Are Pakistan's Women Entrepreneurs Being Served by the Microfinance Sector?

Fostering the entrepreneurship of women is important for Pakistan's economic growth and inclusion agenda, and access to financial services is an important component of starting and growing a business for women entrepreneurs. Most women?owned businesses are small, household?based cottage industr...

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Bibliographic Details
Main Authors:	Safavian, Mehnaz, Haq, Aban
Format:	Publication
Language:	en_US
Published:	Washington, DC: World Bank 2013
Subjects:	access to banking access to banking services access to credit access to finance access to financial services access to funds access to information access to loans affordable financial services ATM cards bank account bank accounts bank branch Banking Regulations banking sector banks beneficiaries beneficiary benefit payment borrower borrowing borrowings business activities business development business development service business development services business failure Business Incubation business management business opportunities Business risk business support business training businesswomen capital finance capital requirements cash flow CC Center for Women Challenges for Women checks collateral commercial banks Community Development consumer protection Cooperative Development credit discipline credit histories credit information credit information bureau credit information bureaus credit officer credit product credit products credit risks credit transactions current accounts dated checks deceptive practices defaults deposit deposits Developing Countries disbursement disbursements discrimination discriminatory practices documentation requirements economic activities economic activity Economic Development economic growth employee employers Empowerment Enterprise Development entrepreneur entrepreneurship development Exchange rate exclusion of women families female borrowers female clients Female Entrepreneurs female entrepreneurship female population financial access financial exclusion financial literacy financial needs financial outreach Financial Products financial service financial service providers first loans formal loan funding sources Gender gender divide group lending group lending programs group loans guarantor guarantor requirement guarantor requirements guarantors household investment households human capital husband husbands individual loan Individual Loans inequalities inequality inflation informal economy Informal Saving informal savings installment installments insurance policies Insurance Product insurance products insurance services Interest payment International Bank International Development International Finance Investing Key Challenges Labor Force Survey lack of access lack of credit lack of information lenders life insurance Loan loan amount loan application loan officers Loan payments Loan Portfolio loan products loan size loan sizes loans for women loans for women entrepreneurs loans from family loans to individual loans to women market data market segmentation marketing strategies married women MFI MFIs Micro Credit Microcredit Microfinance microfinance institution microfinance institutions Microfinance Lending Microfinance Loan microfinance loans Microfinance Sector microinsurance minimum balance mobile phones new business new businesses Nominal interest rates Nominal Yield opportunity costs Outreach Outstanding loans Ownership Structure permanent residents Personal guarantee personal guarantees personal savings Policy Environment portfolio quality portfolios profit margins profitable business promissory notes rates of return real interest real interest rates repayment repayment capacity repayments returns Rural Credit Savings savings accounts savings groups savings products small business small businesses small loan small loans small savers social barriers sources of funds startup capital State Bank supply of credit Tax transaction transaction costs transparency urban areas withdrawal woman women borrowers Women Entrepreneurs Women Entrepreneurship women loan officers working capital
Online Access:	http://hdl.handle.net/10986/15929