Microfinance and Poverty : Evidence using Panel Data from Bangladesh

Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of mi...

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Main Author:	Khandker, Shahidur R.
Format:	Journal Article
Language:	English en_US
Published:	Published by Oxford University Press on behalf of the World Bank 2014
Subjects:	ACCOUNTING AGGREGATE POVERTY AMOUNT OF CREDIT ANTIPOVERTY PROGRAMS ASSET BUILDING AVERAGE INCIDENCE OF POVERTY BENEFICIARIES BIDS BORROWER BORROWING CAPITAL MOBILITY COLLATERAL COMMERCIAL BANKS CONSUMPTION BEHAVIOR CONSUMPTION POVERTY CONSUMPTION SMOOTHING CONTROL GROUPS CREDIT COEFFICIENTS CREDIT CONSTRAINTS CREDIT DISCIPLINE CREDIT MARKETS CREDIT PROGRAMS CREDIT SOURCES DEFAULT COSTS DEMAND FOR CREDIT DESCRIPTIVE STATISTICS ECONOMETRIC ANALYSIS ECONOMIC CONDITIONS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE EXPENDITURES EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES FOOD EXPENDITURE FOOD EXPENDITURES FOOD POLICY HOUSEHOLD CONSUMPTION HOUSEHOLD FACTORS HOUSEHOLD FIXED EFFECTS HOUSEHOLD HEAD HOUSEHOLD INCOME HOUSEHOLD SIZE HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HOUSEHOLD WEALTH HUMAN CAPITAL HUMAN RESOURCES IMPACT ASSESSMENT IMPACT EVALUATION IMPACT ON POVERTY IMPACT ON POVERTY REDUCTION INCIDENCE OF POVERTY INCOME GENERATION INCOME REDISTRIBUTION INSTRUMENTAL VARIABLES INTERNATIONAL BANK INTERVENTION LABOR MARKETS LAND HOLDING LANDLESS HOUSEHOLDS LOAN LOAN DEFAULT LOAN DEFAULT RATES LOAN SIZE LOAN VOLUME LOCAL ECONOMY LOCAL MARKET MARKET CONDITIONS MICRO-FINANCE MICROCREDIT MICROFINANCE NEW ENTRANTS NGO PARTICIPATION RATES PER CAPITA CONSUMPTION POLITICAL ECONOMY POOR POOR BORROWERS POOR FAMILIES POOR HOUSEHOLDS POOR PEOPLE POVERTY EFFECTS POVERTY ESTIMATES POVERTY IMPACT POVERTY LEVEL POVERTY LINE POVERTY RATE POVERTY RATES POVERTY REDUCTION POVERTY REDUCTION ACTIVITIES POVERTY REDUCTION IMPACT POVERTY STATUS PRODUCTIVITY PROGRAM EFFECTS PROGRAM EVALUATION PROGRAM IMPACTS PROGRAM PLACEMENT BIAS RATE OF RETURN REDUCTION IN POVERTY RETURN RETURNS RURAL RURAL AREAS RURAL CREDIT RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL HOUSEHOLDS RURAL POVERTY SAVINGS SCHOOLING SMALL BUSINESS SOCIAL INDICATORS SOCIOECONOMIC IMPACTS STOCKS TARGETING TOTAL POVERTY TRANSACTION TRANSACTION COSTS TREATMENT GROUPS VILLAGE CHARACTERISTICS VILLAGE LEVEL VILLAGE LEVEL INFRASTRUCTURE
Online Access:	http://documents.worldbank.org/curated/en/2005/05/17748192/microfinance-poverty-evidence-using-panel-data-bangladesh http://hdl.handle.net/10986/16478

id	okr-10986-16478
recordtype	oai_dc
spelling	okr-10986-164782021-04-23T14:03:29Z Microfinance and Poverty : Evidence using Panel Data from Bangladesh Khandker, Shahidur R. ACCOUNTING AGGREGATE POVERTY AMOUNT OF CREDIT ANTIPOVERTY PROGRAMS ASSET BUILDING AVERAGE INCIDENCE OF POVERTY BENEFICIARIES BIDS BORROWER BORROWING CAPITAL MOBILITY COLLATERAL COMMERCIAL BANKS CONSUMPTION BEHAVIOR CONSUMPTION POVERTY CONSUMPTION SMOOTHING CONTROL GROUPS CREDIT COEFFICIENTS CREDIT CONSTRAINTS CREDIT DISCIPLINE CREDIT MARKETS CREDIT PROGRAMS CREDIT SOURCES DEFAULT COSTS DEMAND FOR CREDIT DESCRIPTIVE STATISTICS ECONOMETRIC ANALYSIS ECONOMIC CONDITIONS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE EXPENDITURES EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES FOOD EXPENDITURE FOOD EXPENDITURES FOOD POLICY HOUSEHOLD CONSUMPTION HOUSEHOLD FACTORS HOUSEHOLD FIXED EFFECTS HOUSEHOLD HEAD HOUSEHOLD INCOME HOUSEHOLD SIZE HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HOUSEHOLD WEALTH HUMAN CAPITAL HUMAN RESOURCES IMPACT ASSESSMENT IMPACT EVALUATION IMPACT ON POVERTY IMPACT ON POVERTY REDUCTION INCIDENCE OF POVERTY INCOME GENERATION INCOME REDISTRIBUTION INSTRUMENTAL VARIABLES INTERNATIONAL BANK INTERVENTION LABOR MARKETS LAND HOLDING LANDLESS HOUSEHOLDS LOAN LOAN DEFAULT LOAN DEFAULT RATES LOAN SIZE LOAN VOLUME LOCAL ECONOMY LOCAL MARKET MARKET CONDITIONS MICRO-FINANCE MICROCREDIT MICROFINANCE NEW ENTRANTS NGO PARTICIPATION RATES PER CAPITA CONSUMPTION POLITICAL ECONOMY POOR POOR BORROWERS POOR FAMILIES POOR HOUSEHOLDS POOR PEOPLE POVERTY EFFECTS POVERTY ESTIMATES POVERTY IMPACT POVERTY LEVEL POVERTY LINE POVERTY RATE POVERTY RATES POVERTY REDUCTION POVERTY REDUCTION ACTIVITIES POVERTY REDUCTION IMPACT POVERTY STATUS PRODUCTIVITY PROGRAM EFFECTS PROGRAM EVALUATION PROGRAM IMPACTS PROGRAM PLACEMENT BIAS RATE OF RETURN REDUCTION IN POVERTY RETURN RETURNS RURAL RURAL AREAS RURAL CREDIT RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL HOUSEHOLDS RURAL POVERTY SAVINGS SCHOOLING SMALL BUSINESS SOCIAL INDICATORS SOCIOECONOMIC IMPACTS STOCKS TARGETING TOTAL POVERTY TRANSACTION TRANSACTION COSTS TREATMENT GROUPS VILLAGE CHARACTERISTICS VILLAGE LEVEL VILLAGE LEVEL INFRASTRUCTURE Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of microfinance observed at the participant level represents either income redistribution or short run income generation from the microfinance intervention. This article examines the effects of microfinance on poverty reduction at both the participant and the aggregate levels using panel data from Bangladesh. The results suggest that access to microfinance contributes to poverty reduction, especially for female participants, and to overall poverty reduction at the village level. Microfinance thus helps not only poor participants but also the local economy. 2014-01-03T18:36:48Z 2014-01-03T18:36:48Z 2005-09-08 Journal Article http://documents.worldbank.org/curated/en/2005/05/17748192/microfinance-poverty-evidence-using-panel-data-bangladesh World Bank Economic Review doi:10.1093/wber/lhi008 http://hdl.handle.net/10986/16478 English en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Published by Oxford University Press on behalf of the World Bank Publications & Research :: Journal Article Publications & Research :: Journal Article South Asia Bangladesh
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCOUNTING AGGREGATE POVERTY AMOUNT OF CREDIT ANTIPOVERTY PROGRAMS ASSET BUILDING AVERAGE INCIDENCE OF POVERTY BENEFICIARIES BIDS BORROWER BORROWING CAPITAL MOBILITY COLLATERAL COMMERCIAL BANKS CONSUMPTION BEHAVIOR CONSUMPTION POVERTY CONSUMPTION SMOOTHING CONTROL GROUPS CREDIT COEFFICIENTS CREDIT CONSTRAINTS CREDIT DISCIPLINE CREDIT MARKETS CREDIT PROGRAMS CREDIT SOURCES DEFAULT COSTS DEMAND FOR CREDIT DESCRIPTIVE STATISTICS ECONOMETRIC ANALYSIS ECONOMIC CONDITIONS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE EXPENDITURES EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES FOOD EXPENDITURE FOOD EXPENDITURES FOOD POLICY HOUSEHOLD CONSUMPTION HOUSEHOLD FACTORS HOUSEHOLD FIXED EFFECTS HOUSEHOLD HEAD HOUSEHOLD INCOME HOUSEHOLD SIZE HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HOUSEHOLD WEALTH HUMAN CAPITAL HUMAN RESOURCES IMPACT ASSESSMENT IMPACT EVALUATION IMPACT ON POVERTY IMPACT ON POVERTY REDUCTION INCIDENCE OF POVERTY INCOME GENERATION INCOME REDISTRIBUTION INSTRUMENTAL VARIABLES INTERNATIONAL BANK INTERVENTION LABOR MARKETS LAND HOLDING LANDLESS HOUSEHOLDS LOAN LOAN DEFAULT LOAN DEFAULT RATES LOAN SIZE LOAN VOLUME LOCAL ECONOMY LOCAL MARKET MARKET CONDITIONS MICRO-FINANCE MICROCREDIT MICROFINANCE NEW ENTRANTS NGO PARTICIPATION RATES PER CAPITA CONSUMPTION POLITICAL ECONOMY POOR POOR BORROWERS POOR FAMILIES POOR HOUSEHOLDS POOR PEOPLE POVERTY EFFECTS POVERTY ESTIMATES POVERTY IMPACT POVERTY LEVEL POVERTY LINE POVERTY RATE POVERTY RATES POVERTY REDUCTION POVERTY REDUCTION ACTIVITIES POVERTY REDUCTION IMPACT POVERTY STATUS PRODUCTIVITY PROGRAM EFFECTS PROGRAM EVALUATION PROGRAM IMPACTS PROGRAM PLACEMENT BIAS RATE OF RETURN REDUCTION IN POVERTY RETURN RETURNS RURAL RURAL AREAS RURAL CREDIT RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL HOUSEHOLDS RURAL POVERTY SAVINGS SCHOOLING SMALL BUSINESS SOCIAL INDICATORS SOCIOECONOMIC IMPACTS STOCKS TARGETING TOTAL POVERTY TRANSACTION TRANSACTION COSTS TREATMENT GROUPS VILLAGE CHARACTERISTICS VILLAGE LEVEL VILLAGE LEVEL INFRASTRUCTURE
spellingShingle	ACCOUNTING AGGREGATE POVERTY AMOUNT OF CREDIT ANTIPOVERTY PROGRAMS ASSET BUILDING AVERAGE INCIDENCE OF POVERTY BENEFICIARIES BIDS BORROWER BORROWING CAPITAL MOBILITY COLLATERAL COMMERCIAL BANKS CONSUMPTION BEHAVIOR CONSUMPTION POVERTY CONSUMPTION SMOOTHING CONTROL GROUPS CREDIT COEFFICIENTS CREDIT CONSTRAINTS CREDIT DISCIPLINE CREDIT MARKETS CREDIT PROGRAMS CREDIT SOURCES DEFAULT COSTS DEMAND FOR CREDIT DESCRIPTIVE STATISTICS ECONOMETRIC ANALYSIS ECONOMIC CONDITIONS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE EXPENDITURES EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES FOOD EXPENDITURE FOOD EXPENDITURES FOOD POLICY HOUSEHOLD CONSUMPTION HOUSEHOLD FACTORS HOUSEHOLD FIXED EFFECTS HOUSEHOLD HEAD HOUSEHOLD INCOME HOUSEHOLD SIZE HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HOUSEHOLD WEALTH HUMAN CAPITAL HUMAN RESOURCES IMPACT ASSESSMENT IMPACT EVALUATION IMPACT ON POVERTY IMPACT ON POVERTY REDUCTION INCIDENCE OF POVERTY INCOME GENERATION INCOME REDISTRIBUTION INSTRUMENTAL VARIABLES INTERNATIONAL BANK INTERVENTION LABOR MARKETS LAND HOLDING LANDLESS HOUSEHOLDS LOAN LOAN DEFAULT LOAN DEFAULT RATES LOAN SIZE LOAN VOLUME LOCAL ECONOMY LOCAL MARKET MARKET CONDITIONS MICRO-FINANCE MICROCREDIT MICROFINANCE NEW ENTRANTS NGO PARTICIPATION RATES PER CAPITA CONSUMPTION POLITICAL ECONOMY POOR POOR BORROWERS POOR FAMILIES POOR HOUSEHOLDS POOR PEOPLE POVERTY EFFECTS POVERTY ESTIMATES POVERTY IMPACT POVERTY LEVEL POVERTY LINE POVERTY RATE POVERTY RATES POVERTY REDUCTION POVERTY REDUCTION ACTIVITIES POVERTY REDUCTION IMPACT POVERTY STATUS PRODUCTIVITY PROGRAM EFFECTS PROGRAM EVALUATION PROGRAM IMPACTS PROGRAM PLACEMENT BIAS RATE OF RETURN REDUCTION IN POVERTY RETURN RETURNS RURAL RURAL AREAS RURAL CREDIT RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL HOUSEHOLDS RURAL POVERTY SAVINGS SCHOOLING SMALL BUSINESS SOCIAL INDICATORS SOCIOECONOMIC IMPACTS STOCKS TARGETING TOTAL POVERTY TRANSACTION TRANSACTION COSTS TREATMENT GROUPS VILLAGE CHARACTERISTICS VILLAGE LEVEL VILLAGE LEVEL INFRASTRUCTURE Khandker, Shahidur R. Microfinance and Poverty : Evidence using Panel Data from Bangladesh
geographic_facet	South Asia Bangladesh
description	Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of microfinance observed at the participant level represents either income redistribution or short run income generation from the microfinance intervention. This article examines the effects of microfinance on poverty reduction at both the participant and the aggregate levels using panel data from Bangladesh. The results suggest that access to microfinance contributes to poverty reduction, especially for female participants, and to overall poverty reduction at the village level. Microfinance thus helps not only poor participants but also the local economy.
format	Journal Article
author	Khandker, Shahidur R.
author_facet	Khandker, Shahidur R.
author_sort	Khandker, Shahidur R.
title	Microfinance and Poverty : Evidence using Panel Data from Bangladesh
title_short	Microfinance and Poverty : Evidence using Panel Data from Bangladesh
title_full	Microfinance and Poverty : Evidence using Panel Data from Bangladesh
title_fullStr	Microfinance and Poverty : Evidence using Panel Data from Bangladesh
title_full_unstemmed	Microfinance and Poverty : Evidence using Panel Data from Bangladesh
title_sort	microfinance and poverty : evidence using panel data from bangladesh
publisher	Published by Oxford University Press on behalf of the World Bank
publishDate	2014
url	http://documents.worldbank.org/curated/en/2005/05/17748192/microfinance-poverty-evidence-using-panel-data-bangladesh http://hdl.handle.net/10986/16478
_version_	1764433336808243200

Microfinance and Poverty : Evidence using Panel Data from Bangladesh

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