Zambia Economic Brief, December 2014, Issue 4 : Financial Services - Reaching Every Zambian

Zambia s economy is estimated to grow around 6.0 percent in 2014, slower than the 6.7 percent in the previous two years. Growth comes from a bumper maize harvest; rapid expansion in the construction industry supported in part by public investment i...

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Bibliographic Details
Main Author:	World Bank Group
Format:	Economic Updates and Modeling
Language:	English en_US
Published:	Washington, DC 2014
Subjects:	ACCESS POINTS ACCESS TO FINANCE ACCESSIBLE BANKING ACCOUNT HOLDERS ACCOUNT OWNERSHIP ADMINISTRATIVE COSTS ARREARS AUDITS BACKED LOANS BALANCE OF PAYMENTS BANK ACCOUNT BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK CUSTOMERS BANK DEPOSITS BANK LENDING BANKING MODELS BANKING SECTOR BANKING SECTOR OUTREACH BANKING SERVICES BANKING SYSTEM BOND MARKET BOND MARKETS BOND SPREADS BORROWER BORROWING BORROWING COSTS BUSINESS OPPORTUNITIES BUSINESS STRATEGIES CAPITAL ADEQUACY CAPITAL FLOWS CAPITAL FORMATION CAPITAL MARKET CAPITAL MARKETS CASH TRANSFERS CIVIL SERVICE COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL LOANS COMMODITY PRICES CONSOLIDATION CONSUMER PROTECTION CONTRACT ENFORCEMENT COOPERATIVES CORPORATE INCOME TAXES COST OF CREDIT CREDIT BANK CREDIT BUREAU CREDIT COOPERATIVES CREDIT GROWTH CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT PRODUCTS CREDIT UNION CREDITORS CURRENT ACCOUNT DEBIT CARDS DEBT DEBT MANAGEMENT DECENTRALIZATION DEMAND FOR CAPITAL DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITORS DEVELOPMENT BANK DISCRIMINATION DISPOSABLE INCOMES DOCUMENTATION REQUIREMENTS DOMESTIC CREDIT E-PAYMENTS EARNINGS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC DEVELOPMENTS ECONOMIC GROWTH ELECTRONIC PAYMENT ELECTRONIC PAYMENTS EMERGING MARKETS EMPLOYEE EMPLOYER EMPLOYERS EMPLOYMENT EMPLOYMENT STATUS EMPOWERMENT ENFORCEMENT MECHANISMS EQUAL AMOUNT EQUIPMENT PURCHASES EXCHANGE RATE EXPENDITURE EXPENDITURES EXTERNAL SHOCKS FARMER FINANCES FINANCIAL ACCESS FINANCIAL ASSETS FINANCIAL DEPTH FINANCIAL DEVELOPMENT FINANCIAL EXCLUSION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE ACCESS FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SERVICES INDUSTRY FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEMS FISCAL DEFICIT FISCAL DEFICITS FISCAL DISCIPLINE FISCAL POLICY FIXED CAPITAL FOREIGN CURRENCY FOREIGN DIRECT INVESTMENT FOREIGN EXCHANGE FOREIGN EXCHANGE MARKETS FORMAL BANKING FORMAL FINANCIAL INSTITUTION FORMAL FINANCIAL SERVICES GENDER GENDER GAP GOVERNMENT FINANCES GOVERNMENT SECURITIES HIGH INTEREST RATE HIGH INTEREST RATES HOUSEHOLDS HUMAN DEVELOPMENT INCOME GROUP INCOME TAX INCOME TAXES INFLATION INFORMAL SAVING INFORMAL SAVINGS INSURANCE INTEREST PAYMENTS INTEREST RATES INTERNATIONAL BANK LABOR COSTS LACK OF INFORMATION LENDERS LENDING PORTFOLIO LOAN LOAN SIZE LOW INTEREST RATES MACROECONOMIC STABILITY MERCHANT MERCHANTS MFI MFIS MICRO FINANCE MICRO FINANCE INSTITUTION MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MONETARY POLICIES MONETARY POLICY MONEY ORDERS MONEY TRANSFER MONEY TRANSFERS NONBANK FINANCIAL INSTITUTIONS NONBANKS NONPERFORMING LOANS ONLINE BANKING OUTSTANDING LOAN OVERHEAD COSTS PAYDAY LENDERS PAYDAY LENDING PAYMENT SERVICE PAYMENT SERVICES PAYMENT SYSTEM PENSIONS PHONE PENETRATION POST OFFICE POSTAL BANK PREPAID DEBIT CARDS PRIVATE CREDIT PRIVATE INVESTMENT PRIVATE LENDER PRIVATIZATION PRODUCTIVITY PROFITABILITY PUBLIC DEBT PUBLIC FUNDS PUBLIC INVESTMENT REAL ESTATE RECEIPTS REDEMPTION REMITTANCE REMITTANCES REPAYMENTS RESERVE REQUIREMENT RETIREMENT SAVINGS ACCOUNTS SAVINGS BANK SAVINGS PRODUCTS SAVINGS SERVICES SELF-EXCLUSION SMALL BORROWERS SMALL-BUSINESS SMALL-BUSINESS LENDING SMALLHOLDER SMALLHOLDER FARMERS SOURCES OF CREDIT SOVEREIGN BOND TAX INCENTIVES TAX REGIME TRANSACTION COSTS TRANSPORT TREASURY BILL TREASURY BILLS TREASURY NOTES UNIVERSAL FINANCIAL ACCESS URBAN AREAS WAGES
Online Access:	http://documents.worldbank.org/curated/en/2014/12/23036169/zambia-economic-brief http://hdl.handle.net/10986/21055