Financial Sector Assessment Program Update : Republic of Kazakhstan - Bank Profitability and Competition

The purpose of this note is to explore the reasons for a comparatively high interest rate spread in Kazakhstan in the context of competition in the banking sector. In spite of significant gains in efficiency made in recent years, operational costs...

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Bibliographic Details
Main Authors:	International Monetary Fund, World Bank
Format:	Financial Sector Assessment Program (FSAP)
Language:	English en_US
Published:	World Bank, Washington, DC 2013
Subjects:	ACCOUNTING ACCOUNTING FRAMEWORK BALANCE SHEET BANK ASSETS BANK BRANCHES BANK LENDING BANK MARGINS BANK POLICY BANK PROFITABILITY BANK REGULATIONS BANK SECRECY BANKING INDUSTRY BANKING MARKET BANKING MARKETS BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKING SYSTEMS BANKS BORROWING BRANCH NETWORKS BROAD MONEY CAPITAL ACCOUNT CAPITAL ACCOUNT LIBERALIZATION CAPITAL MARKETS COMMERCIAL BANKS CONSUMER PROTECTION COST STRUCTURE COUNTRY COMPARISONS CREDIT BUREAUS CREDIT RISK CREDIT RISKS CREDITOR CREDITOR RIGHTS DEBIT CARDS DEPOSIT DEPOSIT INSURANCE DEPOSIT RATE DEPOSIT RATES DEPOSITORS DEPOSITS DOMESTIC BANKING ECONOMIC CRISIS ECONOMIC GROWTH ENTRY REQUIREMENTS EXTRAORDINARY INCOME FINANCIAL DEEPENING FINANCIAL INFORMATION FINANCIAL INTERMEDIATION FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL SECTOR FINANCIAL SYSTEMS FLEXIBLE EXCHANGE RATE FLEXIBLE EXCHANGE RATE REGIME FOREIGN BANK FOREIGN BANK ENTRY FOREIGN BANKS FOREIGN CURRENCY FOREIGN ENTRY FOREIGN EXCHANGE GOVERNMENT SECURITIES HOUSING INCOME GROUPS INFLATION INFLATION RATE INFORMATION ON BORROWERS INTEREST EXPENSE INTEREST EXPENSES INTEREST INCOME INTEREST INCOMES INTEREST RATE INTEREST RATE SPREAD INTEREST RATE SPREADS INTEREST RATES INTERNATIONAL BANK INTERNATIONAL CAPITAL INTERNATIONAL CAPITAL MARKETS INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL MARKETS INTERNATIONAL STANDARDS INVESTING INVESTMENT DISPUTES JUDICIAL SYSTEM LACK OF COMPETITION LAWS LEVEL OF INTEREST RATES LOAN LOANABLE FUNDS LOSS STATEMENTS MACROECONOMIC STABILITY MACROECONOMIC UNCERTAINTY MARKET PARTICIPANTS MONETARY FUND MONOPOLY MORTGAGE MORTGAGE COMPANY MORTGAGE CREDIT MORTGAGE LENDING MORTGAGE LOANS MORTGAGES MUTUAL FUND MUTUAL FUND INDUSTRY NET INTEREST MARGIN NEW ENTRANTS NONBANK FINANCIAL INSTITUTIONS OPERATING COSTS OPERATING EXPENSES OPERATING INCOME OVERHEAD COSTS POWER PARITY PRIVATE SECTOR CREDIT PRIVATIZATION PRODUCTIVITY PROFITABILITY PROPERTY RIGHTS PROPERTY RIGHTS ENFORCEMENT PROVISIONING RULES PRUDENTIAL REGULATIONS PURCHASING POWER REAL ESTATE REAL ESTATE INVESTMENT REGULATORY AUTHORITIES REGULATORY AUTHORITY REGULATORY CAPITAL REGULATORY RESTRICTIONS RESERVE RESERVE REQUIREMENTS RESERVES RESTRICTIONS ON ENTRY RETURN RETURN ON ASSETS ROA SAVINGS SAVINGS BANK SECRECY LAW SECURITIES SETTLEMENT SHARE OF ASSETS SHAREHOLDERS STATEMENT STOCK DATA SUPERVISION OF BANKS SUPERVISORY AUTHORITIES TAX TAX INCENTIVES TIME DEPOSIT TRADE SECTORS WORLD DEVELOPMENT INDICATORS
Online Access:	http://documents.worldbank.org/curated/en/2004/08/18004498/kazakhstan-bank-profitability-competition-technical-note http://hdl.handle.net/10986/16064