Financial Sector Assessment Program - Poland : Housing Finance Technical Note

This note primarily addresses the mortgage market development objectives, although the regulator is encouraged to consider the use of the macro prudential tools at its disposal for institutional and systemic stability of the mortgage sector as the...

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Bibliographic Details
Main Author:	World Bank
Format:	Financial Sector Assessment Program (FSAP)
Language:	English en_US
Published:	Washington, DC 2014
Subjects:	ALLOCATION OF CAPITAL AMORTIZATION ARBITRAGE ASSET BACKED SECURITIES ASSET CLASS ASSET LIABILITY MANAGEMENT ASSET POOL ASSET POOLS ASSET PRICE ASSET PRICES ASSET QUALITY AVAILABILITY OF CREDIT BAILOUT BALANCE SHEET BALANCE SHEETS BANK INVESTORS BANK LIQUIDITY BANK SUPERVISION BANKING REGULATION BANKING SECTOR BANKING SYSTEM BANKRUPTCY BOND BOND ISSUANCE BOND ISSUER BOND ISSUERS BONDHOLDERS BONDS BORROWER BROKERS BULLET REPAYMENTS CAPACITY CONSTRAINTS CAPITAL ADEQUACY CAPITAL ALLOCATION CAPITAL MARKET CAPITAL MARKET DEVELOPMENT CAPITAL MARKET TRANSACTIONS CAPITAL MARKETS CAPITAL REQUIREMENTS CASH FLOWS CENTRAL BANK CENTRAL BANKS CHECKS COLLATERAL POOLS COLLATERALIZATION COLLECTIVE INVESTMENT COMMERCIAL MORTGAGE COMMERCIAL MORTGAGES CONFLICTS OF INTEREST CONSUMER CREDIT CONSUMER PROTECTION CREDIT AGENCY CREDIT INSTITUTION CREDIT INSTITUTIONS CREDIT MARKETS CREDIT QUALITY CREDIT RATING CREDIT RATINGS CREDIT RISK CREDIT RISKS CREDITORS CURRENCY CURRENCY RISK DEBT DEBT INSTRUMENTS DEBT SECURITIES DEFAULTS DEPOSIT DEPOSIT INSURANCE DEPOSIT TAKING INSTITUTIONS DEPOSITORS DEPOSITS DERIVATIVES DISCLOSURE REQUIREMENTS DUE DILIGENCE ECONOMIC DEVELOPMENT EMERGING ECONOMIES EMERGING MARKETS ENABLING ENVIRONMENT EXTERNAL CREDIT ENHANCEMENT EXTERNAL CREDIT RATINGS FEDERAL DEPOSIT INSURANCE FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL MARKETS FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEMS FIXED INCOME FORECLOSURE FORECLOSURE PROCEDURES FOREIGN BANKS FOREIGN EXCHANGE FOREIGN INVESTORS GLOBAL MARKET GROSS DOMESTIC PRODUCT HEDGE FUNDS HOLDING HOME MORTGAGE HOUSING FINANCE INCOME INSTRUMENTS INDIVIDUAL LOAN INFLATION INFORMATION ASYMMETRY INFORMATION TECHNOLOGY INSTITUTIONAL CAPACITY INSTITUTIONAL DEVELOPMENT INSTITUTIONAL INVESTORS INSTRUMENT INSURANCE INSURANCE CORPORATION INSURANCE PRODUCT INSURANCE PRODUCTS INTEREST RATE INTEREST RATE CALCULATION INTEREST RATE SWAPS INTEREST RATE VOLATILITY INTEREST RATES INTERNATIONAL BANK INTERNATIONAL INVESTORS INVESTMENT REGIME INVESTOR CONFIDENCE INVESTOR INTEREST IRREGULAR INCOMES ISSUANCE LEGAL AGREEMENTS LEGAL FRAMEWORK LEGAL PROVISIONS LEGISLATIVE FRAMEWORK LENDER LENDERS LEVEL OF RISKS LIABILITY LIABILITY COMPOSITION LIQUID ASSETS LIQUIDITY LIQUIDITY RATIOS LIQUIDITY RISK LOAN LOAN AMOUNT LOAN PORTFOLIOS LOAN QUALITY LOAN STOCK LOAN TERM LOAN TERMS LOCAL CURRENCY LONG-TERM CAPITAL LONG-TERM INVESTORS MARKET ACCESS MARKET DEVELOPMENT MARKET DISTORTIONS MARKET INFRASTRUCTURE MARKET INTERMEDIARY MARKET MAKING MARKET PARTICIPANTS MARKET PRACTICES MARKET RISK MARKET SHARE MARKET SIZE MARKET STABILITY MARKET STRUCTURE MARKET VALUE MARKETABLE SECURITIES MATURITIES MATURITY MORAL HAZARD MORTGAGE MORTGAGE FINANCE MORTGAGE LOAN MORTGAGE LOANS MORTGAGE MARKET MORTGAGE MARKETS MORTGAGES NON-PERFORMING LOAN NON-PERFORMING LOANS NPL PENSION PENSION FUNDS PORTFOLIO PORTFOLIO ALLOCATIONS PORTFOLIO DIVERSIFICATION PORTFOLIO MANAGEMENT PORTFOLIO PERFORMANCE PORTFOLIO RISK PORTFOLIO RISK MANAGEMENT PORTFOLIO RISKS PORTFOLIOS PREPAYMENT PRICE FORMATION PROVISIONING RULES PRUDENTIAL REGULATIONS REAL ESTATE COLLATERAL REGULATORY FRAMEWORK REGULATORY FRAMEWORKS REGULATORY OVERSIGHT REGULATORY PRACTICES REPAYMENT REPAYMENT CAPACITY REPO RESERVES RESIDENTIAL MORTGAGE RESIDENTIAL MORTGAGES RETURNS RISK FACTORS RISK MANAGEMENT RISK PROFILE RISKY ASSETS SECONDARY TRADING SHORT-TERM DEPOSIT SOLVENCY SOVEREIGN DEBT SOVEREIGN RATING SOVEREIGN RISK STOCK EXCHANGE SWAP TAX TIMELY PAYMENT TRANCHES TRANSACTION TRANSPARENCY TRUSTEE UNDERLYING ASSETS UNDERLYING MORTGAGES UNIVERSAL BANKS VALUATION
Online Access:	http://documents.worldbank.org/curated/en/2014/01/19062508/poland-financial-sector-assessment-program-housing-finance-technical-note http://hdl.handle.net/10986/17359