Bank Concentration and Crises

The authors study the impact of bank concentration, regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on 79 countries over the period 1980-97, they find that crises are less likely (1) in mo...

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Main Authors:	Beck, Thorsten, Demirguc-Kunt, Asli, Levine, Ross
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	BANK REGULATION BANKING SYSTEMS BANKING CRISES REGULATORY FRAMEWORK PRIVATE PROPERTY RIGHTS ACCOUNTABILITY BALANCE SHEET BANK ASSETS BANK EXPOSURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK HOLDING COMPANIES BANK MERGERS BANK PROFITS BANK RISK BANK SIZE BANK SOLVENCY BANK STRUCTURE BANK SUPERVISION BANKING BANKING CRISIS BANKING INDUSTRY BANKING SECTOR BANKING STRUCTURE BANKING SYSTEM BENCHMARK CAPITAL FLOWS CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPETITIVENESS CONSOLIDATION CONTAGION CORPORATE CONTROL COUNTRY COMPARISONS CREDIT BOOMS CURRENCY CRISES DEPOSIT INSURANCE DEPOSIT INSURANCE SCHEMES DEPOSITORS DEPOSITS DEVELOPED COUNTRIES ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ECONOMIC THEORY ECONOMICS ECONOMIES OF SCALE EMERGING MARKET ECONOMIES EMPIRICAL ANALYSIS EMPIRICAL STUDIES EXCHANGE RATE EXPLICIT COVERAGE FINANCIAL CRISES FINANCIAL FRAGILITY FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEMS FOREIGN BANKS FOREIGN EXCHANGE FUTURE RESEARCH GDP GDP PER CAPITA GOVERNMENT GUARANTEES GUIDELINES INEFFICIENCY INFLATION INSTITUTIONAL DEVELOPMENT INSTITUTIONAL ENVIRONMENT INSURANCE DESIGN INTEREST RATES INVESTMENT LIQUIDITY M2 MARKET POWER MONETARY POLICY MORAL HAZARD OWNERSHIP STRUCTURE PORTFOLIOS PREDICTIONS PRIVATE PROPERTY PROFITABILITY PROPERTY RIGHTS PUBLIC POLICY RATE OF EXCHANGE REAL GDP REAL INTEREST RATE REGULATORY APPROACHES SECURITIES SENSITIVITY ANALYSES SMALL BANKS SOLVENCY STATE OWNERSHIP SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TERMS OF TRADE VOLATILITY VULNERABILITY WAGES PRIVATE PROPERTY RIGHTS ACCOUNTABILITY Microdata Set
Online Access:	http://documents.worldbank.org/curated/en/2003/05/2329633/bank-concentration-crises http://hdl.handle.net/10986/18208

id	okr-10986-18208
recordtype	oai_dc
spelling	okr-10986-182082021-04-23T14:03:41Z Bank Concentration and Crises Beck, Thorsten Demirguc-Kunt, Asli Levine, Ross BANK REGULATION BANKING SYSTEMS BANKING CRISES REGULATORY FRAMEWORK PRIVATE PROPERTY RIGHTS ACCOUNTABILITY BALANCE SHEET BANK ASSETS BANK EXPOSURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK HOLDING COMPANIES BANK MERGERS BANK PROFITS BANK REGULATION BANK RISK BANK SIZE BANK SOLVENCY BANK STRUCTURE BANK SUPERVISION BANKING BANKING CRISES BANKING CRISIS BANKING INDUSTRY BANKING SECTOR BANKING STRUCTURE BANKING SYSTEM BANKING SYSTEMS BENCHMARK CAPITAL FLOWS CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPETITIVENESS CONSOLIDATION CONTAGION CORPORATE CONTROL COUNTRY COMPARISONS CREDIT BOOMS CURRENCY CRISES DEPOSIT INSURANCE DEPOSIT INSURANCE SCHEMES DEPOSITORS DEPOSITS DEVELOPED COUNTRIES ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ECONOMIC THEORY ECONOMICS ECONOMIES OF SCALE EMERGING MARKET ECONOMIES EMPIRICAL ANALYSIS EMPIRICAL STUDIES EXCHANGE RATE EXPLICIT COVERAGE FINANCIAL CRISES FINANCIAL FRAGILITY FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEMS FOREIGN BANKS FOREIGN EXCHANGE FUTURE RESEARCH GDP GDP PER CAPITA GOVERNMENT GUARANTEES GUIDELINES INEFFICIENCY INFLATION INSTITUTIONAL DEVELOPMENT INSTITUTIONAL ENVIRONMENT INSURANCE DESIGN INTEREST RATES INVESTMENT LIQUIDITY M2 MARKET POWER MONETARY POLICY MORAL HAZARD OWNERSHIP STRUCTURE PORTFOLIOS PREDICTIONS PRIVATE PROPERTY PROFITABILITY PROPERTY RIGHTS PUBLIC POLICY RATE OF EXCHANGE REAL GDP REAL INTEREST RATE REGULATORY APPROACHES SECURITIES SENSITIVITY ANALYSES SMALL BANKS SOLVENCY STATE OWNERSHIP SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TERMS OF TRADE VOLATILITY VULNERABILITY WAGES PRIVATE PROPERTY RIGHTS ACCOUNTABILITY Microdata Set The authors study the impact of bank concentration, regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on 79 countries over the period 1980-97, they find that crises are less likely (1) in more concentrated banking systems, (2) in countries with fewer regulatory restrictions on bank competition and activities, and (3) in economies with better institutions, that is, institutions that encourage competition and support private property rights. 2014-05-09T18:18:08Z 2014-05-09T18:18:08Z 2003-05 http://documents.worldbank.org/curated/en/2003/05/2329633/bank-concentration-crises http://hdl.handle.net/10986/18208 English en_US Policy Research Working Paper;No. 3041 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	BANK REGULATION BANKING SYSTEMS BANKING CRISES REGULATORY FRAMEWORK PRIVATE PROPERTY RIGHTS ACCOUNTABILITY BALANCE SHEET BANK ASSETS BANK EXPOSURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK HOLDING COMPANIES BANK MERGERS BANK PROFITS BANK REGULATION BANK RISK BANK SIZE BANK SOLVENCY BANK STRUCTURE BANK SUPERVISION BANKING BANKING CRISES BANKING CRISIS BANKING INDUSTRY BANKING SECTOR BANKING STRUCTURE BANKING SYSTEM BANKING SYSTEMS BENCHMARK CAPITAL FLOWS CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPETITIVENESS CONSOLIDATION CONTAGION CORPORATE CONTROL COUNTRY COMPARISONS CREDIT BOOMS CURRENCY CRISES DEPOSIT INSURANCE DEPOSIT INSURANCE SCHEMES DEPOSITORS DEPOSITS DEVELOPED COUNTRIES ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ECONOMIC THEORY ECONOMICS ECONOMIES OF SCALE EMERGING MARKET ECONOMIES EMPIRICAL ANALYSIS EMPIRICAL STUDIES EXCHANGE RATE EXPLICIT COVERAGE FINANCIAL CRISES FINANCIAL FRAGILITY FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEMS FOREIGN BANKS FOREIGN EXCHANGE FUTURE RESEARCH GDP GDP PER CAPITA GOVERNMENT GUARANTEES GUIDELINES INEFFICIENCY INFLATION INSTITUTIONAL DEVELOPMENT INSTITUTIONAL ENVIRONMENT INSURANCE DESIGN INTEREST RATES INVESTMENT LIQUIDITY M2 MARKET POWER MONETARY POLICY MORAL HAZARD OWNERSHIP STRUCTURE PORTFOLIOS PREDICTIONS PRIVATE PROPERTY PROFITABILITY PROPERTY RIGHTS PUBLIC POLICY RATE OF EXCHANGE REAL GDP REAL INTEREST RATE REGULATORY APPROACHES SECURITIES SENSITIVITY ANALYSES SMALL BANKS SOLVENCY STATE OWNERSHIP SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TERMS OF TRADE VOLATILITY VULNERABILITY WAGES PRIVATE PROPERTY RIGHTS ACCOUNTABILITY Microdata Set
spellingShingle	BANK REGULATION BANKING SYSTEMS BANKING CRISES REGULATORY FRAMEWORK PRIVATE PROPERTY RIGHTS ACCOUNTABILITY BALANCE SHEET BANK ASSETS BANK EXPOSURE BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK HOLDING COMPANIES BANK MERGERS BANK PROFITS BANK REGULATION BANK RISK BANK SIZE BANK SOLVENCY BANK STRUCTURE BANK SUPERVISION BANKING BANKING CRISES BANKING CRISIS BANKING INDUSTRY BANKING SECTOR BANKING STRUCTURE BANKING SYSTEM BANKING SYSTEMS BENCHMARK CAPITAL FLOWS CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPETITIVENESS CONSOLIDATION CONTAGION CORPORATE CONTROL COUNTRY COMPARISONS CREDIT BOOMS CURRENCY CRISES DEPOSIT INSURANCE DEPOSIT INSURANCE SCHEMES DEPOSITORS DEPOSITS DEVELOPED COUNTRIES ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ECONOMIC THEORY ECONOMICS ECONOMIES OF SCALE EMERGING MARKET ECONOMIES EMPIRICAL ANALYSIS EMPIRICAL STUDIES EXCHANGE RATE EXPLICIT COVERAGE FINANCIAL CRISES FINANCIAL FRAGILITY FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL STABILITY FINANCIAL SYSTEMS FOREIGN BANKS FOREIGN EXCHANGE FUTURE RESEARCH GDP GDP PER CAPITA GOVERNMENT GUARANTEES GUIDELINES INEFFICIENCY INFLATION INSTITUTIONAL DEVELOPMENT INSTITUTIONAL ENVIRONMENT INSURANCE DESIGN INTEREST RATES INVESTMENT LIQUIDITY M2 MARKET POWER MONETARY POLICY MORAL HAZARD OWNERSHIP STRUCTURE PORTFOLIOS PREDICTIONS PRIVATE PROPERTY PROFITABILITY PROPERTY RIGHTS PUBLIC POLICY RATE OF EXCHANGE REAL GDP REAL INTEREST RATE REGULATORY APPROACHES SECURITIES SENSITIVITY ANALYSES SMALL BANKS SOLVENCY STATE OWNERSHIP SUPERVISORY AUTHORITIES SYSTEMIC BANKING CRISES TERMS OF TRADE VOLATILITY VULNERABILITY WAGES PRIVATE PROPERTY RIGHTS ACCOUNTABILITY Microdata Set Beck, Thorsten Demirguc-Kunt, Asli Levine, Ross Bank Concentration and Crises
relation	Policy Research Working Paper;No. 3041
description	The authors study the impact of bank concentration, regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data on 79 countries over the period 1980-97, they find that crises are less likely (1) in more concentrated banking systems, (2) in countries with fewer regulatory restrictions on bank competition and activities, and (3) in economies with better institutions, that is, institutions that encourage competition and support private property rights.
format	Publications & Research :: Policy Research Working Paper
author	Beck, Thorsten Demirguc-Kunt, Asli Levine, Ross
author_facet	Beck, Thorsten Demirguc-Kunt, Asli Levine, Ross
author_sort	Beck, Thorsten
title	Bank Concentration and Crises
title_short	Bank Concentration and Crises
title_full	Bank Concentration and Crises
title_fullStr	Bank Concentration and Crises
title_full_unstemmed	Bank Concentration and Crises
title_sort	bank concentration and crises
publisher	World Bank, Washington, DC
publishDate	2014
url	http://documents.worldbank.org/curated/en/2003/05/2329633/bank-concentration-crises http://hdl.handle.net/10986/18208
_version_	1764439136332152832

Bank Concentration and Crises

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