Establishing a Sound Credit Reporting System: Perspective from Doing Business

Establishing a Sound Credit Reporting System: Perspective from Doing Business

Credit registries and bureaus essential elements of the financial infrastructure enhance access to financial services. By sharing credit information, they help reduce information asymmetries, increase access to credit for small firms,...

Full description

Bibliographic Details
Main Authors:	Jiang, Nan, Christ, Catrice, Zand, Yasmin
Format:	Brief
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2014
Subjects:	ACCESS TO CREDIT AUTHORIZED USERS BANK CREDIT BANK LOANS BANK OF TANZANIA BANK REGULATION BANK REGULATIONS BANK SUPERVISION BANKING LAWS BANKING RELATIONSHIPS BANKING SUPERVISION BORROWER BORROWING BUSINESS ACTIVITY BUSINESS CREDIT BUSINESSES CENTRAL BANK CENTRAL BANKS COMMERCIAL BANKS CONSUMER LOANS CONSUMER PROTECTION CONSUMER PROTECTION LAWS CONSUMER RIGHTS CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT HISTORY CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT RATIONING CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTING SYSTEMS CREDIT RISK CREDIT RISKS CREDITWORTHINESS DATA ENTRY DATA PRIVACY DATA SECURITY DATA TRANSFER DEBT DEFAULT RATE DEFAULTS DOMESTIC MARKET ECONOMICS ELECTRICITY EXCHANGE OF INFORMATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTIONS FINANCIAL LIBERALIZATION FINANCIAL SERVICES FINANCIAL SYSTEM FOREIGN MARKETS FRAUD GLOBALIZATION INDEBTEDNESS INFORMATION ASYMMETRIES INFORMATION INDUSTRY INFORMATION SHARING INSOLVENCY INVESTMENT BANKING KNOWLEDGE MANAGEMENT LATE PAYMENTS LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL RIGHTS LEGISLATION LENDERS LOAN LOAN PERFORMANCE LOAN REPAYMENTS MANDATE MARKET PRACTICES MICROFINANCE MICROFINANCE INSTITUTIONS MOBILE PHONE NEW CREDIT NONPERFORMING LOANS OUTSTANDING AMOUNTS PAYMENT HISTORY PERSONAL INFORMATION PORTFOLIO PRIVACY PROTECTION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PRIVATE SECTORS PROTECTION OF DATA PUBLIC INFORMATION REGISTRIES REGISTRY REGULATORY FRAMEWORK REPAYMENT RESULT RETENTION SYSTEMIC RISK TRADE CREDITORS TRADING USER USERS
Online Access:	http://documents.worldbank.org/curated/en/2014/03/19670592/establishing-sound-credit-reporting-system-perspective-doing-business http://hdl.handle.net/10986/18682

Description
Summary:	Credit registries and bureaus essential elements of the financial infrastructure enhance access to financial services. By sharing credit information, they help reduce information asymmetries, increase access to credit for small firms, improve borrower discipline, and support bank supervision and credit risk monitoring. This SmartLesson focuses on the Doing Business Getting Credit Credit Information index, which measures rules and practices affecting the coverage, scope, and accessibility of credit information available through a credit registry or bureau.

Cannot write session to /tmp/vufind_sessions/sess_iobapabdjlbrg5csqilao6dt2q