSITOR DEPOSITS DEVELOPING COUNTRIES DEVELOPING COUNTRY DEVELOPMENT FINANCE DEVELOPMENT FINANCE COMPANY DIVERSIFICATION DONOR SUPPORT DOWN PAYMENT EARNINGS ECONOMIC ACTIVITIES ECONOMIC ACTIVITY ECONOMIC COOPERATION ECONOMIC CRISIS ECONOMIES OF SCALE EMERGING ECONOMIES ENTERPRISE DEVELOPMENT EQUIPMENT EXTERNAL CAPITAL FAMILY FARMS FARMER FARMER FINANCING FARMERS FINANCE INITIATIVE FINANCIAL INFRASTRUCTURE FINANCIAL INNOVATION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SKILLS FINANCING NEEDS FIXED ASSETS FLOW OF INFORMATION FORM OF COLLATERAL FORMAL BANK FORMAL FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTIONS GREEN REVOLUTION GROUP GUARANTEE GROUP GUARANTEES GROUP LENDING GROWTH OPPORTUNITIES GROWTH OPPORTUNITY HOUSEHOLD INCOME HOUSEHOLDS INFORMAL FINANCE INFORMAL LOANS INFORMATION GAP INSTALLMENTS INSURANCE PRODUCTS INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FINANCE INVESTMENT FUND LENDER LENDERS LENDING DECISIONS LENDING QUOTAS LENDING SPREADS LIABILITY LIMITED ACCESS LIQUIDITY LIQUIDITY MANAGEMENT LOAN LOAN DEFAULTS LOAN FACILITY LOAN PORTFOLIO LOAN PRODUCTS LOAN REPAYMENT LOANS FROM FAMILY LONG-TERM FUNDING MARKET INFORMATION MFIS MICRO-INSURANCE MICROFINANCE MICROFINANCE INSTITUTIONS MONEY LENDERS MONEY TRANSFERS MOVABLE ASSETS MOVABLE COLLATERAL NEW MARKET NEW MARKETS NON-PERFORMING LOANS OUTREACH PARTIAL CREDIT PAYMENT SYSTEMS PORTFOLIOS PRICE RISK PRICE RISK MANAGEMENT PRICE RISKS PRODUCTION CAPACITY PROFITABILITY PUBLIC SECTOR BANKS REAL ESTATE REMITTANCES REPAYMENT REPAYMENT CAPACITY REPAYMENT SCHEDULES REPAYMENTS REPOSSESSION RISK MANAGEMENT RISK MITIGATION RISK OF DEFAULT RURAL ASSETS RURAL CLIENTS RURAL FINANCIAL SERVICES SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SECURITIES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCES OF INCOME STATE BANK SUPPLY CHAIN SUPPLY CHAINS TECHNICAL ASSISTANCE TERM CREDIT TRADE FINANCE TRADE FINANCING TRANSACTION TRANSACTION COSTS UNION URBAN AREAS VILLAGE WAREHOUSE WAREHOUSE OPERATORS WAREHOUSE RECEIPT WAREHOUSE RECEIPT FINANCING WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPT SYSTEMS WAREHOUSE RECEIPTS WAREHOUSES WORKING CAPITAL
spellingShingle	ACCEPTABLE COLLATERAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INFORMATION ACCESS TO MARKETS ACCOUNT PRODUCT ADMINISTRATIVE COSTS ADVISORY SERVICES AGRICULTURAL ACTIVITIES AGRICULTURAL COMMODITIES AGRICULTURAL COMMODITY AGRICULTURAL COMMODITY EXCHANGE AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL MARKET AGRICULTURAL MARKETS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ASSET ACCUMULATION BALANCE SHEET BALANCE SHEETS BANK BRANCHES BANK FINANCING BANK LENDING BANK LOANS BANKS BORROWER BORROWING BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS FINANCE BUSINESS LENDING CAPACITY BUILDING CAPITAL FINANCE CASH FLOW CASH FLOW ANALYSIS CASH FLOW PLANNING CASH FLOWS CASH PAYMENTS COLLATERAL COLLATERAL MANAGEMENT AGREEMENT COLLATERAL MANAGEMENT AGREEMENTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL FARMERS COMMERCIAL LENDING COMMODITY PRICE COMMODITY TRADERS COOPERATIVES CREDIT BUREAUS CREDIT COOPERATIVES CREDIT FACILITY CREDIT GUARANTEE CREDIT HISTORY CREDIT PRODUCTS CREDIT REQUIREMENTS CREDIT RISK CREDIT RISKS CREDIT SCORING CREDIT UNIONS CREDITOR CREDITORS CREDITS CREDITWORTHINESS CROP FAILURE CROP INSURANCE CROP LOANS CROP LOSSES DEFAULT RISK DEMAND FOR CREDIT DEPOSIT DEPOSITOR DEPOSITS DEVELOPING COUNTRIES DEVELOPING COUNTRY DEVELOPMENT FINANCE DEVELOPMENT FINANCE COMPANY DIVERSIFICATION DONOR SUPPORT DOWN PAYMENT EARNINGS ECONOMIC ACTIVITIES ECONOMIC ACTIVITY ECONOMIC COOPERATION ECONOMIC CRISIS ECONOMIES OF SCALE EMERGING ECONOMIES ENTERPRISE DEVELOPMENT EQUIPMENT EXTERNAL CAPITAL FAMILY FARMS FARMER FARMER FINANCING FARMERS FINANCE INITIATIVE FINANCIAL INFRASTRUCTURE FINANCIAL INNOVATION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SKILLS FINANCING NEEDS FIXED ASSETS FLOW OF INFORMATION FORM OF COLLATERAL FORMAL BANK FORMAL FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTIONS GREEN REVOLUTION GROUP GUARANTEE GROUP GUARANTEES GROUP LENDING GROWTH OPPORTUNITIES GROWTH OPPORTUNITY HOUSEHOLD INCOME HOUSEHOLDS INFORMAL FINANCE INFORMAL LOANS INFORMATION GAP INSTALLMENTS INSURANCE PRODUCTS INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FINANCE INVESTMENT FUND LENDER LENDERS LENDING DECISIONS LENDING QUOTAS LENDING SPREADS LIABILITY LIMITED ACCESS LIQUIDITY LIQUIDITY MANAGEMENT LOAN LOAN DEFAULTS LOAN FACILITY LOAN PORTFOLIO LOAN PRODUCTS LOAN REPAYMENT LOANS FROM FAMILY LONG-TERM FUNDING MARKET INFORMATION MFIS MICRO-INSURANCE MICROFINANCE MICROFINANCE INSTITUTIONS MONEY LENDERS MONEY TRANSFERS MOVABLE ASSETS MOVABLE COLLATERAL NEW MARKET NEW MARKETS NON-PERFORMING LOANS OUTREACH PARTIAL CREDIT PAYMENT SYSTEMS PORTFOLIOS PRICE RISK PRICE RISK MANAGEMENT PRICE RISKS PRODUCTION CAPACITY PROFITABILITY PUBLIC SECTOR BANKS REAL ESTATE REMITTANCES REPAYMENT REPAYMENT CAPACITY REPAYMENT SCHEDULES REPAYMENTS REPOSSESSION RISK MANAGEMENT RISK MITIGATION RISK OF DEFAULT RURAL ASSETS RURAL CLIENTS RURAL FINANCIAL SERVICES SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SECURITIES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCES OF INCOME STATE BANK SUPPLY CHAIN SUPPLY CHAINS TECHNICAL ASSISTANCE TERM CREDIT TRADE FINANCE TRADE FINANCING TRANSACTION TRANSACTION COSTS UNION URBAN AREAS VILLAGE WAREHOUSE WAREHOUSE OPERATORS WAREHOUSE RECEIPT WAREHOUSE RECEIPT FINANCING WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPT SYSTEMS WAREHOUSE RECEIPTS WAREHOUSES WORKING CAPITAL Global Partnership for Financial Inclusion International Finance Corporation Innovative Agricultural SME Finance Models
description	This report is organized into three main sections. Section one sets out the context by describing the particular challenges and opportunities related to financing agriculture, followed by defining the target group of agricultural SME s. Section two describes a set of innovative financing models. Section three then provides a framework for an indicative assessment of these models by gathering and forming observations from the case studies. The model observations are then highlighted in three types of country contexts in which bankers in developing countries may find themselves. Preliminary assessment results are presented. The report concludes with key lessons learned on innovative agricultural financing, relevant case studies, and an outlook on further work in this area. Annexes present methodologies and case studies representing the various models.
format	Working Paper
author	Global Partnership for Financial Inclusion International Finance Corporation
author_facet	Global Partnership for Financial Inclusion International Finance Corporation
author_sort	Global Partnership for Financial Inclusion
title	Innovative Agricultural SME Finance Models
title_short	Innovative Agricultural SME Finance Models
title_full	Innovative Agricultural SME Finance Models
title_fullStr	Innovative Agricultural SME Finance Models
title_full_unstemmed	Innovative Agricultural SME Finance Models
title_sort	innovative agricultural sme finance models
publisher	International Finance Corporation, Washington, DC
publishDate	2015
url	http://documents.worldbank.org/curated/en/2012/11/24160709/innovative-agricultural-sme-finance-models http://hdl.handle.net/10986/21730
_version_	1764449073057759232
spelling	okr-10986-217302021-04-23T14:04:04Z Innovative Agricultural SME Finance Models Global Partnership for Financial Inclusion International Finance Corporation ACCEPTABLE COLLATERAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INFORMATION ACCESS TO MARKETS ACCOUNT PRODUCT ADMINISTRATIVE COSTS ADVISORY SERVICES AGRICULTURAL ACTIVITIES AGRICULTURAL COMMODITIES AGRICULTURAL COMMODITY AGRICULTURAL COMMODITY EXCHANGE AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL MARKET AGRICULTURAL MARKETS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ASSET ACCUMULATION BALANCE SHEET BALANCE SHEETS BANK BRANCHES BANK FINANCING BANK LENDING BANK LOANS BANKS BORROWER BORROWING BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS FINANCE BUSINESS LENDING CAPACITY BUILDING CAPITAL FINANCE CASH FLOW CASH FLOW ANALYSIS CASH FLOW PLANNING CASH FLOWS CASH PAYMENTS COLLATERAL COLLATERAL MANAGEMENT AGREEMENT COLLATERAL MANAGEMENT AGREEMENTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL FARMERS COMMERCIAL LENDING COMMODITY PRICE COMMODITY TRADERS COOPERATIVES CREDIT BUREAUS CREDIT COOPERATIVES CREDIT FACILITY CREDIT GUARANTEE CREDIT HISTORY CREDIT PRODUCTS CREDIT REQUIREMENTS CREDIT RISK CREDIT RISKS CREDIT SCORING CREDIT UNIONS CREDITOR CREDITORS CREDITS CREDITWORTHINESS CROP FAILURE CROP INSURANCE CROP LOANS CROP LOSSES DEFAULT RISK DEMAND FOR CREDIT DEPOSIT DEPOSITOR DEPOSITS DEVELOPING COUNTRIES DEVELOPING COUNTRY DEVELOPMENT FINANCE DEVELOPMENT FINANCE COMPANY DIVERSIFICATION DONOR SUPPORT DOWN PAYMENT EARNINGS ECONOMIC ACTIVITIES ECONOMIC ACTIVITY ECONOMIC COOPERATION ECONOMIC CRISIS ECONOMIES OF SCALE EMERGING ECONOMIES ENTERPRISE DEVELOPMENT EQUIPMENT EXTERNAL CAPITAL FAMILY FARMS FARMER FARMER FINANCING FARMERS FINANCE INITIATIVE FINANCIAL INFRASTRUCTURE FINANCIAL INNOVATION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SKILLS FINANCING NEEDS FIXED ASSETS FLOW OF INFORMATION FORM OF COLLATERAL FORMAL BANK FORMAL FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTIONS GREEN REVOLUTION GROUP GUARANTEE GROUP GUARANTEES GROUP LENDING GROWTH OPPORTUNITIES GROWTH OPPORTUNITY HOUSEHOLD INCOME HOUSEHOLDS INFORMAL FINANCE INFORMAL LOANS INFORMATION GAP INSTALLMENTS INSURANCE PRODUCTS INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FINANCE INVESTMENT FUND LENDER LENDERS LENDING DECISIONS LENDING QUOTAS LENDING SPREADS LIABILITY LIMITED ACCESS LIQUIDITY LIQUIDITY MANAGEMENT LOAN LOAN DEFAULTS LOAN FACILITY LOAN PORTFOLIO LOAN PRODUCTS LOAN REPAYMENT LOANS FROM FAMILY LONG-TERM FUNDING MARKET INFORMATION MFIS MICRO-INSURANCE MICROFINANCE MICROFINANCE INSTITUTIONS MONEY LENDERS MONEY TRANSFERS MOVABLE ASSETS MOVABLE COLLATERAL NEW MARKET NEW MARKETS NON-PERFORMING LOANS OUTREACH PARTIAL CREDIT PAYMENT SYSTEMS PORTFOLIOS PRICE RISK PRICE RISK MANAGEMENT PRICE RISKS PRODUCTION CAPACITY PROFITABILITY PUBLIC SECTOR BANKS REAL ESTATE REMITTANCES REPAYMENT REPAYMENT CAPACITY REPAYMENT SCHEDULES REPAYMENTS REPOSSESSION RISK MANAGEMENT RISK MITIGATION RISK OF DEFAULT RURAL ASSETS RURAL CLIENTS RURAL FINANCIAL SERVICES SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SECURITIES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCES OF INCOME STATE BANK SUPPLY CHAIN SUPPLY CHAINS TECHNICAL ASSISTANCE TERM CREDIT TRADE FINANCE TRADE FINANCING TRANSACTION TRANSACTION COSTS UNION URBAN AREAS VILLAGE WAREHOUSE WAREHOUSE OPERATORS WAREHOUSE RECEIPT WAREHOUSE RECEIPT FINANCING WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPT SYSTEMS WAREHOUSE RECEIPTS WAREHOUSES WORKING CAPITAL This report is organized into three main sections. Section one sets out the context by describing the particular challenges and opportunities related to financing agriculture, followed by defining the target group of agricultural SME s. Section two describes a set of innovative financing models. Section three then provides a framework for an indicative assessment of these models by gathering and forming observations from the case studies. The model observations are then highlighted in three types of country contexts in which bankers in developing countries may find themselves. Preliminary assessment results are presented. The report concludes with key lessons learned on innovative agricultural financing, relevant case studies, and an outlook on further work in this area. Annexes present methodologies and case studies representing the various models. 2015-04-13T21:31:57Z 2015-04-13T21:31:57Z 2012-11 Working Paper http://documents.worldbank.org/curated/en/2012/11/24160709/innovative-agricultural-sme-finance-models http://hdl.handle.net/10986/21730 English en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo/ International Finance Corporation International Finance Corporation, Washington, DC Publications & Research Publications & Research :: Working Paper

Innovative Agricultural SME Finance Models

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