Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa
The Middle East and North Africa (MENA) region is at one of the most critical turning points in its modern history. The Arab spring was driven by the desire for economic opportunity and justice in the face of poverty and unemployment. The developme...
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| Format: | Publications & Research |
| Language: | English en_US |
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Washington, DC
2013
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| Online Access: | http://documents.worldbank.org/curated/en/2013/05/17795429/ready-growth-solutions-increase-access-finance-women-owned-businesses-middle-east-north-africa http://hdl.handle.net/10986/16445 |
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okr-10986-16445 |
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oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO CAPITAL ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO INFORMATION ACCESS TO SERVICES ACCESS TO TRAINING ADVANCEMENT OF WOMEN ADVISORY SERVICES ANGEL INVESTORS APPROVAL PROCESS BALANCE SHEETS BANK ACCOUNTS BANK CREDIT BANK LENDING BANK LOAN BANK LOANS BANKING ACCOUNTS BANKING RELATIONSHIP BANKING RELATIONSHIPS BARRIERS IN ACCESS BARRIERS TO GROWTH BARRIERS TO WOMEN BORROWING BUSINESS ACUMEN BUSINESS ADVICE BUSINESS ASSOCIATIONS BUSINESS CREDIT BUSINESS ENTERPRISES BUSINESS LOAN BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS NETWORKS BUSINESS OPPORTUNITIES BUSINESS OPPORTUNITY BUSINESS ORGANIZATION BUSINESS ORGANIZATIONS BUSINESS PLANS BUSINESS SUCCESS BUSINESS SUPPORT BUSINESS WOMEN BUSINESSWOMEN CAPACITY BUILDING CAPITAL INVESTMENT CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CHAMBERS OF COMMERCE CHECKING ACCOUNTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSULTING SERVICES CREDIT BUREAUS CREDIT CARDS CREDIT FACILITIES CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT LINE CREDIT LINES CREDITORS DEPOSIT DEPOSIT ACCOUNTS DEPOSIT PRODUCTS DEPOSITORS DEVELOPMENT BANK DEVELOPMENT OF WOMAN EARNINGS ECONOMIC ACTIVITY ECONOMIC CONTRIBUTION ECONOMIC CONTRIBUTIONS ECONOMIC DECISION ECONOMIC DECISION-MAKING ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC GROWTH ECONOMIC OPPORTUNITY ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT EMPLOYEE EMPLOYMENT GROWTH EMPOWERMENT OF WOMEN ENTERPRISE GROWTH ENTREPRENEUR ENTREPRENEURIAL ENVIRONMENT ENTREPRENEURIAL FINANCE ENTREPRENEURIAL INITIATIVES ENTREPRENEURIAL VENTURES EQUAL ACCESS EQUITY CAPITAL EQUITY FINANCING EQUITY INVESTORS EXTERNAL FINANCING FAMILIES FINANCES FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL TOOLS FINANCIAL TRACK RECORD FINANCIAL TRAINING FINANCING NEEDS FINANCING NEEDS OF WOMEN FLEXIBLE LOAN FORMAL FINANCE FORMAL FINANCIAL INSTITUTION FORMAL LENDING GENDER GENDER BARRIERS GENDER DISCRIMINATION GENDER GAP GREATER ACCESS GUARANTEE AGENCY GUARANTOR HIGH INTEREST RATE HIGH INTEREST RATES HOUSEHOLD INCOME HUSBAND HUSBANDS INFORMATION ABOUT BUSINESS INFORMATION TECHNOLOGY INSTALLMENTS INTERNATIONAL FINANCE JOB CREATION LABOR FORCE PARTICIPATION LABOR MARKET LACK OF ACCESS LACK OF COLLATERAL LACK OF INFORMATION LEGAL ADVICE LENDERS LENDING CONDITIONS LENDING POLICIES LIMITED ACCESS LINE OF CREDIT LOAN LOAN AMOUNTS LOAN APPLICATIONS LOAN CONDITIONS LOAN GUARANTEE LOAN GUARANTEES LOAN OFFICER LOAN OFFICERS LOAN PRODUCTS LOANS FROM FAMILY LOANS TO WOMEN LONG TERM FINANCING MARKET INFORMATION MFI MFIS MICRO-CREDIT MICROCREDIT MICROFINANCE MONEYLENDER MORTGAGE MORTGAGES MULTINATIONAL NEEDS OF WOMEN ENTREPRENEURS NETWORKING OPPORTUNITIES NEW BUSINESSES NEW MARKETS NUTRITION ONLINE BANKING OPPORTUNITIES FOR WOMEN OPPORTUNITY FOR WOMEN OUTREACH PARTIAL CREDIT PERSONAL ASSET PERSONAL BANKING PERSONAL CAPITAL PERSONAL SAVINGS PROFESSIONAL NETWORKS PROFESSIONAL WOMEN PROFITABILITY PROMOTION OF WOMEN PROPERTY AS COLLATERAL PROPERTY RIGHTS RED TAPE REGISTRATION PROCESS REGULATORY POLICY SHORT-TERM FINANCING SMALL BUSINESS SMALL BUSINESS OWNER SMALL BUSINESSES SOCIAL NETWORKS START-UPS SUPPLY CHAIN SUPPORT FOR WOMEN TAX CODE TECHNICAL ASSISTANCE TRADE FINANCING TRADITIONAL LOANS UNEMPLOYMENT UNION WEALTH CREATION WOMAN WOMAN BUSINESS OWNER WOMEN BUSINESS OWNERS WOMEN ENTREPRENEURS WOMEN IN BUSINESS |
| spellingShingle |
ACCESS TO CAPITAL ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO INFORMATION ACCESS TO SERVICES ACCESS TO TRAINING ADVANCEMENT OF WOMEN ADVISORY SERVICES ANGEL INVESTORS APPROVAL PROCESS BALANCE SHEETS BANK ACCOUNTS BANK CREDIT BANK LENDING BANK LOAN BANK LOANS BANKING ACCOUNTS BANKING RELATIONSHIP BANKING RELATIONSHIPS BARRIERS IN ACCESS BARRIERS TO GROWTH BARRIERS TO WOMEN BORROWING BUSINESS ACUMEN BUSINESS ADVICE BUSINESS ASSOCIATIONS BUSINESS CREDIT BUSINESS ENTERPRISES BUSINESS LOAN BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS NETWORKS BUSINESS OPPORTUNITIES BUSINESS OPPORTUNITY BUSINESS ORGANIZATION BUSINESS ORGANIZATIONS BUSINESS PLANS BUSINESS SUCCESS BUSINESS SUPPORT BUSINESS WOMEN BUSINESSWOMEN CAPACITY BUILDING CAPITAL INVESTMENT CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CHAMBERS OF COMMERCE CHECKING ACCOUNTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSULTING SERVICES CREDIT BUREAUS CREDIT CARDS CREDIT FACILITIES CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT LINE CREDIT LINES CREDITORS DEPOSIT DEPOSIT ACCOUNTS DEPOSIT PRODUCTS DEPOSITORS DEVELOPMENT BANK DEVELOPMENT OF WOMAN EARNINGS ECONOMIC ACTIVITY ECONOMIC CONTRIBUTION ECONOMIC CONTRIBUTIONS ECONOMIC DECISION ECONOMIC DECISION-MAKING ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC GROWTH ECONOMIC OPPORTUNITY ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT EMPLOYEE EMPLOYMENT GROWTH EMPOWERMENT OF WOMEN ENTERPRISE GROWTH ENTREPRENEUR ENTREPRENEURIAL ENVIRONMENT ENTREPRENEURIAL FINANCE ENTREPRENEURIAL INITIATIVES ENTREPRENEURIAL VENTURES EQUAL ACCESS EQUITY CAPITAL EQUITY FINANCING EQUITY INVESTORS EXTERNAL FINANCING FAMILIES FINANCES FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL TOOLS FINANCIAL TRACK RECORD FINANCIAL TRAINING FINANCING NEEDS FINANCING NEEDS OF WOMEN FLEXIBLE LOAN FORMAL FINANCE FORMAL FINANCIAL INSTITUTION FORMAL LENDING GENDER GENDER BARRIERS GENDER DISCRIMINATION GENDER GAP GREATER ACCESS GUARANTEE AGENCY GUARANTOR HIGH INTEREST RATE HIGH INTEREST RATES HOUSEHOLD INCOME HUSBAND HUSBANDS INFORMATION ABOUT BUSINESS INFORMATION TECHNOLOGY INSTALLMENTS INTERNATIONAL FINANCE JOB CREATION LABOR FORCE PARTICIPATION LABOR MARKET LACK OF ACCESS LACK OF COLLATERAL LACK OF INFORMATION LEGAL ADVICE LENDERS LENDING CONDITIONS LENDING POLICIES LIMITED ACCESS LINE OF CREDIT LOAN LOAN AMOUNTS LOAN APPLICATIONS LOAN CONDITIONS LOAN GUARANTEE LOAN GUARANTEES LOAN OFFICER LOAN OFFICERS LOAN PRODUCTS LOANS FROM FAMILY LOANS TO WOMEN LONG TERM FINANCING MARKET INFORMATION MFI MFIS MICRO-CREDIT MICROCREDIT MICROFINANCE MONEYLENDER MORTGAGE MORTGAGES MULTINATIONAL NEEDS OF WOMEN ENTREPRENEURS NETWORKING OPPORTUNITIES NEW BUSINESSES NEW MARKETS NUTRITION ONLINE BANKING OPPORTUNITIES FOR WOMEN OPPORTUNITY FOR WOMEN OUTREACH PARTIAL CREDIT PERSONAL ASSET PERSONAL BANKING PERSONAL CAPITAL PERSONAL SAVINGS PROFESSIONAL NETWORKS PROFESSIONAL WOMEN PROFITABILITY PROMOTION OF WOMEN PROPERTY AS COLLATERAL PROPERTY RIGHTS RED TAPE REGISTRATION PROCESS REGULATORY POLICY SHORT-TERM FINANCING SMALL BUSINESS SMALL BUSINESS OWNER SMALL BUSINESSES SOCIAL NETWORKS START-UPS SUPPLY CHAIN SUPPORT FOR WOMEN TAX CODE TECHNICAL ASSISTANCE TRADE FINANCING TRADITIONAL LOANS UNEMPLOYMENT UNION WEALTH CREATION WOMAN WOMAN BUSINESS OWNER WOMEN BUSINESS OWNERS WOMEN ENTREPRENEURS WOMEN IN BUSINESS World Bank Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| geographic_facet |
Middle East and North Africa |
| description |
The Middle East and North Africa (MENA)
region is at one of the most critical turning points in its
modern history. The Arab spring was driven by the desire for
economic opportunity and justice in the face of poverty and
unemployment. The development of strong economies that
enable both women and men to enhance their livelihoods is
crucial for the future of the region. The growth and success
of women-owned businesses is one of the most profound
changes in the business world today. There is no doubt that
women are an emerging market force. However, many
businesswomen are not accessing commercial credit, an
essential driver of business success. Lack of access to
finance and financial services is repeatedly identified as
the major constraint for women business owners. This report
'ready for growth: solutions to increase access to
finance for women-owned business in the Middle East and
North Africa', is designed to shed a light on those
barriers. It is the result of a unique International Finance
Corporation (IFC) partnership with vital voices and the
Middle East and North Africa Businesswomen's Network
(MENA BWN). Its purpose is to fill a critical gap in our
knowledge of what women-owned businesses need in terms of
financial products and services. Building on our knowledge
of how commercial banks currently reach the women's
market, this survey data can provide banks in MENA with
information to better serve women business owners. |
| format |
Publications & Research |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| title_short |
Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| title_full |
Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| title_fullStr |
Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| title_full_unstemmed |
Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa |
| title_sort |
ready for growth : solutions to increase access to finance for women-owned businesses in the middle east and north africa |
| publisher |
Washington, DC |
| publishDate |
2013 |
| url |
http://documents.worldbank.org/curated/en/2013/05/17795429/ready-growth-solutions-increase-access-finance-women-owned-businesses-middle-east-north-africa http://hdl.handle.net/10986/16445 |
| _version_ |
1764434087066468352 |
| spelling |
okr-10986-164452021-04-23T14:03:31Z Ready for Growth : Solutions to Increase Access to Finance for Women-Owned Businesses in the Middle East and North Africa World Bank ACCESS TO CAPITAL ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO INFORMATION ACCESS TO SERVICES ACCESS TO TRAINING ADVANCEMENT OF WOMEN ADVISORY SERVICES ANGEL INVESTORS APPROVAL PROCESS BALANCE SHEETS BANK ACCOUNTS BANK CREDIT BANK LENDING BANK LOAN BANK LOANS BANKING ACCOUNTS BANKING RELATIONSHIP BANKING RELATIONSHIPS BARRIERS IN ACCESS BARRIERS TO GROWTH BARRIERS TO WOMEN BORROWING BUSINESS ACUMEN BUSINESS ADVICE BUSINESS ASSOCIATIONS BUSINESS CREDIT BUSINESS ENTERPRISES BUSINESS LOAN BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS NETWORKS BUSINESS OPPORTUNITIES BUSINESS OPPORTUNITY BUSINESS ORGANIZATION BUSINESS ORGANIZATIONS BUSINESS PLANS BUSINESS SUCCESS BUSINESS SUPPORT BUSINESS WOMEN BUSINESSWOMEN CAPACITY BUILDING CAPITAL INVESTMENT CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CHAMBERS OF COMMERCE CHECKING ACCOUNTS COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSULTING SERVICES CREDIT BUREAUS CREDIT CARDS CREDIT FACILITIES CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT LINE CREDIT LINES CREDITORS DEPOSIT DEPOSIT ACCOUNTS DEPOSIT PRODUCTS DEPOSITORS DEVELOPMENT BANK DEVELOPMENT OF WOMAN EARNINGS ECONOMIC ACTIVITY ECONOMIC CONTRIBUTION ECONOMIC CONTRIBUTIONS ECONOMIC DECISION ECONOMIC DECISION-MAKING ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC GROWTH ECONOMIC OPPORTUNITY ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT EMPLOYEE EMPLOYMENT GROWTH EMPOWERMENT OF WOMEN ENTERPRISE GROWTH ENTREPRENEUR ENTREPRENEURIAL ENVIRONMENT ENTREPRENEURIAL FINANCE ENTREPRENEURIAL INITIATIVES ENTREPRENEURIAL VENTURES EQUAL ACCESS EQUITY CAPITAL EQUITY FINANCING EQUITY INVESTORS EXTERNAL FINANCING FAMILIES FINANCES FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL TOOLS FINANCIAL TRACK RECORD FINANCIAL TRAINING FINANCING NEEDS FINANCING NEEDS OF WOMEN FLEXIBLE LOAN FORMAL FINANCE FORMAL FINANCIAL INSTITUTION FORMAL LENDING GENDER GENDER BARRIERS GENDER DISCRIMINATION GENDER GAP GREATER ACCESS GUARANTEE AGENCY GUARANTOR HIGH INTEREST RATE HIGH INTEREST RATES HOUSEHOLD INCOME HUSBAND HUSBANDS INFORMATION ABOUT BUSINESS INFORMATION TECHNOLOGY INSTALLMENTS INTERNATIONAL FINANCE JOB CREATION LABOR FORCE PARTICIPATION LABOR MARKET LACK OF ACCESS LACK OF COLLATERAL LACK OF INFORMATION LEGAL ADVICE LENDERS LENDING CONDITIONS LENDING POLICIES LIMITED ACCESS LINE OF CREDIT LOAN LOAN AMOUNTS LOAN APPLICATIONS LOAN CONDITIONS LOAN GUARANTEE LOAN GUARANTEES LOAN OFFICER LOAN OFFICERS LOAN PRODUCTS LOANS FROM FAMILY LOANS TO WOMEN LONG TERM FINANCING MARKET INFORMATION MFI MFIS MICRO-CREDIT MICROCREDIT MICROFINANCE MONEYLENDER MORTGAGE MORTGAGES MULTINATIONAL NEEDS OF WOMEN ENTREPRENEURS NETWORKING OPPORTUNITIES NEW BUSINESSES NEW MARKETS NUTRITION ONLINE BANKING OPPORTUNITIES FOR WOMEN OPPORTUNITY FOR WOMEN OUTREACH PARTIAL CREDIT PERSONAL ASSET PERSONAL BANKING PERSONAL CAPITAL PERSONAL SAVINGS PROFESSIONAL NETWORKS PROFESSIONAL WOMEN PROFITABILITY PROMOTION OF WOMEN PROPERTY AS COLLATERAL PROPERTY RIGHTS RED TAPE REGISTRATION PROCESS REGULATORY POLICY SHORT-TERM FINANCING SMALL BUSINESS SMALL BUSINESS OWNER SMALL BUSINESSES SOCIAL NETWORKS START-UPS SUPPLY CHAIN SUPPORT FOR WOMEN TAX CODE TECHNICAL ASSISTANCE TRADE FINANCING TRADITIONAL LOANS UNEMPLOYMENT UNION WEALTH CREATION WOMAN WOMAN BUSINESS OWNER WOMEN BUSINESS OWNERS WOMEN ENTREPRENEURS WOMEN IN BUSINESS The Middle East and North Africa (MENA) region is at one of the most critical turning points in its modern history. The Arab spring was driven by the desire for economic opportunity and justice in the face of poverty and unemployment. The development of strong economies that enable both women and men to enhance their livelihoods is crucial for the future of the region. The growth and success of women-owned businesses is one of the most profound changes in the business world today. There is no doubt that women are an emerging market force. However, many businesswomen are not accessing commercial credit, an essential driver of business success. Lack of access to finance and financial services is repeatedly identified as the major constraint for women business owners. This report 'ready for growth: solutions to increase access to finance for women-owned business in the Middle East and North Africa', is designed to shed a light on those barriers. It is the result of a unique International Finance Corporation (IFC) partnership with vital voices and the Middle East and North Africa Businesswomen's Network (MENA BWN). Its purpose is to fill a critical gap in our knowledge of what women-owned businesses need in terms of financial products and services. Building on our knowledge of how commercial banks currently reach the women's market, this survey data can provide banks in MENA with information to better serve women business owners. 2013-12-27T21:48:30Z 2013-12-27T21:48:30Z 2013-05 http://documents.worldbank.org/curated/en/2013/05/17795429/ready-growth-solutions-increase-access-finance-women-owned-businesses-middle-east-north-africa http://hdl.handle.net/10986/16445 English en_US CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Washington, DC Publications & Research Publications & Research :: Working Paper Middle East and North Africa |