Financial Sector Assessment : Tunisia

The joint International Monetary Fund/World Bank mission that visited Tunis from January 16 - 31 and March 27 - 31, 2006 as part of the Financial Sector Assessment Program (FSAP) update for Tunisia carried out a detailed analysis of the ability of...

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Bibliographic Details
Main Author: World Bank
Format: Financial Sector Assessment Program (FSAP)
Language:English
en_US
Published: Washington, DC 2013
Subjects:
NPL
TAX
Online Access:http://documents.worldbank.org/curated/en/2006/07/17893077/tunisia-financial-sector-assessment
http://hdl.handle.net/10986/15937
id okr-10986-15937
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic ACCESS TO CREDIT
ACCOUNTING
ACCOUNTING PRINCIPLE
AMORTIZATION
ANALYTICAL APPROACH
ASSET GROWTH
AUDITING
AUDITS
BALANCE SHEET
BANK CREDITS
BANK REGULATIONS
BANK SUPERVISION
BANKING LAW
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM ASSETS
BANQUE DE FRANCE
BENEFICIARIES
BOND
BOND PORTFOLIO
BORROWER
BROAD MONEY
BUSINESS CYCLE
CAPITAL ADEQUACY
CAPITAL INJECTIONS
CASH FLOW
CENTRAL BANK
CLIENT BASE
COLLATERAL
COLLATERAL REGISTRATION
COLLECTION ACTION
COMMERCIAL BANK
COMMERCIAL BANKS
CONNECTED LENDING
CONSUMER CREDIT
CONSUMER PRICE INDEX
CREDIT BUREAU
CREDIT CULTURE
CREDIT INSTITUTIONS
CREDIT QUALITY
CREDIT RISK
CREDIT SCORING
CREDITORS
CURRENT ACCOUNT DEFICIT
CURRENT PRICES
DEBT
DEBT RESTRUCTURING
DEBT RESTRUCTURING OPERATIONS
DEBT SERVICE
DEBT SERVICE RATIO
DEBT-EQUITY
DEBT-EQUITY SWAPS
DEBTORS
DEBTS
DEED
DEEDS
DEFAULT RISK
DEPOSIT
DEPOSIT MONEY BANKS
DEPOSIT RATES
DEPOSITS
DIVIDENDS
DUE DILIGENCE
EFFECTIVE LIQUIDATION
ELECTRONIC BANKING
EMPLOYMENT
EQUIPMENT
EQUITY CAPITAL
ESTATE
ESTATE PROPERTY
EXCHANGE RATE
EXPOSURE
EXPOSURES
EXTERNAL AUDITORS
EXTERNAL DEBT
FACE VALUE
FACTORING
FINANCIAL DATA
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INSTRUMENTS
FINANCIAL MARKET
FINANCIAL RESTRUCTURING
FINANCIAL SECTOR
FINANCIAL SERVICE
FINANCIAL STATEMENTS
FINANCIAL SYSTEM
FISCAL DEFICIT
FIXED ASSETS
FOREIGN CURRENCY
FOREIGN CURRENCY LOANS
FOREIGN DIRECT INVESTMENT
FOREIGN EXCHANGE
FOREIGN INVESTORS
GOOD GOVERNANCE
GOVERNMENT DEBT
GRACE PERIOD
HOUSING
HOUSING LOANS
HUMAN RESOURCE
HUMAN RESOURCE MANAGEMENT
HUMAN RESOURCES
ILLIQUID MARKETS
INDEBTEDNESS
INFLATION
INFORMATION SERVICE
INFORMATION SHARING
INFORMATION SYSTEMS
INSTITUTIONAL INVESTORS
INSTRUMENT
INSURANCE
INSURANCE COMPANIES
INTANGIBLE
INTANGIBLE ASSETS
INTEREST EXPENSES
INTEREST INCOME
INTEREST MARGIN
INTEREST RATE
INTEREST RATE SPREAD
INTEREST RATES
INTERNAL CONTROL
INTERNAL CONTROLS
INTERNATIONAL BEST PRACTICE
INTERNATIONAL COMPETITION
INTERNATIONAL COOPERATION
INTERNATIONAL STANDARDS
INVESTMENT FINANCING
JUDICIAL SALES
JUDICIAL SYSTEM
LAND REGISTRY
LARGE DEBTORS
LEGAL FRAMEWORK
LIQUID ASSETS
LIQUIDATION
LIQUIDATION PROCEDURES
LIQUIDITY
LIQUIDITY RATIO
LOAN
LOAN LOSS
LOAN LOSS PROVISIONING
LOAN PORTFOLIO
LOAN PORTFOLIO QUALITY
LOAN PORTFOLIOS
LOCAL BANKS
MACROECONOMIC STABILITY
MANDATES
MARKET DISCIPLINE
MARKET RISK
MERGERS
MINIMUM CAPITAL REQUIREMENTS
MONEY LAUNDERING
MONEY MARKET
MONEY MARKET RATE
MORAL HAZARD
MORTGAGE
MORTGAGES
MOVABLE COLLATERAL
NATIONAL SAVINGS
NEW MARKET
NEW MARKETS
NEW PRODUCT
NON-PERFORMING LOANS
NONPAYMENT
NONPAYMENT OF DEBT
NONPERFORMING LOAN
NONPERFORMING LOANS
NPL
OFFSHORE BANKS
OPERATING COSTS
OPERATING INCOME
OUT-OF-COURT SETTLEMENTS
PARTIAL RESTRUCTURING
PENSION
PENSION FUNDS
PORTFOLIO
PORTFOLIO QUALITY
PRIVATE BANKS
PRIVATE CREDIT
PRIVATE CREDIT BUREAU
PRIVATE DEVELOPMENT BANKS
PRIVATE INVESTMENT
PRIVATE SECTOR BANKS
PRIVATIZATION
PROFITABILITY
PROVISIONING RULES
PRUDENTIAL FRAMEWORK
PRUDENTIAL FRAMEWORKS
PRUDENTIAL REGULATIONS
PUBLIC BANK
PUBLIC BANKS
PUBLIC DEBT
PUBLIC ENTERPRISES
REAL ESTATE
REAL ESTATE COLLATERAL
REAL GROWTH RATES
REGULATORY AUTHORITIES
REGULATORY CAPITAL
REGULATORY FRAMEWORK
REPAYMENT
REPAYMENT CAPACITY
RESERVES
RESTRUCTURING PLAN
RESTRUCTURING PROGRAM
RETURN
RISK MANAGEMENT
SECURITIES
SHAREHOLDER
SHAREHOLDERS
SHORT-TERM LIABILITIES
SOLVENCY
STOCK EXCHANGE
STOCK EXCHANGE LISTING
STOCK MARKET
STOCK MARKET CAPITALIZATION
STOCK MARKET INDEX
TAX
TAX EXEMPTION
TERRORISM
TITLE
TITLES
TRADE BALANCE
TRADE LIBERALIZATION
TRANSACTION
TRANSPARENCY
TREASURY
UNEMPLOYMENT RATE
UNIVERSAL BANK
VENTURE CAPITAL
spellingShingle ACCESS TO CREDIT
ACCOUNTING
ACCOUNTING PRINCIPLE
AMORTIZATION
ANALYTICAL APPROACH
ASSET GROWTH
AUDITING
AUDITS
BALANCE SHEET
BANK CREDITS
BANK REGULATIONS
BANK SUPERVISION
BANKING LAW
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM ASSETS
BANQUE DE FRANCE
BENEFICIARIES
BOND
BOND PORTFOLIO
BORROWER
BROAD MONEY
BUSINESS CYCLE
CAPITAL ADEQUACY
CAPITAL INJECTIONS
CASH FLOW
CENTRAL BANK
CLIENT BASE
COLLATERAL
COLLATERAL REGISTRATION
COLLECTION ACTION
COMMERCIAL BANK
COMMERCIAL BANKS
CONNECTED LENDING
CONSUMER CREDIT
CONSUMER PRICE INDEX
CREDIT BUREAU
CREDIT CULTURE
CREDIT INSTITUTIONS
CREDIT QUALITY
CREDIT RISK
CREDIT SCORING
CREDITORS
CURRENT ACCOUNT DEFICIT
CURRENT PRICES
DEBT
DEBT RESTRUCTURING
DEBT RESTRUCTURING OPERATIONS
DEBT SERVICE
DEBT SERVICE RATIO
DEBT-EQUITY
DEBT-EQUITY SWAPS
DEBTORS
DEBTS
DEED
DEEDS
DEFAULT RISK
DEPOSIT
DEPOSIT MONEY BANKS
DEPOSIT RATES
DEPOSITS
DIVIDENDS
DUE DILIGENCE
EFFECTIVE LIQUIDATION
ELECTRONIC BANKING
EMPLOYMENT
EQUIPMENT
EQUITY CAPITAL
ESTATE
ESTATE PROPERTY
EXCHANGE RATE
EXPOSURE
EXPOSURES
EXTERNAL AUDITORS
EXTERNAL DEBT
FACE VALUE
FACTORING
FINANCIAL DATA
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INSTRUMENTS
FINANCIAL MARKET
FINANCIAL RESTRUCTURING
FINANCIAL SECTOR
FINANCIAL SERVICE
FINANCIAL STATEMENTS
FINANCIAL SYSTEM
FISCAL DEFICIT
FIXED ASSETS
FOREIGN CURRENCY
FOREIGN CURRENCY LOANS
FOREIGN DIRECT INVESTMENT
FOREIGN EXCHANGE
FOREIGN INVESTORS
GOOD GOVERNANCE
GOVERNMENT DEBT
GRACE PERIOD
HOUSING
HOUSING LOANS
HUMAN RESOURCE
HUMAN RESOURCE MANAGEMENT
HUMAN RESOURCES
ILLIQUID MARKETS
INDEBTEDNESS
INFLATION
INFORMATION SERVICE
INFORMATION SHARING
INFORMATION SYSTEMS
INSTITUTIONAL INVESTORS
INSTRUMENT
INSURANCE
INSURANCE COMPANIES
INTANGIBLE
INTANGIBLE ASSETS
INTEREST EXPENSES
INTEREST INCOME
INTEREST MARGIN
INTEREST RATE
INTEREST RATE SPREAD
INTEREST RATES
INTERNAL CONTROL
INTERNAL CONTROLS
INTERNATIONAL BEST PRACTICE
INTERNATIONAL COMPETITION
INTERNATIONAL COOPERATION
INTERNATIONAL STANDARDS
INVESTMENT FINANCING
JUDICIAL SALES
JUDICIAL SYSTEM
LAND REGISTRY
LARGE DEBTORS
LEGAL FRAMEWORK
LIQUID ASSETS
LIQUIDATION
LIQUIDATION PROCEDURES
LIQUIDITY
LIQUIDITY RATIO
LOAN
LOAN LOSS
LOAN LOSS PROVISIONING
LOAN PORTFOLIO
LOAN PORTFOLIO QUALITY
LOAN PORTFOLIOS
LOCAL BANKS
MACROECONOMIC STABILITY
MANDATES
MARKET DISCIPLINE
MARKET RISK
MERGERS
MINIMUM CAPITAL REQUIREMENTS
MONEY LAUNDERING
MONEY MARKET
MONEY MARKET RATE
MORAL HAZARD
MORTGAGE
MORTGAGES
MOVABLE COLLATERAL
NATIONAL SAVINGS
NEW MARKET
NEW MARKETS
NEW PRODUCT
NON-PERFORMING LOANS
NONPAYMENT
NONPAYMENT OF DEBT
NONPERFORMING LOAN
NONPERFORMING LOANS
NPL
OFFSHORE BANKS
OPERATING COSTS
OPERATING INCOME
OUT-OF-COURT SETTLEMENTS
PARTIAL RESTRUCTURING
PENSION
PENSION FUNDS
PORTFOLIO
PORTFOLIO QUALITY
PRIVATE BANKS
PRIVATE CREDIT
PRIVATE CREDIT BUREAU
PRIVATE DEVELOPMENT BANKS
PRIVATE INVESTMENT
PRIVATE SECTOR BANKS
PRIVATIZATION
PROFITABILITY
PROVISIONING RULES
PRUDENTIAL FRAMEWORK
PRUDENTIAL FRAMEWORKS
PRUDENTIAL REGULATIONS
PUBLIC BANK
PUBLIC BANKS
PUBLIC DEBT
PUBLIC ENTERPRISES
REAL ESTATE
REAL ESTATE COLLATERAL
REAL GROWTH RATES
REGULATORY AUTHORITIES
REGULATORY CAPITAL
REGULATORY FRAMEWORK
REPAYMENT
REPAYMENT CAPACITY
RESERVES
RESTRUCTURING PLAN
RESTRUCTURING PROGRAM
RETURN
RISK MANAGEMENT
SECURITIES
SHAREHOLDER
SHAREHOLDERS
SHORT-TERM LIABILITIES
SOLVENCY
STOCK EXCHANGE
STOCK EXCHANGE LISTING
STOCK MARKET
STOCK MARKET CAPITALIZATION
STOCK MARKET INDEX
TAX
TAX EXEMPTION
TERRORISM
TITLE
TITLES
TRADE BALANCE
TRADE LIBERALIZATION
TRANSACTION
TRANSPARENCY
TREASURY
UNEMPLOYMENT RATE
UNIVERSAL BANK
VENTURE CAPITAL
World Bank
Financial Sector Assessment : Tunisia
geographic_facet Middle East and North Africa
Tunisia
description The joint International Monetary Fund/World Bank mission that visited Tunis from January 16 - 31 and March 27 - 31, 2006 as part of the Financial Sector Assessment Program (FSAP) update for Tunisia carried out a detailed analysis of the ability of the Tunisian banking sector to support the country's development objectives. Upon invitation of the Governor of the Central Bank of Tunisia (BCT), the mission organized three well attended workshops on: (i) the restructuring of nonperforming loans; (ii) management of public banks; and (iii) the use of information for financing Small Medium Enterprises (SMEs) and individuals. The Tunisian economy registered a strong performance over the past decade. With average real growth rates of 5 percent since 2000, real per capita income increased by 20 percent in a context of macroeconomic stability. In 2005, the rate of inflation declined to 2 percent and the fiscal deficit was brought down to around 3 percent. The current account deficit on the balance of payments narrowed considerably since 2000, to reach 1.3 percent of Gross domestic product (GDP) in 2005 in spite of further progress in trade liberalization.
format Economic & Sector Work :: Financial Sector Assessment Program (FSAP)
author World Bank
author_facet World Bank
author_sort World Bank
title Financial Sector Assessment : Tunisia
title_short Financial Sector Assessment : Tunisia
title_full Financial Sector Assessment : Tunisia
title_fullStr Financial Sector Assessment : Tunisia
title_full_unstemmed Financial Sector Assessment : Tunisia
title_sort financial sector assessment : tunisia
publisher Washington, DC
publishDate 2013
url http://documents.worldbank.org/curated/en/2006/07/17893077/tunisia-financial-sector-assessment
http://hdl.handle.net/10986/15937
_version_ 1764431336563539968
spelling okr-10986-159372021-04-23T14:03:22Z Financial Sector Assessment : Tunisia World Bank ACCESS TO CREDIT ACCOUNTING ACCOUNTING PRINCIPLE AMORTIZATION ANALYTICAL APPROACH ASSET GROWTH AUDITING AUDITS BALANCE SHEET BANK CREDITS BANK REGULATIONS BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SYSTEM BANKING SYSTEM ASSETS BANQUE DE FRANCE BENEFICIARIES BOND BOND PORTFOLIO BORROWER BROAD MONEY BUSINESS CYCLE CAPITAL ADEQUACY CAPITAL INJECTIONS CASH FLOW CENTRAL BANK CLIENT BASE COLLATERAL COLLATERAL REGISTRATION COLLECTION ACTION COMMERCIAL BANK COMMERCIAL BANKS CONNECTED LENDING CONSUMER CREDIT CONSUMER PRICE INDEX CREDIT BUREAU CREDIT CULTURE CREDIT INSTITUTIONS CREDIT QUALITY CREDIT RISK CREDIT SCORING CREDITORS CURRENT ACCOUNT DEFICIT CURRENT PRICES DEBT DEBT RESTRUCTURING DEBT RESTRUCTURING OPERATIONS DEBT SERVICE DEBT SERVICE RATIO DEBT-EQUITY DEBT-EQUITY SWAPS DEBTORS DEBTS DEED DEEDS DEFAULT RISK DEPOSIT DEPOSIT MONEY BANKS DEPOSIT RATES DEPOSITS DIVIDENDS DUE DILIGENCE EFFECTIVE LIQUIDATION ELECTRONIC BANKING EMPLOYMENT EQUIPMENT EQUITY CAPITAL ESTATE ESTATE PROPERTY EXCHANGE RATE EXPOSURE EXPOSURES EXTERNAL AUDITORS EXTERNAL DEBT FACE VALUE FACTORING FINANCIAL DATA FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL MARKET FINANCIAL RESTRUCTURING FINANCIAL SECTOR FINANCIAL SERVICE FINANCIAL STATEMENTS FINANCIAL SYSTEM FISCAL DEFICIT FIXED ASSETS FOREIGN CURRENCY FOREIGN CURRENCY LOANS FOREIGN DIRECT INVESTMENT FOREIGN EXCHANGE FOREIGN INVESTORS GOOD GOVERNANCE GOVERNMENT DEBT GRACE PERIOD HOUSING HOUSING LOANS HUMAN RESOURCE HUMAN RESOURCE MANAGEMENT HUMAN RESOURCES ILLIQUID MARKETS INDEBTEDNESS INFLATION INFORMATION SERVICE INFORMATION SHARING INFORMATION SYSTEMS INSTITUTIONAL INVESTORS INSTRUMENT INSURANCE INSURANCE COMPANIES INTANGIBLE INTANGIBLE ASSETS INTEREST EXPENSES INTEREST INCOME INTEREST MARGIN INTEREST RATE INTEREST RATE SPREAD INTEREST RATES INTERNAL CONTROL INTERNAL CONTROLS INTERNATIONAL BEST PRACTICE INTERNATIONAL COMPETITION INTERNATIONAL COOPERATION INTERNATIONAL STANDARDS INVESTMENT FINANCING JUDICIAL SALES JUDICIAL SYSTEM LAND REGISTRY LARGE DEBTORS LEGAL FRAMEWORK LIQUID ASSETS LIQUIDATION LIQUIDATION PROCEDURES LIQUIDITY LIQUIDITY RATIO LOAN LOAN LOSS LOAN LOSS PROVISIONING LOAN PORTFOLIO LOAN PORTFOLIO QUALITY LOAN PORTFOLIOS LOCAL BANKS MACROECONOMIC STABILITY MANDATES MARKET DISCIPLINE MARKET RISK MERGERS MINIMUM CAPITAL REQUIREMENTS MONEY LAUNDERING MONEY MARKET MONEY MARKET RATE MORAL HAZARD MORTGAGE MORTGAGES MOVABLE COLLATERAL NATIONAL SAVINGS NEW MARKET NEW MARKETS NEW PRODUCT NON-PERFORMING LOANS NONPAYMENT NONPAYMENT OF DEBT NONPERFORMING LOAN NONPERFORMING LOANS NPL OFFSHORE BANKS OPERATING COSTS OPERATING INCOME OUT-OF-COURT SETTLEMENTS PARTIAL RESTRUCTURING PENSION PENSION FUNDS PORTFOLIO PORTFOLIO QUALITY PRIVATE BANKS PRIVATE CREDIT PRIVATE CREDIT BUREAU PRIVATE DEVELOPMENT BANKS PRIVATE INVESTMENT PRIVATE SECTOR BANKS PRIVATIZATION PROFITABILITY PROVISIONING RULES PRUDENTIAL FRAMEWORK PRUDENTIAL FRAMEWORKS PRUDENTIAL REGULATIONS PUBLIC BANK PUBLIC BANKS PUBLIC DEBT PUBLIC ENTERPRISES REAL ESTATE REAL ESTATE COLLATERAL REAL GROWTH RATES REGULATORY AUTHORITIES REGULATORY CAPITAL REGULATORY FRAMEWORK REPAYMENT REPAYMENT CAPACITY RESERVES RESTRUCTURING PLAN RESTRUCTURING PROGRAM RETURN RISK MANAGEMENT SECURITIES SHAREHOLDER SHAREHOLDERS SHORT-TERM LIABILITIES SOLVENCY STOCK EXCHANGE STOCK EXCHANGE LISTING STOCK MARKET STOCK MARKET CAPITALIZATION STOCK MARKET INDEX TAX TAX EXEMPTION TERRORISM TITLE TITLES TRADE BALANCE TRADE LIBERALIZATION TRANSACTION TRANSPARENCY TREASURY UNEMPLOYMENT RATE UNIVERSAL BANK VENTURE CAPITAL The joint International Monetary Fund/World Bank mission that visited Tunis from January 16 - 31 and March 27 - 31, 2006 as part of the Financial Sector Assessment Program (FSAP) update for Tunisia carried out a detailed analysis of the ability of the Tunisian banking sector to support the country's development objectives. Upon invitation of the Governor of the Central Bank of Tunisia (BCT), the mission organized three well attended workshops on: (i) the restructuring of nonperforming loans; (ii) management of public banks; and (iii) the use of information for financing Small Medium Enterprises (SMEs) and individuals. The Tunisian economy registered a strong performance over the past decade. With average real growth rates of 5 percent since 2000, real per capita income increased by 20 percent in a context of macroeconomic stability. In 2005, the rate of inflation declined to 2 percent and the fiscal deficit was brought down to around 3 percent. The current account deficit on the balance of payments narrowed considerably since 2000, to reach 1.3 percent of Gross domestic product (GDP) in 2005 in spite of further progress in trade liberalization. 2013-09-30T21:14:15Z 2013-09-30T21:14:15Z 2006-07 http://documents.worldbank.org/curated/en/2006/07/17893077/tunisia-financial-sector-assessment http://hdl.handle.net/10986/15937 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC Economic & Sector Work :: Financial Sector Assessment Program (FSAP) Economic & Sector Work Middle East and North Africa Tunisia