Making Cross-Border Banking Work for Africa
Cross-border banking has been a critical part of Africa's financial history since colonial times. While the period after independence saw a wave of nationalization across the continent, with many of the colonial banks exiting, this trend was r...
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| Format: | Publication |
| Language: | English en_US |
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Eschborn, Germany: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH
2014
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| Online Access: | http://documents.worldbank.org/curated/en/2014/01/19761778/making-cross-border-banking-work-africa http://hdl.handle.net/10986/20248 |
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okr-10986-20248 |
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oai_dc |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO FINANCIAL SERVICES ACCOUNTING AFFILIATE AFFILIATES AGRICULTURAL FINANCE ASSET MANAGEMENT BANK ACCESS BANK BRANCHES BANK FAILURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK GOVERNORS BANK HOLDING COMPANY BANK OFFICIALS BANK REGULATION BANK RESTRUCTURING BANK SUPERVISORS BANKING CRISIS BANKING MODELS BANKING REGULATION BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BROKERAGE BROKERAGE FIRMS BUSINESS OPPORTUNITIES CAPACITY BUILDING CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY COMMON MARKET COMPLIANCE COSTS CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE CLIENTS COST OF CREDIT CREDIT ALLOCATION CREDIT BUREAUS CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT MARKETS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDITORS CROSS-BORDER BANKING CROSS-BORDER COOPERATION CROSS-BORDER EXPANSION CURRENCY DEPOSIT DEPOSIT FUNDING DEPOSITORS DEPOSITS DEREGULATION DEVELOPING ECONOMIES DEVELOPMENT BANK DOMESTIC BANK EARNINGS ECONOMIC AGENTS ECONOMIC COOPERATION ECONOMIC CRISES ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC INTEGRATION ECONOMIES OF SCALE EMERGING MARKETS ENTRY POINT EUROPEAN CENTRAL BANK EXPOSURE EXTERNAL SHOCKS FINANCIAL CONGLOMERATES FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL DEPTH FINANCIAL FRAGILITY FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL OUTREACH FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SECTOR POLICIES FINANCIAL SECTOR REFORMS FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN BANK FOREIGN BANKS FOREIGN DIRECT INVESTMENT FOREIGN EXCHANGE FORMAL FINANCIAL SERVICES GLOBAL INVESTORS GOVERNMENT INTERVENTION GOVERNMENT INTERVENTIONS GOVERNMENT SECURITIES GUARANTY HARMONIZATION HOLDING COMPANIES HOME COUNTRIES HOME COUNTRY HOUSEHOLDS INCOME INSIDER LENDING INSTITUTION BUILDING INSURANCE INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL BANKS INTERNATIONAL RESERVES INVESTMENT OPPORTUNITIES JOINT VENTURE JOINT VENTURES JURISDICTION JURISDICTIONS LENDERS LEVEL PLAYING FIELD LIQUIDITY LOAN LOAN PORTFOLIO LOAN PORTFOLIOS LOCAL ENTERPRISES LOW-INCOME COUNTRIES MAJORITY OF SHARES MAJORITY SHAREHOLDER MARKET STRUCTURE MFI MFIS MICRO FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MINISTRIES OF FINANCE MINORITY SHAREHOLDER MULTINATIONAL NATURAL RESOURCE NATURAL RESOURCES NEW MARKET NEW MARKETS OUTREACH OWNERSHIP STRUCTURE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS SYSTEM PAYMENTS SYSTEMS PRIVATE BANKS PRIVATE CREDIT PRIVATE SECTOR DEVELOPMENT PRIVATE SECTOR LENDER PROFIT MARGINS PUBLIC CREDIT PUBLIC INVESTMENT RAPID EXPANSION REFORM PROGRAMS REGULATORS REGULATORY AUTHORITIES REGULATORY AUTHORITY REGULATORY BODIES REGULATORY FRAMEWORKS REGULATORY GAPS REGULATORY POLICIES RESERVE BANK OF NEW ZEALAND RETAIL BANKING RISK EXPOSURES RISK MANAGEMENT SAVINGS SECURITIES SHARE OF ASSETS SHAREHOLDER SHAREHOLDERS SOCIAL RESPONSIBILITY STOCK MARKET STRUCTURAL ADJUSTMENT SUBSIDIARIES SUBSIDIARY SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TECHNICAL ASSISTANCE THE SOUTH AFRICAN RESERVE BANK TRADITIONAL BANKING UNION UNIONS VIRTUOUS CYCLE VOLATILITY WORKING CAPITAL WORLD DEVELOPMENT INDICATORS WORLD TRADE |
| spellingShingle |
ACCESS TO FINANCIAL SERVICES ACCOUNTING AFFILIATE AFFILIATES AGRICULTURAL FINANCE ASSET MANAGEMENT BANK ACCESS BANK BRANCHES BANK FAILURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK GOVERNORS BANK HOLDING COMPANY BANK OFFICIALS BANK REGULATION BANK RESTRUCTURING BANK SUPERVISORS BANKING CRISIS BANKING MODELS BANKING REGULATION BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BROKERAGE BROKERAGE FIRMS BUSINESS OPPORTUNITIES CAPACITY BUILDING CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY COMMON MARKET COMPLIANCE COSTS CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE CLIENTS COST OF CREDIT CREDIT ALLOCATION CREDIT BUREAUS CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT MARKETS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDITORS CROSS-BORDER BANKING CROSS-BORDER COOPERATION CROSS-BORDER EXPANSION CURRENCY DEPOSIT DEPOSIT FUNDING DEPOSITORS DEPOSITS DEREGULATION DEVELOPING ECONOMIES DEVELOPMENT BANK DOMESTIC BANK EARNINGS ECONOMIC AGENTS ECONOMIC COOPERATION ECONOMIC CRISES ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC INTEGRATION ECONOMIES OF SCALE EMERGING MARKETS ENTRY POINT EUROPEAN CENTRAL BANK EXPOSURE EXTERNAL SHOCKS FINANCIAL CONGLOMERATES FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL DEPTH FINANCIAL FRAGILITY FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL OUTREACH FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SECTOR POLICIES FINANCIAL SECTOR REFORMS FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN BANK FOREIGN BANKS FOREIGN DIRECT INVESTMENT FOREIGN EXCHANGE FORMAL FINANCIAL SERVICES GLOBAL INVESTORS GOVERNMENT INTERVENTION GOVERNMENT INTERVENTIONS GOVERNMENT SECURITIES GUARANTY HARMONIZATION HOLDING COMPANIES HOME COUNTRIES HOME COUNTRY HOUSEHOLDS INCOME INSIDER LENDING INSTITUTION BUILDING INSURANCE INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL BANKS INTERNATIONAL RESERVES INVESTMENT OPPORTUNITIES JOINT VENTURE JOINT VENTURES JURISDICTION JURISDICTIONS LENDERS LEVEL PLAYING FIELD LIQUIDITY LOAN LOAN PORTFOLIO LOAN PORTFOLIOS LOCAL ENTERPRISES LOW-INCOME COUNTRIES MAJORITY OF SHARES MAJORITY SHAREHOLDER MARKET STRUCTURE MFI MFIS MICRO FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MINISTRIES OF FINANCE MINORITY SHAREHOLDER MULTINATIONAL NATURAL RESOURCE NATURAL RESOURCES NEW MARKET NEW MARKETS OUTREACH OWNERSHIP STRUCTURE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS SYSTEM PAYMENTS SYSTEMS PRIVATE BANKS PRIVATE CREDIT PRIVATE SECTOR DEVELOPMENT PRIVATE SECTOR LENDER PROFIT MARGINS PUBLIC CREDIT PUBLIC INVESTMENT RAPID EXPANSION REFORM PROGRAMS REGULATORS REGULATORY AUTHORITIES REGULATORY AUTHORITY REGULATORY BODIES REGULATORY FRAMEWORKS REGULATORY GAPS REGULATORY POLICIES RESERVE BANK OF NEW ZEALAND RETAIL BANKING RISK EXPOSURES RISK MANAGEMENT SAVINGS SECURITIES SHARE OF ASSETS SHAREHOLDER SHAREHOLDERS SOCIAL RESPONSIBILITY STOCK MARKET STRUCTURAL ADJUSTMENT SUBSIDIARIES SUBSIDIARY SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TECHNICAL ASSISTANCE THE SOUTH AFRICAN RESERVE BANK TRADITIONAL BANKING UNION UNIONS VIRTUOUS CYCLE VOLATILITY WORKING CAPITAL WORLD DEVELOPMENT INDICATORS WORLD TRADE Beck, Thorsten Fuchs, Michael Singer, Dorothe Witte, Makaio Making Cross-Border Banking Work for Africa |
| geographic_facet |
Africa Africa |
| description |
Cross-border banking has been a critical
part of Africa's financial history since colonial
times. While the period after independence saw a wave of
nationalization across the continent, with many of the
colonial banks exiting, this trend was reversed in the 1980s
with the arrival of financial liberalization. Failing
state-owned and private banks were sold mostly to global
investors or multinational banks. Increasing international
and regional economic integration, including of financial
services, and deregulation further increased the number of
foreign banks and by the mid-2000s many African banking
systems were yet again dominated by foreign banks. This
introductory chapter documents trends in cross-border
banking in Africa and the increasing shift in the
composition of foreign banks in Africa. The next section
provides a short overview of financial systems in Africa to
set the stage. Section two characterizes the population of
cross-border banks operating in Africa today, their
expansion across the continent, and their importance in the
host countries. Section three explores the reasons for the
expansion of cross-border banking on the continent. Section
four assesses the different business models banks use to
expand across the continent as well as the characteristics
of their group structures. Section five concludes. |
| format |
Publications & Research :: Publication |
| author |
Beck, Thorsten Fuchs, Michael Singer, Dorothe Witte, Makaio |
| author_facet |
Beck, Thorsten Fuchs, Michael Singer, Dorothe Witte, Makaio |
| author_sort |
Beck, Thorsten |
| title |
Making Cross-Border Banking Work for Africa |
| title_short |
Making Cross-Border Banking Work for Africa |
| title_full |
Making Cross-Border Banking Work for Africa |
| title_fullStr |
Making Cross-Border Banking Work for Africa |
| title_full_unstemmed |
Making Cross-Border Banking Work for Africa |
| title_sort |
making cross-border banking work for africa |
| publisher |
Eschborn, Germany: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH |
| publishDate |
2014 |
| url |
http://documents.worldbank.org/curated/en/2014/01/19761778/making-cross-border-banking-work-africa http://hdl.handle.net/10986/20248 |
| _version_ |
1764444989359652864 |
| spelling |
okr-10986-202482021-04-23T14:03:54Z Making Cross-Border Banking Work for Africa Beck, Thorsten Fuchs, Michael Singer, Dorothe Witte, Makaio ACCESS TO FINANCIAL SERVICES ACCOUNTING AFFILIATE AFFILIATES AGRICULTURAL FINANCE ASSET MANAGEMENT BANK ACCESS BANK BRANCHES BANK FAILURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK GOVERNORS BANK HOLDING COMPANY BANK OFFICIALS BANK REGULATION BANK RESTRUCTURING BANK SUPERVISORS BANKING CRISIS BANKING MODELS BANKING REGULATION BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BROKERAGE BROKERAGE FIRMS BUSINESS OPPORTUNITIES CAPACITY BUILDING CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY COMMON MARKET COMPLIANCE COSTS CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE CLIENTS COST OF CREDIT CREDIT ALLOCATION CREDIT BUREAUS CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT MARKETS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDITORS CROSS-BORDER BANKING CROSS-BORDER COOPERATION CROSS-BORDER EXPANSION CURRENCY DEPOSIT DEPOSIT FUNDING DEPOSITORS DEPOSITS DEREGULATION DEVELOPING ECONOMIES DEVELOPMENT BANK DOMESTIC BANK EARNINGS ECONOMIC AGENTS ECONOMIC COOPERATION ECONOMIC CRISES ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC INTEGRATION ECONOMIES OF SCALE EMERGING MARKETS ENTRY POINT EUROPEAN CENTRAL BANK EXPOSURE EXTERNAL SHOCKS FINANCIAL CONGLOMERATES FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL DEPTH FINANCIAL FRAGILITY FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL OUTREACH FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SECTOR POLICIES FINANCIAL SECTOR REFORMS FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN BANK FOREIGN BANKS FOREIGN DIRECT INVESTMENT FOREIGN EXCHANGE FORMAL FINANCIAL SERVICES GLOBAL INVESTORS GOVERNMENT INTERVENTION GOVERNMENT INTERVENTIONS GOVERNMENT SECURITIES GUARANTY HARMONIZATION HOLDING COMPANIES HOME COUNTRIES HOME COUNTRY HOUSEHOLDS INCOME INSIDER LENDING INSTITUTION BUILDING INSURANCE INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL BANKS INTERNATIONAL RESERVES INVESTMENT OPPORTUNITIES JOINT VENTURE JOINT VENTURES JURISDICTION JURISDICTIONS LENDERS LEVEL PLAYING FIELD LIQUIDITY LOAN LOAN PORTFOLIO LOAN PORTFOLIOS LOCAL ENTERPRISES LOW-INCOME COUNTRIES MAJORITY OF SHARES MAJORITY SHAREHOLDER MARKET STRUCTURE MFI MFIS MICRO FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MINISTRIES OF FINANCE MINORITY SHAREHOLDER MULTINATIONAL NATURAL RESOURCE NATURAL RESOURCES NEW MARKET NEW MARKETS OUTREACH OWNERSHIP STRUCTURE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS SYSTEM PAYMENTS SYSTEMS PRIVATE BANKS PRIVATE CREDIT PRIVATE SECTOR DEVELOPMENT PRIVATE SECTOR LENDER PROFIT MARGINS PUBLIC CREDIT PUBLIC INVESTMENT RAPID EXPANSION REFORM PROGRAMS REGULATORS REGULATORY AUTHORITIES REGULATORY AUTHORITY REGULATORY BODIES REGULATORY FRAMEWORKS REGULATORY GAPS REGULATORY POLICIES RESERVE BANK OF NEW ZEALAND RETAIL BANKING RISK EXPOSURES RISK MANAGEMENT SAVINGS SECURITIES SHARE OF ASSETS SHAREHOLDER SHAREHOLDERS SOCIAL RESPONSIBILITY STOCK MARKET STRUCTURAL ADJUSTMENT SUBSIDIARIES SUBSIDIARY SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TECHNICAL ASSISTANCE THE SOUTH AFRICAN RESERVE BANK TRADITIONAL BANKING UNION UNIONS VIRTUOUS CYCLE VOLATILITY WORKING CAPITAL WORLD DEVELOPMENT INDICATORS WORLD TRADE Cross-border banking has been a critical part of Africa's financial history since colonial times. While the period after independence saw a wave of nationalization across the continent, with many of the colonial banks exiting, this trend was reversed in the 1980s with the arrival of financial liberalization. Failing state-owned and private banks were sold mostly to global investors or multinational banks. Increasing international and regional economic integration, including of financial services, and deregulation further increased the number of foreign banks and by the mid-2000s many African banking systems were yet again dominated by foreign banks. This introductory chapter documents trends in cross-border banking in Africa and the increasing shift in the composition of foreign banks in Africa. The next section provides a short overview of financial systems in Africa to set the stage. Section two characterizes the population of cross-border banks operating in Africa today, their expansion across the continent, and their importance in the host countries. Section three explores the reasons for the expansion of cross-border banking on the continent. Section four assesses the different business models banks use to expand across the continent as well as the characteristics of their group structures. Section five concludes. 2014-09-18T20:04:30Z 2014-09-18T20:04:30Z 2014 http://documents.worldbank.org/curated/en/2014/01/19761778/making-cross-border-banking-work-africa 978-3-944152-39-4 http://hdl.handle.net/10986/20248 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH and International Bank for Reconstruction and Development / The World Bank Eschborn, Germany: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH Publications & Research :: Publication Africa Africa |