Establishing a Sound Credit Reporting System: Perspective from Doing Business

Credit registries and bureaus essential elements of the financial infrastructure enhance access to financial services. By sharing credit information, they help reduce information asymmetries, increase access to credit for small firms,...

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Main Authors:	Jiang, Nan, Christ, Catrice, Zand, Yasmin
Format:	Brief
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2014
Subjects:	ACCESS TO CREDIT AUTHORIZED USERS BANK CREDIT BANK LOANS BANK OF TANZANIA BANK REGULATION BANK REGULATIONS BANK SUPERVISION BANKING LAWS BANKING RELATIONSHIPS BANKING SUPERVISION BORROWER BORROWING BUSINESS ACTIVITY BUSINESS CREDIT BUSINESSES CENTRAL BANK CENTRAL BANKS COMMERCIAL BANKS CONSUMER LOANS CONSUMER PROTECTION CONSUMER PROTECTION LAWS CONSUMER RIGHTS CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT HISTORY CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT RATIONING CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTING SYSTEMS CREDIT RISK CREDIT RISKS CREDITWORTHINESS DATA ENTRY DATA PRIVACY DATA SECURITY DATA TRANSFER DEBT DEFAULT RATE DEFAULTS DOMESTIC MARKET ECONOMICS ELECTRICITY EXCHANGE OF INFORMATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL SERVICES FINANCIAL SYSTEM FOREIGN MARKETS FRAUD GLOBALIZATION INDEBTEDNESS INFORMATION ASYMMETRIES INFORMATION INDUSTRY INFORMATION SHARING INSOLVENCY INVESTMENT BANKING KNOWLEDGE MANAGEMENT LATE PAYMENTS LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL RIGHTS LEGISLATION LENDERS LOAN LOAN PERFORMANCE LOAN REPAYMENTS MANDATE MARKET PRACTICES MICROFINANCE MICROFINANCE INSTITUTIONS MOBILE PHONE NEW CREDIT NONPERFORMING LOANS OUTSTANDING AMOUNTS PAYMENT HISTORY PERSONAL INFORMATION PORTFOLIO PRIVACY PROTECTION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRIVATE SECTORS PROTECTION OF DATA PUBLIC INFORMATION REGISTRIES REGISTRY REGULATORY FRAMEWORK REPAYMENT RESULT RETENTION SYSTEMIC RISK TRADE CREDITORS TRADING USER USERS
Online Access:	http://documents.worldbank.org/curated/en/2014/03/19670592/establishing-sound-credit-reporting-system-perspective-doing-business http://hdl.handle.net/10986/18682

id	okr-10986-18682
recordtype	oai_dc
spelling	okr-10986-186822021-04-23T14:03:48Z Establishing a Sound Credit Reporting System: Perspective from Doing Business Jiang, Nan Christ, Catrice Zand, Yasmin ACCESS TO CREDIT AUTHORIZED USERS BANK CREDIT BANK LOANS BANK OF TANZANIA BANK REGULATION BANK REGULATIONS BANK SUPERVISION BANKING LAWS BANKING RELATIONSHIPS BANKING SUPERVISION BORROWER BORROWING BUSINESS ACTIVITY BUSINESS CREDIT BUSINESSES CENTRAL BANK CENTRAL BANKS COMMERCIAL BANKS CONSUMER LOANS CONSUMER PROTECTION CONSUMER PROTECTION LAWS CONSUMER RIGHTS CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT HISTORY CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT RATIONING CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTING SYSTEMS CREDIT RISK CREDIT RISKS CREDITWORTHINESS DATA ENTRY DATA PRIVACY DATA SECURITY DATA TRANSFER DEBT DEFAULT RATE DEFAULTS DOMESTIC MARKET ECONOMICS ELECTRICITY EXCHANGE OF INFORMATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL SERVICES FINANCIAL SYSTEM FOREIGN MARKETS FRAUD GLOBALIZATION INDEBTEDNESS INFORMATION ASYMMETRIES INFORMATION INDUSTRY INFORMATION SHARING INSOLVENCY INVESTMENT BANKING KNOWLEDGE MANAGEMENT LATE PAYMENTS LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL RIGHTS LEGISLATION LENDERS LOAN LOAN PERFORMANCE LOAN REPAYMENTS MANDATE MARKET PRACTICES MICROFINANCE MICROFINANCE INSTITUTIONS MOBILE PHONE NEW CREDIT NONPERFORMING LOANS OUTSTANDING AMOUNTS PAYMENT HISTORY PERSONAL INFORMATION PORTFOLIO PRIVACY PROTECTION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRIVATE SECTORS PROTECTION OF DATA PUBLIC INFORMATION REGISTRIES REGISTRY REGULATORY FRAMEWORK REPAYMENT RESULT RETENTION SYSTEMIC RISK TRADE CREDITORS TRADING USER USERS Credit registries and bureaus essential elements of the financial infrastructure enhance access to financial services. By sharing credit information, they help reduce information asymmetries, increase access to credit for small firms, improve borrower discipline, and support bank supervision and credit risk monitoring. This SmartLesson focuses on the Doing Business Getting Credit Credit Information index, which measures rules and practices affecting the coverage, scope, and accessibility of credit information available through a credit registry or bureau. 2014-06-17T16:36:22Z 2014-06-17T16:36:22Z 2014-03 http://documents.worldbank.org/curated/en/2014/03/19670592/establishing-sound-credit-reporting-system-perspective-doing-business IFC SmartLessons http://hdl.handle.net/10986/18682 English en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo/ International Finance Corporation, Washington, DC Publications & Research :: Brief Publications & Research
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCESS TO CREDIT AUTHORIZED USERS BANK CREDIT BANK LOANS BANK OF TANZANIA BANK REGULATION BANK REGULATIONS BANK SUPERVISION BANKING LAWS BANKING RELATIONSHIPS BANKING SUPERVISION BORROWER BORROWING BUSINESS ACTIVITY BUSINESS CREDIT BUSINESSES CENTRAL BANK CENTRAL BANKS COMMERCIAL BANKS CONSUMER LOANS CONSUMER PROTECTION CONSUMER PROTECTION LAWS CONSUMER RIGHTS CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT HISTORY CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT RATIONING CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTING SYSTEMS CREDIT RISK CREDIT RISKS CREDITWORTHINESS DATA ENTRY DATA PRIVACY DATA SECURITY DATA TRANSFER DEBT DEFAULT RATE DEFAULTS DOMESTIC MARKET ECONOMICS ELECTRICITY EXCHANGE OF INFORMATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL SERVICES FINANCIAL SYSTEM FOREIGN MARKETS FRAUD GLOBALIZATION INDEBTEDNESS INFORMATION ASYMMETRIES INFORMATION INDUSTRY INFORMATION SHARING INSOLVENCY INVESTMENT BANKING KNOWLEDGE MANAGEMENT LATE PAYMENTS LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL RIGHTS LEGISLATION LENDERS LOAN LOAN PERFORMANCE LOAN REPAYMENTS MANDATE MARKET PRACTICES MICROFINANCE MICROFINANCE INSTITUTIONS MOBILE PHONE NEW CREDIT NONPERFORMING LOANS OUTSTANDING AMOUNTS PAYMENT HISTORY PERSONAL INFORMATION PORTFOLIO PRIVACY PROTECTION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRIVATE SECTORS PROTECTION OF DATA PUBLIC INFORMATION REGISTRIES REGISTRY REGULATORY FRAMEWORK REPAYMENT RESULT RETENTION SYSTEMIC RISK TRADE CREDITORS TRADING USER USERS
spellingShingle	ACCESS TO CREDIT AUTHORIZED USERS BANK CREDIT BANK LOANS BANK OF TANZANIA BANK REGULATION BANK REGULATIONS BANK SUPERVISION BANKING LAWS BANKING RELATIONSHIPS BANKING SUPERVISION BORROWER BORROWING BUSINESS ACTIVITY BUSINESS CREDIT BUSINESSES CENTRAL BANK CENTRAL BANKS COMMERCIAL BANKS CONSUMER LOANS CONSUMER PROTECTION CONSUMER PROTECTION LAWS CONSUMER RIGHTS CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT HISTORY CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT RATIONING CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTING SYSTEMS CREDIT RISK CREDIT RISKS CREDITWORTHINESS DATA ENTRY DATA PRIVACY DATA SECURITY DATA TRANSFER DEBT DEFAULT RATE DEFAULTS DOMESTIC MARKET ECONOMICS ELECTRICITY EXCHANGE OF INFORMATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL SERVICES FINANCIAL SYSTEM FOREIGN MARKETS FRAUD GLOBALIZATION INDEBTEDNESS INFORMATION ASYMMETRIES INFORMATION INDUSTRY INFORMATION SHARING INSOLVENCY INVESTMENT BANKING KNOWLEDGE MANAGEMENT LATE PAYMENTS LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL RIGHTS LEGISLATION LENDERS LOAN LOAN PERFORMANCE LOAN REPAYMENTS MANDATE MARKET PRACTICES MICROFINANCE MICROFINANCE INSTITUTIONS MOBILE PHONE NEW CREDIT NONPERFORMING LOANS OUTSTANDING AMOUNTS PAYMENT HISTORY PERSONAL INFORMATION PORTFOLIO PRIVACY PROTECTION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRIVATE SECTORS PROTECTION OF DATA PUBLIC INFORMATION REGISTRIES REGISTRY REGULATORY FRAMEWORK REPAYMENT RESULT RETENTION SYSTEMIC RISK TRADE CREDITORS TRADING USER USERS Jiang, Nan Christ, Catrice Zand, Yasmin Establishing a Sound Credit Reporting System: Perspective from Doing Business
description	Credit registries and bureaus essential elements of the financial infrastructure enhance access to financial services. By sharing credit information, they help reduce information asymmetries, increase access to credit for small firms, improve borrower discipline, and support bank supervision and credit risk monitoring. This SmartLesson focuses on the Doing Business Getting Credit Credit Information index, which measures rules and practices affecting the coverage, scope, and accessibility of credit information available through a credit registry or bureau.
format	Publications & Research :: Brief
author	Jiang, Nan Christ, Catrice Zand, Yasmin
author_facet	Jiang, Nan Christ, Catrice Zand, Yasmin
author_sort	Jiang, Nan
title	Establishing a Sound Credit Reporting System: Perspective from Doing Business
title_short	Establishing a Sound Credit Reporting System: Perspective from Doing Business
title_full	Establishing a Sound Credit Reporting System: Perspective from Doing Business
title_fullStr	Establishing a Sound Credit Reporting System: Perspective from Doing Business
title_full_unstemmed	Establishing a Sound Credit Reporting System: Perspective from Doing Business
title_sort	establishing a sound credit reporting system: perspective from doing business
publisher	International Finance Corporation, Washington, DC
publishDate	2014
url	http://documents.worldbank.org/curated/en/2014/03/19670592/establishing-sound-credit-reporting-system-perspective-doing-business http://hdl.handle.net/10986/18682
_version_	1764442494969315328

Establishing a Sound Credit Reporting System: Perspective from Doing Business

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