Deposit Insurance Database

This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on ban...

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Main Authors: Demirguc-Kunt, Asli, Kane, Edward, Laeven, Luc
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank, Washington, DC 2014
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2014/06/19705376/deposit-insurance-database
http://hdl.handle.net/10986/18820
id okr-10986-18820
recordtype oai_dc
spelling okr-10986-188202021-04-23T14:03:49Z Deposit Insurance Database Demirguc-Kunt, Asli Kane, Edward Laeven, Luc BANK ASSETS BANK BALANCE SHEETS BANK LIABILITIES DEPOSIT INSURANCE GLOBAL DATABASE GOVERNMENT GUARANTEES This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks' assets and liabilities, including during the recent global financial crisis. They also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks' balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward. 2014-06-30T16:25:53Z 2014-06-30T16:25:53Z 2014-06 http://documents.worldbank.org/curated/en/2014/06/19705376/deposit-insurance-database http://hdl.handle.net/10986/18820 English en_US Policy Research Working Paper;No. 6934 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic BANK ASSETS
BANK BALANCE SHEETS
BANK LIABILITIES
DEPOSIT INSURANCE
GLOBAL DATABASE
GOVERNMENT GUARANTEES
spellingShingle BANK ASSETS
BANK BALANCE SHEETS
BANK LIABILITIES
DEPOSIT INSURANCE
GLOBAL DATABASE
GOVERNMENT GUARANTEES
Demirguc-Kunt, Asli
Kane, Edward
Laeven, Luc
Deposit Insurance Database
relation Policy Research Working Paper;No. 6934
description This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks' assets and liabilities, including during the recent global financial crisis. They also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks' balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.
format Publications & Research :: Policy Research Working Paper
author Demirguc-Kunt, Asli
Kane, Edward
Laeven, Luc
author_facet Demirguc-Kunt, Asli
Kane, Edward
Laeven, Luc
author_sort Demirguc-Kunt, Asli
title Deposit Insurance Database
title_short Deposit Insurance Database
title_full Deposit Insurance Database
title_fullStr Deposit Insurance Database
title_full_unstemmed Deposit Insurance Database
title_sort deposit insurance database
publisher World Bank, Washington, DC
publishDate 2014
url http://documents.worldbank.org/curated/en/2014/06/19705376/deposit-insurance-database
http://hdl.handle.net/10986/18820
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