Money or Ideas? A Field Experiment on Constraints to Entrepreneurship in Rural Pakistan

This paper identifies the relative importance of human and physical capital for entrepreneurship. A subset of rural microfinance clients were offered eight full time days of business training and the opportunity to participate in a loan lottery of...

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Bibliographic Details
Main Authors:	Gine, Xavier, Mansuri, Ghazala
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	ACCESS TO CAPITAL ACCESS TO CREDIT ACCOUNTING ACCOUNTS ADMINISTRATIVE RECORDS ADVERTISING AGRICULTURAL ACTIVITIES BALANCE SHEET BANK ACCOUNT BANK DEPOSIT BANK OFFICE BOOKKEEPING BORROWER BORROWING BUSINESS ACTIVITIES BUSINESS CREATION BUSINESS DECISIONS BUSINESS ENTRY BUSINESS EXPERIENCE BUSINESS FAILURE BUSINESS FAILURES BUSINESS IDEAS BUSINESS NEEDS BUSINESS OPERATIONS BUSINESS OWNER BUSINESS OWNERSHIP BUSINESS PERFORMANCE BUSINESS PLAN BUSINESS PLANNING BUSINESS SECTOR BUSINESS SKILLS BUSINESS SUCCESS BUSINESS SURVIVAL BUSINESS TRAINING BUSINESS WOMEN BUYER BUYERS CAPACITY BUILDING CAPITAL INJECTIONS CAPITAL MARKET CAPITAL REQUIREMENTS COMMERCE COMPUTER LITERACY COST ANALYSIS CREDIT CONSTRAINT CREDIT CONSTRAINTS CREDIT DECISIONS CREDIT HISTORY CREDIT OFFICERS CREDIT PRODUCTS CULTURAL NORMS CUSTOMER LOYALTY DEMAND FOR CREDIT DISTRIBUTION SYSTEMS E-MAIL EMPLOYEE EMPOWERMENT ENTREPRENEURIAL ABILITY EQUIPMENT EXCHANGE RATE EXPENDITURE EXPENDITURES FAMILIES FARM ENTERPRISE FARM ENTERPRISES FEMALE BORROWERS FEMALE BUSINESSES FEMALE CLIENT FEMALE CLIENTS FEMALE ENTERPRISE FEMALE ENTREPRENEUR FEMALE ENTREPRENEURS FEMALE ENTREPRENEURSHIP FINANCIAL CAPITAL FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL LITERACY FINANCIAL MANAGEMENT FINANCIAL RESOURCES FIXED ASSETS FIXED COST GENDER GENDER DIFFERENCES GENDER EQUITY GENDERS GROUPS OF BORROWERS GUARANTORS HANDICRAFTS HOUSEHOLD INCOME HOUSEHOLD WELFARE HOUSEHOLDS HUSBAND HUSBANDS INFORMAL ECONOMY INITIAL LOAN INNOVATION INNOVATION POLICY INSTALLMENT INSTALLMENTS INTEREST RATE INTERNATIONAL BANK INVENTORY JOINT LIABILITY LABOR FORCE PARTICIPATION LABOR MARKET LABOR MARKETS LENDER LENDERS LICENSE LIVESTOCK LOAN LIVESTOCK LOANS LOAN LOAN AMOUNT LOAN AMOUNTS LOAN APPLICANTS LOAN DEFAULT LOAN DEMAND LOAN PAYMENTS LOAN PRODUCTS LOAN REPAYMENT LOAN REPAYMENT RATES LOAN REQUESTS LOAN SIZE LOAN SIZES MANUFACTURING MARKETING MATERIAL MICRO BUSINESS MICRO ENTREPRENEURS MICRO FINANCE MICRO-CREDIT MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MORAL HAZARD NEW BUSINESS NEW BUSINESSES OPEN ACCESS OUTSTANDING DEBT OUTSTANDING LOAN PERSONAL COMPETENCIES PHYSICAL CAPITAL POOR ACCESS PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRODUCT DESIGN PRODUCTIVITY PROFITABILITY PROTOCOLS RECEIPTS REPAYMENT REPORTING RESULT RESULTS SAFETY NET SALES SAVINGS SELF-EMPLOYMENT SELF-HELP SHADOW ECONOMIES START-UP TIME PERIOD TRAINING COURSE TRAINING COURSES URBAN AREAS USERS USES VILLAGE WEB WOMAN WOMEN BUSINESS OWNERS WOMEN ENTREPRENEURS
Online Access:	http://documents.worldbank.org/curated/en/2014/06/19749952/money-or-ideas-field-experiment-constraints-entrepreneurship-rural-pakistan http://hdl.handle.net/10986/19367