Microfinance Consensus Guidelines : Guiding Principles on Regulation and Supervision of Microfinance

Many developing countries and countries with transitional economies are considering whether and how to regulate microfinance. These guiding principles are formulated for the regulation and supervision of microfinance. This document is divided into...

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Bibliographic Details
Main Authors:	Christen, Robert Peck, Lyman, Timothy R., Rosenberg, Richard
Format:	Working Paper
Language:	English en_US
Published:	CGAP and World Bank, Washington, DC 2014
Subjects:	ABUSIVE LENDING ACCESS TO FINANCIAL SERVICES ACCESS TO LOANS ACCOUNTING ADMINISTRATIVE COST ADMINISTRATIVE COSTS AMOUNT OF CAPITAL AMOUNT OF LOAN ARBITRAGE AVAILABILITY OF CREDIT BANK ASSETS BANK DEPOSITS BANK LOAN BANK MANAGEMENT BANK PORTFOLIO BANK RATES BANK REGULATIONS BANKING LAW BANKING REGULATION BANKING SERVICES BANKING SYSTEM BARRIERS TO ENTRY BOND BONDS BORROWER BORROWING CAPITAL ADEQUACY CAPITAL ADEQUACY NORMS CAPITAL REQUIREMENTS CAPITAL STRUCTURE CASH DEPOSITS CASH FLOW CENTRAL BANK CERTIFICATES OF DEPOSIT CHECKS COLLATERAL COLLATERAL FOR LOANS COLLATERAL REGISTRATION COLLECTION PROCEDURES COMMERCIAL BANK COMMERCIAL BANK ASSETS COMMERCIAL BANK LOANS COMMERCIAL BANKS COMMERCIAL BORROWING COMMERCIAL LAWS COMMERCIAL LOAN COMMERCIAL LOANS COMMERCIAL PAPER CONSUMER LENDING CONSUMER PROTECTION CONVENTIONAL BANK CONVENTIONAL BANK LOANS COOPERATIVES COST OF LOANS CREDIT BUREAU CREDIT BUREAUS CREDIT CLUBS CREDIT HISTORIES CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT PERFORMANCE CREDIT RISK CREDIT SOURCES CURRENCY DEFAULTS DEPOSIT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSITOR DEPOSITORS DEPOSITORY FINANCIAL INSTITUTION DEPOSITORY INSTITUTIONS DEPOSITS DEVELOPING COUNTRIES DEVELOPMENT BANK DEVELOPMENT BANKS DIVERSIFICATION EARNINGS ECONOMIC COOPERATION ECONOMIES OF SCALE EQUITY CAPITAL EQUITY INVESTMENT FIDUCIARY RESPONSIBILITY FINANCE COMPANIES FINANCIAL ANALYSIS FINANCIAL ASSETS FINANCIAL CAPACITY FINANCIAL HEALTH FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIARY FINANCIAL INTERMEDIATION FINANCIAL PERFORMANCE FINANCIAL REGULATION FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL STATEMENTS FINANCIAL SYSTEM FINANCIAL SYSTEMS FOREIGN INVESTMENT FORMAL FINANCIAL SERVICES FRAUD FUTURE LOANS GROUP GUARANTEES GROUP-LENDING HIGH INTEREST RATES HOLDING HOST COUNTRY INFORMATION SERVICE INFORMATION SERVICES INTEREST RATE INTEREST RATE CAP INTEREST RATE CAPS INTEREST RATES INTERNATIONAL BANK INTERNATIONAL DEVELOPMENT INTERNATIONAL INVESTMENT INVESTMENT FUND INVESTMENT FUNDS INVESTMENT REGULATIONS ISSUANCE JUDICIAL REFORM LAND AS COLLATERAL LEGAL FRAMEWORK LEGAL FRAMEWORKS LEGAL PROHIBITION LEGAL SYSTEMS LENDER LENDERS LENDING LIMITS LEVEL PLAYING FIELD LIQUIDITY LOAN LOAN APPLICANTS LOAN CONTRACT LOAN CONTRACTS LOAN DOCUMENTATION LOAN PORTFOLIO LOAN PROCEEDS LOAN SIZES LOCAL SAVINGS LOCAL SECURITIES LOW-INCOME BORROWERS LOWER-INCOME BORROWERS MATURE MARKET MERCHANTS MFI MFIS MICRO-BORROWERS MICROCREDIT MICROENTERPRISES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE SECTOR MICROLOAN MINIMUM CAPITAL REQUIREMENTS MONETARY POLICY MOVEABLE COLLATERAL NET WORTH NEW COMPANY NEW MARKET PHYSICAL SECURITY POOR BORROWERS POOR CLIENTS PORTFOLIOS PREJUDICE PRIVATE CREDIT PRIVATE CREDIT BUREAUS PROFITABILITY PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PRUDENTIAL STANDARDS PRUDENTIAL SUPERVISION PUBLIC CREDIT PUBLIC EDUCATION PUBLIC REGISTRY REAL ESTATE REGULATORY FRAMEWORK REPAYMENT REPAYMENT CAPACITY REPAYMENT PERFORMANCE REPAYMENT RATES REPAYMENT RECORD RESERVE RESERVE REQUIREMENTS RESERVES RETAIL BANKS RETURN RISK MANAGEMENT RISK PROFILE RURAL BANKS SAVINGS SAVINGS SERVICE SECURITIES SECURITIES LAW SECURITIES MARKETS SECURITIES REGULATION SECURITY INTEREST SELF-REGULATION SHAREHOLDER SHAREHOLDERS START-UP START-UP COSTS SUPERVISORY AGENCY SUPERVISORY AUTHORITIES SUPERVISORY AUTHORITY SUPPLY OF CREDIT TAX TAX BENEFITS TAX DEDUCTION TAX TREATMENT TECHNICAL ASSISTANCE TRANSACTION UNSECURED LOANS VILLAGE
Online Access:	http://documents.worldbank.org/curated/en/2003/07/18626610/microfinance-consensus-guidelines-guiding-principles-regulation-supervision-microfinance http://hdl.handle.net/10986/16958