The Jipange KuSave Experiment in Kenya
Two trends in financial inclusion that are widely discussed today are the development of savings products designed specifically for poor clients and the ability to deliver financial products over the mobile phone. P9 is a savings product that was d...
Main Authors: | , , |
---|---|
Format: | Brief |
Language: | English en_US |
Published: |
CGAP, Washington, DC
2014
|
Subjects: | |
Online Access: | http://documents.worldbank.org/curated/en/2012/10/17284996/kenya-jipange-kusave-experiment-kenya http://hdl.handle.net/10986/17074 |
id |
okr-10986-17074 |
---|---|
recordtype |
oai_dc |
spelling |
okr-10986-170742021-04-23T14:03:33Z The Jipange KuSave Experiment in Kenya Rotman, Sarah Ferrand, David Rasmussen, Stephen ACCOUNT MANAGEMENT ACCOUNTING BALANCE SHEET BANK ACCOUNTS BLOG BUSINESS MODEL CLIENT BASE COMMERCIAL BANK COMPANY CREDIT COOPERATIVE CUSTOMER EXPERIENCE CUSTOMIZATION DEFAULTS DEPENDENTS DEPOSIT DEPOSIT-TAKING INSTITUTION DISBURSEMENT FINANCES FINANCIAL CONSTRAINTS FINANCIAL INSTITUTION FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL SUPPORT INCOME INNOVATION INNOVATIONS JURISDICTIONS LICENSE LIQUIDITY LOAN LOAN AMOUNT LOANS FROM BANKS MANAGEMENT SYSTEM MASS MARKET MICROFINANCE MOBILE NETWORK MOBILE PHONE MOBILE PHONES NEGOTIATIONS PENALTY POWER PARITY PRIVACY PRODUCT DESIGN PRODUCT INNOVATION PURCHASING POWER RAPID GROWTH REGULATOR REPAYMENT REPAYMENT BEHAVIOR REPAYMENTS RETENTION RETURN SAVINGS SAVINGS ACCOUNT SITES SMALL LOANS TARGETS TRANSACTION TRANSACTION VOLUME USAGE LEVELS USERS VIABLE BUSINESS Two trends in financial inclusion that are widely discussed today are the development of savings products designed specifically for poor clients and the ability to deliver financial products over the mobile phone. P9 is a savings product that was developed and tested in Bangladesh to meet poor people's variable savings and credit needs. M-PESA is a mobile payments product that was launched and scaled up in Kenya to enable the mass market to move money more easily. This Brief highlights the experience of Jipange KuSave, the mobile version of P9 designed to work over the M-PESA system. 2014-02-18T20:41:48Z 2014-02-18T20:41:48Z 2012-10 http://documents.worldbank.org/curated/en/2012/10/17284996/kenya-jipange-kusave-experiment-kenya http://hdl.handle.net/10986/17074 English en_US CGAP brief; CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ CGAP, Washington, DC Publications & Research :: Brief Publications & Research Africa Kenya |
repository_type |
Digital Repository |
institution_category |
Foreign Institution |
institution |
Digital Repositories |
building |
World Bank Open Knowledge Repository |
collection |
World Bank |
language |
English en_US |
topic |
ACCOUNT MANAGEMENT ACCOUNTING BALANCE SHEET BANK ACCOUNTS BLOG BUSINESS MODEL CLIENT BASE COMMERCIAL BANK COMPANY CREDIT COOPERATIVE CUSTOMER EXPERIENCE CUSTOMIZATION DEFAULTS DEPENDENTS DEPOSIT DEPOSIT-TAKING INSTITUTION DISBURSEMENT FINANCES FINANCIAL CONSTRAINTS FINANCIAL INSTITUTION FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL SUPPORT INCOME INNOVATION INNOVATIONS JURISDICTIONS LICENSE LIQUIDITY LOAN LOAN AMOUNT LOANS FROM BANKS MANAGEMENT SYSTEM MASS MARKET MICROFINANCE MOBILE NETWORK MOBILE PHONE MOBILE PHONES NEGOTIATIONS PENALTY POWER PARITY PRIVACY PRODUCT DESIGN PRODUCT INNOVATION PURCHASING POWER RAPID GROWTH REGULATOR REPAYMENT REPAYMENT BEHAVIOR REPAYMENTS RETENTION RETURN SAVINGS SAVINGS ACCOUNT SITES SMALL LOANS TARGETS TRANSACTION TRANSACTION VOLUME USAGE LEVELS USERS VIABLE BUSINESS |
spellingShingle |
ACCOUNT MANAGEMENT ACCOUNTING BALANCE SHEET BANK ACCOUNTS BLOG BUSINESS MODEL CLIENT BASE COMMERCIAL BANK COMPANY CREDIT COOPERATIVE CUSTOMER EXPERIENCE CUSTOMIZATION DEFAULTS DEPENDENTS DEPOSIT DEPOSIT-TAKING INSTITUTION DISBURSEMENT FINANCES FINANCIAL CONSTRAINTS FINANCIAL INSTITUTION FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL SUPPORT INCOME INNOVATION INNOVATIONS JURISDICTIONS LICENSE LIQUIDITY LOAN LOAN AMOUNT LOANS FROM BANKS MANAGEMENT SYSTEM MASS MARKET MICROFINANCE MOBILE NETWORK MOBILE PHONE MOBILE PHONES NEGOTIATIONS PENALTY POWER PARITY PRIVACY PRODUCT DESIGN PRODUCT INNOVATION PURCHASING POWER RAPID GROWTH REGULATOR REPAYMENT REPAYMENT BEHAVIOR REPAYMENTS RETENTION RETURN SAVINGS SAVINGS ACCOUNT SITES SMALL LOANS TARGETS TRANSACTION TRANSACTION VOLUME USAGE LEVELS USERS VIABLE BUSINESS Rotman, Sarah Ferrand, David Rasmussen, Stephen The Jipange KuSave Experiment in Kenya |
geographic_facet |
Africa Kenya |
relation |
CGAP brief; |
description |
Two trends in financial inclusion that
are widely discussed today are the development of savings
products designed specifically for poor clients and the
ability to deliver financial products over the mobile phone.
P9 is a savings product that was developed and tested in
Bangladesh to meet poor people's variable savings and
credit needs. M-PESA is a mobile payments product that was
launched and scaled up in Kenya to enable the mass market to
move money more easily. This Brief highlights the experience
of Jipange KuSave, the mobile version of P9 designed to work
over the M-PESA system. |
format |
Publications & Research :: Brief |
author |
Rotman, Sarah Ferrand, David Rasmussen, Stephen |
author_facet |
Rotman, Sarah Ferrand, David Rasmussen, Stephen |
author_sort |
Rotman, Sarah |
title |
The Jipange KuSave Experiment in Kenya |
title_short |
The Jipange KuSave Experiment in Kenya |
title_full |
The Jipange KuSave Experiment in Kenya |
title_fullStr |
The Jipange KuSave Experiment in Kenya |
title_full_unstemmed |
The Jipange KuSave Experiment in Kenya |
title_sort |
jipange kusave experiment in kenya |
publisher |
CGAP, Washington, DC |
publishDate |
2014 |
url |
http://documents.worldbank.org/curated/en/2012/10/17284996/kenya-jipange-kusave-experiment-kenya http://hdl.handle.net/10986/17074 |
_version_ |
1764435315739590656 |