Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries
This manual is designed to provide guidance to institutions, researchers, and survey firms on how to measure financial capability in middle, and low income countries using a new survey instrument that was developed and tested, from start to finish,...
| Main Authors: | , , |
|---|---|
| Format: | Working Paper |
| Language: | English en_US |
| Published: |
World Bank, Washington, DC
2013
|
| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2013/06/18054619/measuring-financial-capability-questionnaires-implementation-guidance-low-middle-income-countries http://hdl.handle.net/10986/16295 |
| id |
okr-10986-16295 |
|---|---|
| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCURATE INFORMATION ACTIONS ADMINISTRATIVE DATA ADMINISTRATIVE RECORDS BANKS BIASES BUSINESS FINANCES CALCULATION CALCULATIONS CAPABILITIES CAPABILITY CENSUSES CHANGE CHECKS CLUSTER SAMPLING COMMUNITY LEADER COMMUNITY LEADERS CONFIDENTIALITY CONSUMER CONSUMER PROTECTION CONTENTS COPYRIGHT CREDIT CARDS CURRENCY CUSTOMIZATION DATA COLLECTION DATA ENTRY DESCRIPTION DISCUSSIONS DOCUMENTS EARNINGS ECONOMIC DEVELOPMENT EDUCATION TRUST ELECTRONIC FORM ENUMERATORS EQUIPMENT EXPENDITURES FAMILIES FAMILY SUPPORT FINANCES FINANCIAL ACTIVITY FINANCIAL AFFAIRS FINANCIAL BEHAVIORS FINANCIAL CHOICES FINANCIAL DECISION FINANCIAL DECISIONS FINANCIAL EDUCATION FINANCIAL EDUCATION PROGRAMS FINANCIAL INFORMATION FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL LITERACY PROGRAMS FINANCIAL MATTERS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SERVICES AUTHORITY FOCUS GROUPS GENDER GEOGRAPHICAL AREA HEAD OF HOUSEHOLD HOUSEHOLD FINANCES HOUSEHOLD FINANCIAL DECISION HOUSEHOLD FINANCIAL DECISION MAKING HOUSEHOLD FINANCIAL DECISIONS HOUSEHOLD INCOME HOUSEHOLD SPENDING HOUSEHOLD SURVEYS HOUSEHOLDS ID IDENTIFICATION NUMBER INCOME INCOME RANGES INCOME SOURCES INCOMES INTEREST RATES INTERNATIONAL BANK INTERVIEWING INTERVIEWS LICENSES LIFETIME LOGIC LOW-INCOME MATERIAL METADATA MISSING DATA MISSING VALUES MONEY MANAGEMENT MORTGAGES NATIONAL SURVEYS OPINIONS PERCEPTION PERCEPTIONS PERSONAL FINANCES PHOTOS PRESENT VALUE PRIMARY EDUCATION PRIVACY PROBABILITY PROTOCOL PROTOCOLS PUBLISHING QUERIES QUESTIONNAIRE QUESTIONNAIRE DESIGN QUESTIONNAIRES RANKING READING REGULAR EXPENSES REGULAR PAYMENTS REMITTANCES RESEARCHER RESEARCHERS RESPONSIBILITIES RESULT RETIRED RETIREMENT RISK MANAGEMENT SAFETY NET SAMPLE DESIGN SAMPLE SELECTION SENIOR SOCIAL INSURANCE SOCIOECONOMIC STATUS SOFTWARE APPLICATION SOURCE OF INFORMATION SOURCES OF INCOME SUPERVISION SURVEY DATA SURVEY DESIGN SURVEY IMPLEMENTATION SURVEY INSTRUMENTS SURVEY QUESTIONS SURVEY RESULTS TELEPHONE TIME PERIOD TRAINING CENTER TRAINING MATERIALS TRANSLATION TURNAROUND TIME UNEXPECTED EXPENSE UNION UNIQUE IDENTIFIER UNSECURED LOANS URBAN AREAS WEBSITE WWW |
| spellingShingle |
ACCURATE INFORMATION ACTIONS ADMINISTRATIVE DATA ADMINISTRATIVE RECORDS BANKS BIASES BUSINESS FINANCES CALCULATION CALCULATIONS CAPABILITIES CAPABILITY CENSUSES CHANGE CHECKS CLUSTER SAMPLING COMMUNITY LEADER COMMUNITY LEADERS CONFIDENTIALITY CONSUMER CONSUMER PROTECTION CONTENTS COPYRIGHT CREDIT CARDS CURRENCY CUSTOMIZATION DATA COLLECTION DATA ENTRY DESCRIPTION DISCUSSIONS DOCUMENTS EARNINGS ECONOMIC DEVELOPMENT EDUCATION TRUST ELECTRONIC FORM ENUMERATORS EQUIPMENT EXPENDITURES FAMILIES FAMILY SUPPORT FINANCES FINANCIAL ACTIVITY FINANCIAL AFFAIRS FINANCIAL BEHAVIORS FINANCIAL CHOICES FINANCIAL DECISION FINANCIAL DECISIONS FINANCIAL EDUCATION FINANCIAL EDUCATION PROGRAMS FINANCIAL INFORMATION FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL LITERACY PROGRAMS FINANCIAL MATTERS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SERVICES AUTHORITY FOCUS GROUPS GENDER GEOGRAPHICAL AREA HEAD OF HOUSEHOLD HOUSEHOLD FINANCES HOUSEHOLD FINANCIAL DECISION HOUSEHOLD FINANCIAL DECISION MAKING HOUSEHOLD FINANCIAL DECISIONS HOUSEHOLD INCOME HOUSEHOLD SPENDING HOUSEHOLD SURVEYS HOUSEHOLDS ID IDENTIFICATION NUMBER INCOME INCOME RANGES INCOME SOURCES INCOMES INTEREST RATES INTERNATIONAL BANK INTERVIEWING INTERVIEWS LICENSES LIFETIME LOGIC LOW-INCOME MATERIAL METADATA MISSING DATA MISSING VALUES MONEY MANAGEMENT MORTGAGES NATIONAL SURVEYS OPINIONS PERCEPTION PERCEPTIONS PERSONAL FINANCES PHOTOS PRESENT VALUE PRIMARY EDUCATION PRIVACY PROBABILITY PROTOCOL PROTOCOLS PUBLISHING QUERIES QUESTIONNAIRE QUESTIONNAIRE DESIGN QUESTIONNAIRES RANKING READING REGULAR EXPENSES REGULAR PAYMENTS REMITTANCES RESEARCHER RESEARCHERS RESPONSIBILITIES RESULT RETIRED RETIREMENT RISK MANAGEMENT SAFETY NET SAMPLE DESIGN SAMPLE SELECTION SENIOR SOCIAL INSURANCE SOCIOECONOMIC STATUS SOFTWARE APPLICATION SOURCE OF INFORMATION SOURCES OF INCOME SUPERVISION SURVEY DATA SURVEY DESIGN SURVEY IMPLEMENTATION SURVEY INSTRUMENTS SURVEY QUESTIONS SURVEY RESULTS TELEPHONE TIME PERIOD TRAINING CENTER TRAINING MATERIALS TRANSLATION TURNAROUND TIME UNEXPECTED EXPENSE UNION UNIQUE IDENTIFIER UNSECURED LOANS URBAN AREAS WEBSITE WWW Kempson, Elaine Perotti, Valeria Scott, Kinnon Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| geographic_facet |
Europe and Central Asia Russian Federation |
| description |
This manual is designed to provide
guidance to institutions, researchers, and survey firms on
how to measure financial capability in middle, and low
income countries using a new survey instrument that was
developed and tested, from start to finish, in middle- and
low-income countries. This new survey was developed as part
of a larger project financed by the Russia Financial
Literacy and Education Trust Fund (RTF) and implemented by
the World Bank that encompassed both measurement of
financial capability and evaluation of financial literacy
programs. The development of the new RTF Financial
Capability Survey (FCS) was done in collaboration with a
team of external experts and teams from a total of 12 low-
and middle-income countries. The full description of how the
survey was developed can be found in Kempson, Perotti, and
Scott (2013) along with findings from the first wave of
surveys that have been done. In this manual we briefly
summarize reasons why the FCS might be of interest to a
country, provide a detailed outline of the issues related to
implementing the survey successfully, and demonstrate how to
analyze the resulting data. The first chapter of the manual
lays out the reasons why this survey could be of use to
policy makers. Chapter two describes the FCS questionnaires
and their goals and objectives. Topics related to fieldwork,
or the implementation of the survey, are covered in chapter
three. Guidance on how to analyze the survey is provided in
chapter four. The survey instruments can be found in the
appendixes of this manual, and related documents,
interviewer and supervisor manuals, can be found on the
Trust Fund website www.finlitedu.org. |
| format |
Publications & Research :: Working Paper |
| author |
Kempson, Elaine Perotti, Valeria Scott, Kinnon |
| author_facet |
Kempson, Elaine Perotti, Valeria Scott, Kinnon |
| author_sort |
Kempson, Elaine |
| title |
Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| title_short |
Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| title_full |
Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| title_fullStr |
Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| title_full_unstemmed |
Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries |
| title_sort |
measuring financial capability : questionnaires and implementation guidance for low-, and middle-income countries |
| publisher |
World Bank, Washington, DC |
| publishDate |
2013 |
| url |
http://documents.worldbank.org/curated/en/2013/06/18054619/measuring-financial-capability-questionnaires-implementation-guidance-low-middle-income-countries http://hdl.handle.net/10986/16295 |
| _version_ |
1764432668476309504 |
| spelling |
okr-10986-162952021-04-23T14:03:28Z Measuring Financial Capability : Questionnaires and Implementation Guidance for Low-, and Middle-Income Countries Kempson, Elaine Perotti, Valeria Scott, Kinnon ACCURATE INFORMATION ACTIONS ADMINISTRATIVE DATA ADMINISTRATIVE RECORDS BANKS BIASES BUSINESS FINANCES CALCULATION CALCULATIONS CAPABILITIES CAPABILITY CENSUSES CHANGE CHECKS CLUSTER SAMPLING COMMUNITY LEADER COMMUNITY LEADERS CONFIDENTIALITY CONSUMER CONSUMER PROTECTION CONTENTS COPYRIGHT CREDIT CARDS CURRENCY CUSTOMIZATION DATA COLLECTION DATA ENTRY DESCRIPTION DISCUSSIONS DOCUMENTS E-MAIL EARNINGS ECONOMIC DEVELOPMENT EDUCATION TRUST ELECTRONIC FORM ENUMERATORS EQUIPMENT EXPENDITURES FAMILIES FAMILY SUPPORT FINANCES FINANCIAL ACTIVITY FINANCIAL AFFAIRS FINANCIAL BEHAVIORS FINANCIAL CHOICES FINANCIAL DECISION FINANCIAL DECISIONS FINANCIAL EDUCATION FINANCIAL EDUCATION PROGRAMS FINANCIAL INFORMATION FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL LITERACY PROGRAMS FINANCIAL MATTERS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SERVICES AUTHORITY FOCUS GROUPS GENDER GEOGRAPHICAL AREA HEAD OF HOUSEHOLD HOUSEHOLD FINANCES HOUSEHOLD FINANCIAL DECISION HOUSEHOLD FINANCIAL DECISION MAKING HOUSEHOLD FINANCIAL DECISIONS HOUSEHOLD INCOME HOUSEHOLD SPENDING HOUSEHOLD SURVEYS HOUSEHOLDS ID IDENTIFICATION NUMBER INCOME INCOME RANGES INCOME SOURCES INCOMES INTEREST RATES INTERNATIONAL BANK INTERVIEWING INTERVIEWS LICENSES LIFETIME LOGIC LOW-INCOME MATERIAL METADATA MISSING DATA MISSING VALUES MONEY MANAGEMENT MORTGAGES NATIONAL SURVEYS OPINIONS PERCEPTION PERCEPTIONS PERSONAL FINANCES PHOTOS PRESENT VALUE PRIMARY EDUCATION PRIVACY PROBABILITY PROTOCOL PROTOCOLS PUBLISHING QUERIES QUESTIONNAIRE QUESTIONNAIRE DESIGN QUESTIONNAIRES RANKING READING REGULAR EXPENSES REGULAR PAYMENTS REMITTANCES RESEARCHER RESEARCHERS RESPONSIBILITIES RESULT RETIRED RETIREMENT RISK MANAGEMENT SAFETY NET SAMPLE DESIGN SAMPLE SELECTION SENIOR SOCIAL INSURANCE SOCIOECONOMIC STATUS SOFTWARE APPLICATION SOURCE OF INFORMATION SOURCES OF INCOME SUPERVISION SURVEY DATA SURVEY DESIGN SURVEY IMPLEMENTATION SURVEY INSTRUMENTS SURVEY QUESTIONS SURVEY RESULTS TELEPHONE TIME PERIOD TRAINING CENTER TRAINING MATERIALS TRANSLATION TURNAROUND TIME UNEXPECTED EXPENSE UNION UNIQUE IDENTIFIER UNSECURED LOANS URBAN AREAS WEBSITE WWW This manual is designed to provide guidance to institutions, researchers, and survey firms on how to measure financial capability in middle, and low income countries using a new survey instrument that was developed and tested, from start to finish, in middle- and low-income countries. This new survey was developed as part of a larger project financed by the Russia Financial Literacy and Education Trust Fund (RTF) and implemented by the World Bank that encompassed both measurement of financial capability and evaluation of financial literacy programs. The development of the new RTF Financial Capability Survey (FCS) was done in collaboration with a team of external experts and teams from a total of 12 low- and middle-income countries. The full description of how the survey was developed can be found in Kempson, Perotti, and Scott (2013) along with findings from the first wave of surveys that have been done. In this manual we briefly summarize reasons why the FCS might be of interest to a country, provide a detailed outline of the issues related to implementing the survey successfully, and demonstrate how to analyze the resulting data. The first chapter of the manual lays out the reasons why this survey could be of use to policy makers. Chapter two describes the FCS questionnaires and their goals and objectives. Topics related to fieldwork, or the implementation of the survey, are covered in chapter three. Guidance on how to analyze the survey is provided in chapter four. The survey instruments can be found in the appendixes of this manual, and related documents, interviewer and supervisor manuals, can be found on the Trust Fund website www.finlitedu.org. 2013-11-18T20:05:29Z 2013-11-18T20:05:29Z 2013-06 http://documents.worldbank.org/curated/en/2013/06/18054619/measuring-financial-capability-questionnaires-implementation-guidance-low-middle-income-countries http://hdl.handle.net/10986/16295 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Working Paper Publications & Research Europe and Central Asia Russian Federation |