Work History and the Access to Contributory Pensions in Uruguay : Some Facts and Policy Options

Incomplete and highly fragmented work histories threaten to leave many contributors of the pension schemes in Latin America without the minimum pension guarantee or even without access to the ordinary pension. We propose a methodology to assess thi...

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Bibliographic Details
Main Authors:	Bucheli, Marisa, Forteza, Alvaro, Rossi, Ianina
Format:	Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	AGED WORKERS AVERAGE UNEMPLOYMENT AVERAGE UNEMPLOYMENT RATE AVERAGE WAGE BANK LENDING BASIC NEEDS BENEFIT FORMULA BULLETIN BUSINESS CYCLE CHILD LABOR COMMUNITY DEVELOPMENT COMPLICATIONS CONTRACT LABOR DEMOGRAPHIC DEMOGRAPHIC CHANGE DEPOSIT DEVELOPING COUNTRIES DEVELOPING COUNTRY DISABILITY DISPLACED WORKERS DOMESTIC WORKERS EARLY CHILDHOOD ECONOMIC CRISIS ECONOMIC DOWNTURNS ECONOMIC PERFORMANCE ECONOMIC THEORY ECONOMICS ELDERLY EMPLOYMENT RATES FAMILY INCOME FAMILY MEMBERS FIRM SIZE FOOD PRICES FUND MANAGERS GENDER DIFFERENCES GLOBALIZATION HEALTH INTERVENTIONS HIGH UNEMPLOYMENT HIGHER-INCOME WORKERS HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HUMAN CAPITAL HUMAN DEVELOPMENT IMMIGRANTS INCOME DISTRIBUTION INCOME GROUP INCOME SECURITY INCOME SUPPORT INDIVIDUAL ACCOUNTS INDIVIDUAL RETIREMENT ACCOUNTS INFORMAL LABOR MARKETS INFORMATION SYSTEMS INSTITUTION BUILDING INSURANCE POLICIES INVENTORY JOB CREATION JOB LOSS JOB SECURITY JOBS LABOR FORCE LABOR INCOME LABOR LAWS LABOR MARKET LABOR MARKET OUTCOMES LABOR MARKET POLICIES LABOR MIGRATION LABOR REGULATION LABOR REGULATIONS LABOR SUPPLY MANDATED BENEFITS MARKET TRENDS MATERNITY LEAVE MIGRANTS MONTHLY CONTRIBUTIONS MORAL HAZARD MORAL HAZARD PROBLEM MOTIVATION MULTIPLE EQUILIBRIA NORMAL RETIREMENT AGE NORMAL RETIREMENT AGES NUMBER OF WORKERS OCCUPATIONS OLD AGE OLD MEN OLD-AGE OLD-AGE PENSION PENSION PENSION BENEFIT PENSION COVERAGE PENSION POLICIES PENSION PROGRAM PENSION PROGRAMS PENSION REFORM PENSION RIGHTS PENSION SCHEME PENSION SCHEMES PENSION SYSTEM PENSION SYSTEM REFORMS PENSION SYSTEMS PENSIONERS PENSIONS PERSONAL INFORMATION PERSONAL PENSIONS POLICE FORCE POLICY IMPLICATIONS POLICY REGIME POLICY RESEARCH POLITICAL ECONOMY POLITICAL RISK POLITICAL RISKS POLITICAL SYSTEM PRELIMINARY EVIDENCE PRELIMINARY RESULTS PREVIOUS SECTION PREVIOUS STUDIES PREVIOUS STUDY PREVIOUS WORK PRIVATE PARTICIPATION PRIVATE SECTOR PRIVATE SECTOR WORKERS PUBLIC HEALTH PUBLIC SECTOR WORKERS PUBLIC SYSTEM REGULAR JOBS REPLACEMENT RATE REPLACEMENT RATES RETIREMENT RETIREMENT AGE RETIREMENT AGES RETIREMENT DECISION RETIREMENT PROGRAM RETIREMENT PROGRAMS RETIREMENT SYSTEM RIGHTS OF PERSONS RIGHTS OF PERSONS WITH DISABILITIES RURAL WORKERS SAFETY SAFETY NET SAFETY NETS SAVINGS SAVINGS ACCOUNTS SEASONAL WORKERS SECURITY RISK SERVANTS SEX SOCIAL ASSISTANCE SOCIAL FUND SOCIAL FUNDS SOCIAL INCLUSION SOCIAL INSURANCE SOCIAL PENSIONS SOCIAL POLICIES SOCIAL PROTECTION SOCIAL SAFETY NET SOCIAL SAFETY NETS SOCIAL SECURITY SOCIAL SECURITY BENEFITS SOCIAL SECURITY REFORM SOCIAL SECURITY SYSTEM SOCIAL SECURITY SYSTEMS SURVIVAL ANALYSIS TAX TRANSITION COUNTRIES TURNOVER UNEMPLOYED UNEMPLOYED WORKERS UNEMPLOYMENT UNEMPLOYMENT INSURANCE UNEMPLOYMENT RATE UNEMPLOYMENT RATES VOLATILITY VULNERABILITY VULNERABLE GROUPS WAGES WORKER WORKERS WORKING POPULATION YOUNG WORKERS YOUTH EMPLOYMENT YOUTH LABOR
Online Access:	http://documents.worldbank.org/curated/en/2008/05/20170209/work-history-access-contributory-pensions-uruguay-some-facts-policy-options http://hdl.handle.net/10986/20199

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Summary:	Incomplete and highly fragmented work histories threaten to leave many contributors of the pension schemes in Latin America without the minimum pension guarantee or even without access to the ordinary pension. We propose a methodology to assess this risk, identify vulnerable groups and study potential determinants of the history of contributions using information from the work history records of the social security institutions. We apply this methodology to the largest social security institution of Uruguay, the Banco de Previsión Social, and show that the majority of contributors to this institution might not comply with the minimum number of years of contribution that is currently required to access an ordinary pension when they reach the retirement age.

Work History and the Access to Contributory Pensions in Uruguay : Some Facts and Policy Options

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