Deposit Insurance around the World

In the past two decades, in a series of banking crises around the world, banks have become systematically insolvent. These crises have occurred in developed and developing economies alike. To make such financial system breakdowns less likely and to...

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Main Authors:	Demirgüç-Kunt, Asli, Sobaci, Tolga
Format:	Journal Article
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	ADMINISTRATIVE EXPENSES ASSETS BANK FAILURE BANK INSOLVENCY BANK INSOLVENCY RESOLUTION BANK REGULATION BANK STABILITY BANKING CRISES BANKING LAW BANKING MARKET BANKING OUTCOMES BANKING SYSTEM BANKING SYSTEM STABILITY BLANKET GUARANTEE CENTRAL BANK CENTRAL BANK LAW COINSURANCE COMMERCIAL BANKS COVERAGE LIMITS COVERAGE RATIOS DEBT DEMAND DEPOSITS DEPOSIT DEPOSIT INSURANCE DEPOSIT INSURANCE DESIGN DEPOSIT INSURANCE DESIGNS DEPOSIT INSURANCE FEATURES DEPOSIT INSURANCE INCREASE DEPOSIT INSURANCE SYSTEM DEPOSIT PROTECTION DEPOSIT PROTECTION ARRANGEMENTS DEPOSITOR DEPOSITORS DESIGN OF DEPOSIT INSURANCE DEVELOPING COUNTRIES DUMMY VARIABLES EXCHANGE RATE EXPLICIT DEPOSIT EXPLICIT DEPOSIT INSURANCE EXPLICIT DEPOSIT INSURANCE SCHEME EXPLICIT DEPOSIT INSURANCE SCHEMES EXPLICIT DEPOSIT INSURANCE SYSTEM EXPLICIT DEPOSIT INSURANCE SYSTEMS EXPLICIT DEPOSITOR PROTECTION EXPLICIT INSURANCE EXPLICIT INSURANCE SCHEMES EXPLICIT INSURANCE SYSTEMS EXTENT OF COVERAGE FINANCIAL DEVELOPMENT FINANCIAL SAFETY NET FINANCIAL SAFETY NETS FINANCIAL SYSTEM FIXED PREMIUMS FOREIGN CURRENCIES GUARANTEE SCHEME FOR DEPOSITS IMPACT OF DEPOSIT INSURANCE IMPLICIT DEPOSIT INSURANCE INFORMATION ON DEPOSIT INSURANCE INSOLVENT INSURANCE FUND INSURED DEPOSITS INTERNATIONAL BANK LAST RESORT FUNCTION LEGISLATION LENDER LENDER OF LAST RESORT MARKET DISCIPLINE MONETARY FUND NON-PERFORMING LOANS NONPERFORMING LOANS PUBLIC FUNDS SAFETY-NET DESIGN SAVINGS SAVINGS BANKS SAVINGS DEPOSITS SUBORDINATED DEBT TECHNICAL ASSISTANCE
Online Access:	http://documents.worldbank.org/curated/en/2001/09/17737158/deposit-insurance-around-world http://hdl.handle.net/10986/17437

id	okr-10986-17437
recordtype	oai_dc
spelling	okr-10986-174372021-04-23T14:03:29Z Deposit Insurance around the World Demirgüç-Kunt, Asli Sobaci, Tolga ADMINISTRATIVE EXPENSES ASSETS BANK FAILURE BANK INSOLVENCY BANK INSOLVENCY RESOLUTION BANK REGULATION BANK STABILITY BANKING CRISES BANKING LAW BANKING MARKET BANKING OUTCOMES BANKING SYSTEM BANKING SYSTEM STABILITY BLANKET GUARANTEE CENTRAL BANK CENTRAL BANK LAW COINSURANCE COMMERCIAL BANKS COVERAGE LIMITS COVERAGE RATIOS DEBT DEMAND DEPOSITS DEPOSIT DEPOSIT INSURANCE DEPOSIT INSURANCE DESIGN DEPOSIT INSURANCE DESIGNS DEPOSIT INSURANCE FEATURES DEPOSIT INSURANCE INCREASE DEPOSIT INSURANCE SYSTEM DEPOSIT PROTECTION DEPOSIT PROTECTION ARRANGEMENTS DEPOSITOR DEPOSITORS DESIGN OF DEPOSIT INSURANCE DEVELOPING COUNTRIES DUMMY VARIABLES EXCHANGE RATE EXPLICIT DEPOSIT EXPLICIT DEPOSIT INSURANCE EXPLICIT DEPOSIT INSURANCE SCHEME EXPLICIT DEPOSIT INSURANCE SCHEMES EXPLICIT DEPOSIT INSURANCE SYSTEM EXPLICIT DEPOSIT INSURANCE SYSTEMS EXPLICIT DEPOSITOR PROTECTION EXPLICIT INSURANCE EXPLICIT INSURANCE SCHEMES EXPLICIT INSURANCE SYSTEMS EXTENT OF COVERAGE FINANCIAL DEVELOPMENT FINANCIAL SAFETY NET FINANCIAL SAFETY NETS FINANCIAL SYSTEM FIXED PREMIUMS FOREIGN CURRENCIES GUARANTEE SCHEME FOR DEPOSITS IMPACT OF DEPOSIT INSURANCE IMPLICIT DEPOSIT INSURANCE INFORMATION ON DEPOSIT INSURANCE INSOLVENT INSURANCE FUND INSURED DEPOSITS INTERNATIONAL BANK LAST RESORT FUNCTION LEGISLATION LENDER LENDER OF LAST RESORT MARKET DISCIPLINE MONETARY FUND NON-PERFORMING LOANS NONPERFORMING LOANS PUBLIC FUNDS SAFETY-NET DESIGN SAVINGS SAVINGS BANKS SAVINGS DEPOSITS SUBORDINATED DEBT TECHNICAL ASSISTANCE In the past two decades, in a series of banking crises around the world, banks have become systematically insolvent. These crises have occurred in developed and developing economies alike. To make such financial system breakdowns less likely and to limit their costs if they occur, policymakers feel the need for financial safety nets. These include such policies as implicit or explicit deposit insurance, a lender of last resort function of the central bank, bank insolvency resolution procedures, and bank regulation and supervision. Of these policies, explicit deposit insurance has been gaining popularity in recent years. Since the 1980s the number of countries with explicit deposit insurance schemes almost tripled, with most OECD countries and an increasing number of developing economies adopting some form of explicit depositor protection. In 1994 deposit insurance became the standard for the newly created single banking market of the European Union. Establishing an explicit deposit insurance scheme became part of the generally accepted best practice advice given to developing economies. 2014-03-27T20:42:17Z 2014-03-27T20:42:17Z 2001-09 Journal Article http://documents.worldbank.org/curated/en/2001/09/17737158/deposit-insurance-around-world World Bank Economic Review http://hdl.handle.net/10986/17437 English en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank World Bank, Washington, DC Publications & Research :: Journal Article
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ADMINISTRATIVE EXPENSES ASSETS BANK FAILURE BANK INSOLVENCY BANK INSOLVENCY RESOLUTION BANK REGULATION BANK STABILITY BANKING CRISES BANKING LAW BANKING MARKET BANKING OUTCOMES BANKING SYSTEM BANKING SYSTEM STABILITY BLANKET GUARANTEE CENTRAL BANK CENTRAL BANK LAW COINSURANCE COMMERCIAL BANKS COVERAGE LIMITS COVERAGE RATIOS DEBT DEMAND DEPOSITS DEPOSIT DEPOSIT INSURANCE DEPOSIT INSURANCE DESIGN DEPOSIT INSURANCE DESIGNS DEPOSIT INSURANCE FEATURES DEPOSIT INSURANCE INCREASE DEPOSIT INSURANCE SYSTEM DEPOSIT PROTECTION DEPOSIT PROTECTION ARRANGEMENTS DEPOSITOR DEPOSITORS DESIGN OF DEPOSIT INSURANCE DEVELOPING COUNTRIES DUMMY VARIABLES EXCHANGE RATE EXPLICIT DEPOSIT EXPLICIT DEPOSIT INSURANCE EXPLICIT DEPOSIT INSURANCE SCHEME EXPLICIT DEPOSIT INSURANCE SCHEMES EXPLICIT DEPOSIT INSURANCE SYSTEM EXPLICIT DEPOSIT INSURANCE SYSTEMS EXPLICIT DEPOSITOR PROTECTION EXPLICIT INSURANCE EXPLICIT INSURANCE SCHEMES EXPLICIT INSURANCE SYSTEMS EXTENT OF COVERAGE FINANCIAL DEVELOPMENT FINANCIAL SAFETY NET FINANCIAL SAFETY NETS FINANCIAL SYSTEM FIXED PREMIUMS FOREIGN CURRENCIES GUARANTEE SCHEME FOR DEPOSITS IMPACT OF DEPOSIT INSURANCE IMPLICIT DEPOSIT INSURANCE INFORMATION ON DEPOSIT INSURANCE INSOLVENT INSURANCE FUND INSURED DEPOSITS INTERNATIONAL BANK LAST RESORT FUNCTION LEGISLATION LENDER LENDER OF LAST RESORT MARKET DISCIPLINE MONETARY FUND NON-PERFORMING LOANS NONPERFORMING LOANS PUBLIC FUNDS SAFETY-NET DESIGN SAVINGS SAVINGS BANKS SAVINGS DEPOSITS SUBORDINATED DEBT TECHNICAL ASSISTANCE
spellingShingle	ADMINISTRATIVE EXPENSES ASSETS BANK FAILURE BANK INSOLVENCY BANK INSOLVENCY RESOLUTION BANK REGULATION BANK STABILITY BANKING CRISES BANKING LAW BANKING MARKET BANKING OUTCOMES BANKING SYSTEM BANKING SYSTEM STABILITY BLANKET GUARANTEE CENTRAL BANK CENTRAL BANK LAW COINSURANCE COMMERCIAL BANKS COVERAGE LIMITS COVERAGE RATIOS DEBT DEMAND DEPOSITS DEPOSIT DEPOSIT INSURANCE DEPOSIT INSURANCE DESIGN DEPOSIT INSURANCE DESIGNS DEPOSIT INSURANCE FEATURES DEPOSIT INSURANCE INCREASE DEPOSIT INSURANCE SYSTEM DEPOSIT PROTECTION DEPOSIT PROTECTION ARRANGEMENTS DEPOSITOR DEPOSITORS DESIGN OF DEPOSIT INSURANCE DEVELOPING COUNTRIES DUMMY VARIABLES EXCHANGE RATE EXPLICIT DEPOSIT EXPLICIT DEPOSIT INSURANCE EXPLICIT DEPOSIT INSURANCE SCHEME EXPLICIT DEPOSIT INSURANCE SCHEMES EXPLICIT DEPOSIT INSURANCE SYSTEM EXPLICIT DEPOSIT INSURANCE SYSTEMS EXPLICIT DEPOSITOR PROTECTION EXPLICIT INSURANCE EXPLICIT INSURANCE SCHEMES EXPLICIT INSURANCE SYSTEMS EXTENT OF COVERAGE FINANCIAL DEVELOPMENT FINANCIAL SAFETY NET FINANCIAL SAFETY NETS FINANCIAL SYSTEM FIXED PREMIUMS FOREIGN CURRENCIES GUARANTEE SCHEME FOR DEPOSITS IMPACT OF DEPOSIT INSURANCE IMPLICIT DEPOSIT INSURANCE INFORMATION ON DEPOSIT INSURANCE INSOLVENT INSURANCE FUND INSURED DEPOSITS INTERNATIONAL BANK LAST RESORT FUNCTION LEGISLATION LENDER LENDER OF LAST RESORT MARKET DISCIPLINE MONETARY FUND NON-PERFORMING LOANS NONPERFORMING LOANS PUBLIC FUNDS SAFETY-NET DESIGN SAVINGS SAVINGS BANKS SAVINGS DEPOSITS SUBORDINATED DEBT TECHNICAL ASSISTANCE Demirgüç-Kunt, Asli Sobaci, Tolga Deposit Insurance around the World
description	In the past two decades, in a series of banking crises around the world, banks have become systematically insolvent. These crises have occurred in developed and developing economies alike. To make such financial system breakdowns less likely and to limit their costs if they occur, policymakers feel the need for financial safety nets. These include such policies as implicit or explicit deposit insurance, a lender of last resort function of the central bank, bank insolvency resolution procedures, and bank regulation and supervision. Of these policies, explicit deposit insurance has been gaining popularity in recent years. Since the 1980s the number of countries with explicit deposit insurance schemes almost tripled, with most OECD countries and an increasing number of developing economies adopting some form of explicit depositor protection. In 1994 deposit insurance became the standard for the newly created single banking market of the European Union. Establishing an explicit deposit insurance scheme became part of the generally accepted best practice advice given to developing economies.
format	Journal Article
author	Demirgüç-Kunt, Asli Sobaci, Tolga
author_facet	Demirgüç-Kunt, Asli Sobaci, Tolga
author_sort	Demirgüç-Kunt, Asli
title	Deposit Insurance around the World
title_short	Deposit Insurance around the World
title_full	Deposit Insurance around the World
title_fullStr	Deposit Insurance around the World
title_full_unstemmed	Deposit Insurance around the World
title_sort	deposit insurance around the world
publisher	World Bank, Washington, DC
publishDate	2014
url	http://documents.worldbank.org/curated/en/2001/09/17737158/deposit-insurance-around-world http://hdl.handle.net/10986/17437
_version_	1764433143609163776

Deposit Insurance around the World

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