Financial Sector Assessment Program : Malawi - Access to Financial Services

This technical note the Malawi 2007 Financial Sector Assessment Program (FSAP) reviews the current challenges of increasing access to financial services in Malawi. After a cursory assessment of the state of the financial sector in chapter one, it s...

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Main Authors:	International Monetary Fund, World Bank
Format:	Financial Sector Assessment Program (FSAP)
Language:	English en_US
Published:	World Bank, Washington, DC 2013
Subjects:	ACCESS BARRIERS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING ACCURATE INFORMATION ADVISORY SERVICES AFFORDABILITY AFFORDABLE PRICE AGRICULTURAL PRODUCTS ANTI-MONEY LAUNDERING AUTONOMY BANK ACCOUNT BANK BRANCH BANK BRANCHES BANK COMPLIANCE BANK CUSTOMERS BANK FEES BANKERS ASSOCIATION BANKING INITIATIVES BANKING MODELS BANKING SECTOR BANKING SERVICE BANKING SERVICES BANKING SYSTEM BENEFICIARIES BEST PRACTICE BEST PRACTICES BIG BANKS BORROWER BORROWING BUSINESS ADVISORY BUSINESS DEVELOPMENT BUSINESS OPPORTUNITY BUSINESS PLAN CAPITAL MARKETS CASH PAYMENTS CASH TRANSFERS CLEARING HOUSE COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKING COMMERCIAL BANKS COMMODITY CONSUMER PROTECTION CREDIT CARDS CREDIT COOPERATIVES CREDIT FACILITIES CURRENT ACCOUNT CUSTOMER BASE CUSTOMER SERVICE DEBIT CARD DEBIT CARDS DEBT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DISASTER RECOVERY DISPOSABLE INCOME DIVERSIFICATION DUE DILIGENCE REQUIREMENTS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ELECTRONIC BANKING ELECTRONIC PAYMENT EMPLOYER EMPLOYERS EMPLOYMENT ENTERPRISE DEVELOPMENT ENTREPRENEURS ENTRY POINTS EQUITY INVESTMENT EXPENDITURES FARMER FARMERS FINANCE COMPANIES FINANCE COMPANY FINANCIAL ACCESS FINANCIAL DEVELOPMENT FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL STABILITY FINANCIAL STRATEGY FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FOREIGN EXCHANGE FORMAL BANKING FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES FUNDING SOURCES GENDER GOVERNMENT FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTION GOVERNMENT POLICIES GROUP LENDING HOUSEHOLDS INCOME GROUPS INCOME LEVELS INCOMES INFLATION INFLATION RATES INSTITUTIONAL CAPACITY INTEREST RATE INTEREST RATE CONTROLS INTERNAL CONTROLS INTERNATIONAL BANK INVESTING INVESTMENT PROGRAM KEY CHALLENGES LACK OF KNOWLEDGE LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDERS LIMITED ACCESS LIMITED ACCESS TO FINANCE LOAN CUSTOMERS LOAN FACILITY LOAN PORTFOLIO LOAN REPAYMENTS LOW FINANCIAL LITERACY LOW-INCOME LOWER INCOME MAINSTREAM BANKS MANDATES MARKET SHARE MEDIUM ENTERPRISE MERCHANT MERCHANTS MFI MFIS MICRO-CREDITS MICRO-FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE LOANS MINIMUM DEPOSIT MONETARY POLICY NONBANKS OPERATIONAL COSTS OUTREACH OVERHEAD COSTS PAYMENT SERVICE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS INFRASTRUCTURE PAYMENTS INFRASTRUCTURES PAYMENTS SERVICE PAYMENTS SERVICES PENSIONS POINT OF SALE POINT-OF-SALE POST OFFICE SAVINGS BANK PRIVATE FINANCIAL INSTITUTIONS PRIVATE FINANCIAL SECTOR PRODUCTIVITY PRUDENTIAL REGULATIONS RATES OF RETURNS REAL SECTOR RECEIPT REGULAR PAYMENTS REGULATORY FRAMEWORK REGULATORY OVERSIGHT REMITTANCE REMITTANCES REPAYMENT RESERVE BANK RETAIL FINANCIAL SERVICES RISK MANAGEMENT RURAL ACCESS RURAL CLIENTS RURAL FINANCE RURAL FINANCIAL INSTITUTIONS SALES SAVERS SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SAVINGS SERVICES SMALL ENTERPRISE SMALL ENTERPRISES SMALL LOAN SMALLHOLDER SMALLHOLDER FARMERS SMART CARD SMART CARDS SMART MONEY SOCIAL WELFARE SOURCE OF INCOME STAKEHOLDERS STATE BANK OF PAKISTAN STATUS OF WOMEN SUBSIDIZATION SUBSIDY COSTS TECHNICAL ASSISTANCE TRANSACTION COSTS TRANSPORT UNION WELFARE BENEFITS
Online Access:	http://documents.worldbank.org/curated/en/2008/09/18004726/malawi-access-financial-services-technical-note http://hdl.handle.net/10986/16062

id	okr-10986-16062
recordtype	oai_dc
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCESS BARRIERS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING ACCURATE INFORMATION ADVISORY SERVICES AFFORDABILITY AFFORDABLE PRICE AGRICULTURAL PRODUCTS ANTI-MONEY LAUNDERING AUTONOMY BANK ACCOUNT BANK BRANCH BANK BRANCHES BANK COMPLIANCE BANK CUSTOMERS BANK FEES BANKERS ASSOCIATION BANKING INITIATIVES BANKING MODELS BANKING SECTOR BANKING SERVICE BANKING SERVICES BANKING SYSTEM BENEFICIARIES BEST PRACTICE BEST PRACTICES BIG BANKS BORROWER BORROWING BUSINESS ADVISORY BUSINESS DEVELOPMENT BUSINESS OPPORTUNITY BUSINESS PLAN CAPITAL MARKETS CASH PAYMENTS CASH TRANSFERS CLEARING HOUSE COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKING COMMERCIAL BANKS COMMODITY CONSUMER PROTECTION CREDIT CARDS CREDIT COOPERATIVES CREDIT FACILITIES CURRENT ACCOUNT CUSTOMER BASE CUSTOMER SERVICE DEBIT CARD DEBIT CARDS DEBT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DISASTER RECOVERY DISPOSABLE INCOME DIVERSIFICATION DUE DILIGENCE REQUIREMENTS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ELECTRONIC BANKING ELECTRONIC PAYMENT EMPLOYER EMPLOYERS EMPLOYMENT ENTERPRISE DEVELOPMENT ENTREPRENEURS ENTRY POINTS EQUITY INVESTMENT EXPENDITURES FARMER FARMERS FINANCE COMPANIES FINANCE COMPANY FINANCIAL ACCESS FINANCIAL DEVELOPMENT FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL STABILITY FINANCIAL STRATEGY FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FOREIGN EXCHANGE FORMAL BANKING FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES FUNDING SOURCES GENDER GOVERNMENT FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTION GOVERNMENT POLICIES GROUP LENDING HOUSEHOLDS INCOME GROUPS INCOME LEVELS INCOMES INFLATION INFLATION RATES INSTITUTIONAL CAPACITY INTEREST RATE INTEREST RATE CONTROLS INTERNAL CONTROLS INTERNATIONAL BANK INVESTING INVESTMENT PROGRAM KEY CHALLENGES LACK OF KNOWLEDGE LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDERS LIMITED ACCESS LIMITED ACCESS TO FINANCE LOAN CUSTOMERS LOAN FACILITY LOAN PORTFOLIO LOAN REPAYMENTS LOW FINANCIAL LITERACY LOW-INCOME LOWER INCOME MAINSTREAM BANKS MANDATES MARKET SHARE MEDIUM ENTERPRISE MERCHANT MERCHANTS MFI MFIS MICRO-CREDITS MICRO-FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE LOANS MINIMUM DEPOSIT MONETARY POLICY NONBANKS OPERATIONAL COSTS OUTREACH OVERHEAD COSTS PAYMENT SERVICE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS INFRASTRUCTURE PAYMENTS INFRASTRUCTURES PAYMENTS SERVICE PAYMENTS SERVICES PENSIONS POINT OF SALE POINT-OF-SALE POST OFFICE SAVINGS BANK PRIVATE FINANCIAL INSTITUTIONS PRIVATE FINANCIAL SECTOR PRODUCTIVITY PRUDENTIAL REGULATIONS RATES OF RETURNS REAL SECTOR RECEIPT REGULAR PAYMENTS REGULATORY FRAMEWORK REGULATORY OVERSIGHT REMITTANCE REMITTANCES REPAYMENT RESERVE BANK RETAIL FINANCIAL SERVICES RISK MANAGEMENT RURAL ACCESS RURAL CLIENTS RURAL FINANCE RURAL FINANCIAL INSTITUTIONS SALES SAVERS SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SAVINGS SERVICES SMALL ENTERPRISE SMALL ENTERPRISES SMALL LOAN SMALLHOLDER SMALLHOLDER FARMERS SMART CARD SMART CARDS SMART MONEY SOCIAL WELFARE SOURCE OF INCOME STAKEHOLDERS STATE BANK OF PAKISTAN STATUS OF WOMEN SUBSIDIZATION SUBSIDY COSTS TECHNICAL ASSISTANCE TRANSACTION COSTS TRANSPORT UNION WELFARE BENEFITS
spellingShingle	ACCESS BARRIERS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING ACCURATE INFORMATION ADVISORY SERVICES AFFORDABILITY AFFORDABLE PRICE AGRICULTURAL PRODUCTS ANTI-MONEY LAUNDERING AUTONOMY BANK ACCOUNT BANK BRANCH BANK BRANCHES BANK COMPLIANCE BANK CUSTOMERS BANK FEES BANKERS ASSOCIATION BANKING INITIATIVES BANKING MODELS BANKING SECTOR BANKING SERVICE BANKING SERVICES BANKING SYSTEM BENEFICIARIES BEST PRACTICE BEST PRACTICES BIG BANKS BORROWER BORROWING BUSINESS ADVISORY BUSINESS DEVELOPMENT BUSINESS OPPORTUNITY BUSINESS PLAN CAPITAL MARKETS CASH PAYMENTS CASH TRANSFERS CLEARING HOUSE COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKING COMMERCIAL BANKS COMMODITY CONSUMER PROTECTION CREDIT CARDS CREDIT COOPERATIVES CREDIT FACILITIES CURRENT ACCOUNT CUSTOMER BASE CUSTOMER SERVICE DEBIT CARD DEBIT CARDS DEBT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DISASTER RECOVERY DISPOSABLE INCOME DIVERSIFICATION DUE DILIGENCE REQUIREMENTS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ELECTRONIC BANKING ELECTRONIC PAYMENT EMPLOYER EMPLOYERS EMPLOYMENT ENTERPRISE DEVELOPMENT ENTREPRENEURS ENTRY POINTS EQUITY INVESTMENT EXPENDITURES FARMER FARMERS FINANCE COMPANIES FINANCE COMPANY FINANCIAL ACCESS FINANCIAL DEVELOPMENT FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL STABILITY FINANCIAL STRATEGY FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FOREIGN EXCHANGE FORMAL BANKING FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES FUNDING SOURCES GENDER GOVERNMENT FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTION GOVERNMENT POLICIES GROUP LENDING HOUSEHOLDS INCOME GROUPS INCOME LEVELS INCOMES INFLATION INFLATION RATES INSTITUTIONAL CAPACITY INTEREST RATE INTEREST RATE CONTROLS INTERNAL CONTROLS INTERNATIONAL BANK INVESTING INVESTMENT PROGRAM KEY CHALLENGES LACK OF KNOWLEDGE LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDERS LIMITED ACCESS LIMITED ACCESS TO FINANCE LOAN CUSTOMERS LOAN FACILITY LOAN PORTFOLIO LOAN REPAYMENTS LOW FINANCIAL LITERACY LOW-INCOME LOWER INCOME MAINSTREAM BANKS MANDATES MARKET SHARE MEDIUM ENTERPRISE MERCHANT MERCHANTS MFI MFIS MICRO-CREDITS MICRO-FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE LOANS MINIMUM DEPOSIT MONETARY POLICY NONBANKS OPERATIONAL COSTS OUTREACH OVERHEAD COSTS PAYMENT SERVICE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS INFRASTRUCTURE PAYMENTS INFRASTRUCTURES PAYMENTS SERVICE PAYMENTS SERVICES PENSIONS POINT OF SALE POINT-OF-SALE POST OFFICE SAVINGS BANK PRIVATE FINANCIAL INSTITUTIONS PRIVATE FINANCIAL SECTOR PRODUCTIVITY PRUDENTIAL REGULATIONS RATES OF RETURNS REAL SECTOR RECEIPT REGULAR PAYMENTS REGULATORY FRAMEWORK REGULATORY OVERSIGHT REMITTANCE REMITTANCES REPAYMENT RESERVE BANK RETAIL FINANCIAL SERVICES RISK MANAGEMENT RURAL ACCESS RURAL CLIENTS RURAL FINANCE RURAL FINANCIAL INSTITUTIONS SALES SAVERS SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SAVINGS SERVICES SMALL ENTERPRISE SMALL ENTERPRISES SMALL LOAN SMALLHOLDER SMALLHOLDER FARMERS SMART CARD SMART CARDS SMART MONEY SOCIAL WELFARE SOURCE OF INCOME STAKEHOLDERS STATE BANK OF PAKISTAN STATUS OF WOMEN SUBSIDIZATION SUBSIDY COSTS TECHNICAL ASSISTANCE TRANSACTION COSTS TRANSPORT UNION WELFARE BENEFITS International Monetary Fund World Bank Financial Sector Assessment Program : Malawi - Access to Financial Services
geographic_facet	Africa Malawi
description	This technical note the Malawi 2007 Financial Sector Assessment Program (FSAP) reviews the current challenges of increasing access to financial services in Malawi. After a cursory assessment of the state of the financial sector in chapter one, it summarizes the key challenges of rural financial sector development (chapter two); then discusses the opportunities that branchless banking technology offers (chapter three), the options for strengthening the financial infrastructure (chapter four) and the role of government in increasing access (chapter five). It concludes with recommendations on how authorities may seek to realize these opportunities (chapter six).
format	Economic & Sector Work :: Financial Sector Assessment Program (FSAP)
author	International Monetary Fund World Bank
author_facet	International Monetary Fund World Bank
author_sort	International Monetary Fund
title	Financial Sector Assessment Program : Malawi - Access to Financial Services
title_short	Financial Sector Assessment Program : Malawi - Access to Financial Services
title_full	Financial Sector Assessment Program : Malawi - Access to Financial Services
title_fullStr	Financial Sector Assessment Program : Malawi - Access to Financial Services
title_full_unstemmed	Financial Sector Assessment Program : Malawi - Access to Financial Services
title_sort	financial sector assessment program : malawi - access to financial services
publisher	World Bank, Washington, DC
publishDate	2013
url	http://documents.worldbank.org/curated/en/2008/09/18004726/malawi-access-financial-services-technical-note http://hdl.handle.net/10986/16062
_version_	1764431407646507008
spelling	okr-10986-160622021-04-23T14:03:22Z Financial Sector Assessment Program : Malawi - Access to Financial Services International Monetary Fund World Bank ACCESS BARRIERS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING ACCURATE INFORMATION ADVISORY SERVICES AFFORDABILITY AFFORDABLE PRICE AGRICULTURAL PRODUCTS ANTI-MONEY LAUNDERING AUTONOMY BANK ACCOUNT BANK BRANCH BANK BRANCHES BANK COMPLIANCE BANK CUSTOMERS BANK FEES BANKERS ASSOCIATION BANKING INITIATIVES BANKING MODELS BANKING SECTOR BANKING SERVICE BANKING SERVICES BANKING SYSTEM BENEFICIARIES BEST PRACTICE BEST PRACTICES BIG BANKS BORROWER BORROWING BUSINESS ADVISORY BUSINESS DEVELOPMENT BUSINESS OPPORTUNITY BUSINESS PLAN CAPITAL MARKETS CASH PAYMENTS CASH TRANSFERS CLEARING HOUSE COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKING COMMERCIAL BANKS COMMODITY CONSUMER PROTECTION CREDIT CARDS CREDIT COOPERATIVES CREDIT FACILITIES CURRENT ACCOUNT CUSTOMER BASE CUSTOMER SERVICE DEBIT CARD DEBIT CARDS DEBT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DISASTER RECOVERY DISPOSABLE INCOME DIVERSIFICATION DUE DILIGENCE REQUIREMENTS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC POLICIES ELECTRONIC BANKING ELECTRONIC PAYMENT EMPLOYER EMPLOYERS EMPLOYMENT ENTERPRISE DEVELOPMENT ENTREPRENEURS ENTRY POINTS EQUITY INVESTMENT EXPENDITURES FARMER FARMERS FINANCE COMPANIES FINANCE COMPANY FINANCIAL ACCESS FINANCIAL DEVELOPMENT FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL STABILITY FINANCIAL STRATEGY FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FOREIGN EXCHANGE FORMAL BANKING FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES FUNDING SOURCES GENDER GOVERNMENT FINANCIAL INSTITUTIONS GOVERNMENT INTERVENTION GOVERNMENT POLICIES GROUP LENDING HOUSEHOLDS INCOME GROUPS INCOME LEVELS INCOMES INFLATION INFLATION RATES INSTITUTIONAL CAPACITY INTEREST RATE INTEREST RATE CONTROLS INTERNAL CONTROLS INTERNATIONAL BANK INVESTING INVESTMENT PROGRAM KEY CHALLENGES LACK OF KNOWLEDGE LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDERS LIMITED ACCESS LIMITED ACCESS TO FINANCE LOAN CUSTOMERS LOAN FACILITY LOAN PORTFOLIO LOAN REPAYMENTS LOW FINANCIAL LITERACY LOW-INCOME LOWER INCOME MAINSTREAM BANKS MANDATES MARKET SHARE MEDIUM ENTERPRISE MERCHANT MERCHANTS MFI MFIS MICRO-CREDITS MICRO-FINANCE MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE LOANS MINIMUM DEPOSIT MONETARY POLICY NONBANKS OPERATIONAL COSTS OUTREACH OVERHEAD COSTS PAYMENT SERVICE PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS INFRASTRUCTURE PAYMENTS INFRASTRUCTURES PAYMENTS SERVICE PAYMENTS SERVICES PENSIONS POINT OF SALE POINT-OF-SALE POST OFFICE SAVINGS BANK PRIVATE FINANCIAL INSTITUTIONS PRIVATE FINANCIAL SECTOR PRODUCTIVITY PRUDENTIAL REGULATIONS RATES OF RETURNS REAL SECTOR RECEIPT REGULAR PAYMENTS REGULATORY FRAMEWORK REGULATORY OVERSIGHT REMITTANCE REMITTANCES REPAYMENT RESERVE BANK RETAIL FINANCIAL SERVICES RISK MANAGEMENT RURAL ACCESS RURAL CLIENTS RURAL FINANCE RURAL FINANCIAL INSTITUTIONS SALES SAVERS SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SAVINGS SERVICES SMALL ENTERPRISE SMALL ENTERPRISES SMALL LOAN SMALLHOLDER SMALLHOLDER FARMERS SMART CARD SMART CARDS SMART MONEY SOCIAL WELFARE SOURCE OF INCOME STAKEHOLDERS STATE BANK OF PAKISTAN STATUS OF WOMEN SUBSIDIZATION SUBSIDY COSTS TECHNICAL ASSISTANCE TRANSACTION COSTS TRANSPORT UNION WELFARE BENEFITS This technical note the Malawi 2007 Financial Sector Assessment Program (FSAP) reviews the current challenges of increasing access to financial services in Malawi. After a cursory assessment of the state of the financial sector in chapter one, it summarizes the key challenges of rural financial sector development (chapter two); then discusses the opportunities that branchless banking technology offers (chapter three), the options for strengthening the financial infrastructure (chapter four) and the role of government in increasing access (chapter five). It concludes with recommendations on how authorities may seek to realize these opportunities (chapter six). 2013-10-03T18:01:30Z 2013-10-03T18:01:30Z 2008-09 http://documents.worldbank.org/curated/en/2008/09/18004726/malawi-access-financial-services-technical-note http://hdl.handle.net/10986/16062 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Economic & Sector Work :: Financial Sector Assessment Program (FSAP) Economic & Sector Work Africa Malawi

Financial Sector Assessment Program : Malawi - Access to Financial Services

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