Household Risk Management and Social Protection in Chile

This volume takes a critical look at the country's social protection "system" - broadly defined to include policy interventions, public institutions, and the regulation of private institutions that lower the welfare costs of adverse...

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Main Author: World Bank
Format: Publication
Language:English
en_US
Published: Washington, DC 2013
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2004/12/6430978/household-risk-management-social-protection-chile
http://hdl.handle.net/10986/14839
id okr-10986-14839
recordtype oai_dc
spelling okr-10986-148392021-04-23T14:03:13Z Household Risk Management and Social Protection in Chile World Bank AFFILIATES ANNUITY BENEFICIARIES COMMISSIONS CONSOLIDATION CONTRIBUTORY PROGRAMS COVERAGE DEBT DEFICITS EMPLOYMENT PROGRAMS FAMILIES FINANCIAL CRISES FISCAL POLICY HEALTH EXPENDITURES HEALTH INSURANCE HOUSEHOLD INCOME HOUSEHOLD SURVEY HOUSING HUMAN DEVELOPMENT INCIDENCE OF POVERTY INCOME INCOME DISTRIBUTION INCOME GROUPS INCOME INEQUALITY INCOME QUINTILE INCOME SHARES INDIVIDUAL ACCOUNTS INEQUALITY INFLATION INSURANCE INSURANCE COVERAGE INSURANCE SYSTEM INSURANCE SYSTEMS INTERVENTION ISOLATION LATIN AMERICAN MITIGATION MORAL HAZARD OLD AGE OLD AGE POVERTY PENSIONS POOR POOR FAMILIES POVERTY LINE PUBLIC AGENCIES PUBLIC HEALTH PUBLIC POLICY PUBLIC SPENDING RATES RETIREMENT RISK MANAGEMENT RURAL RURAL AREAS RURAL ECONOMY SAVINGS SELF INSURANCE SELF PROTECTION SELF TARGETING SOCIAL ASSISTANCE SOCIAL INSURANCE PROGRAMS SOCIAL POLICIES SOCIAL POLICY SOCIAL PROGRAMS SOCIAL SECURITY STRUCTURAL REFORMS SURCHARGES SUSTAINABILITY TARGETING TAXATION UNEMPLOYMENT UNEMPLOYMENT INSURANCE WAGES WORKERS This volume takes a critical look at the country's social protection "system" - broadly defined to include policy interventions, public institutions, and the regulation of private institutions that lower the welfare costs of adverse shocks to income from job loss and extended unemployment, health episodes, old age, and life-time poverty - to determine if a system exists or simply a set of loosely coordinated programs. The study also assesses whether households are provided with appropriate tools to mitigate risks to their income, identifying gaps in coverage and where instruments are missing. As well, the study provides the Government with a set of guidelines grounded in a conceptual framework that, if carefully applied, could increase the effectiveness of social protection. The author of the study finds that Chile succeeds in providing households with the instruments that they need to mitigate shocks to income. The institutions Chile has put in place to help households lower losses from these shocks - from the new unemployment insurance system, the retirement security system and the mixed health insurance system - are generally appropriately designed to match the nature of the risks they are intended to cover. Yet, while still in a minority, too many Chilean households - even among the non poor - do not have access to the sophisticated, state of the art social protection institutions that are in place. 2013-08-06T20:08:09Z 2013-08-06T20:08:09Z 2005 http://documents.worldbank.org/curated/en/2004/12/6430978/household-risk-management-social-protection-chile 0-8213-5953-3 http://hdl.handle.net/10986/14839 English en_US World Bank Country Study; CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC Publications & Research :: Publication Publications & Research :: Publication Latin America & Caribbean Chile
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic AFFILIATES
ANNUITY
BENEFICIARIES
COMMISSIONS
CONSOLIDATION
CONTRIBUTORY PROGRAMS
COVERAGE
DEBT
DEFICITS
EMPLOYMENT PROGRAMS
FAMILIES
FINANCIAL CRISES
FISCAL POLICY
HEALTH EXPENDITURES
HEALTH INSURANCE
HOUSEHOLD INCOME
HOUSEHOLD SURVEY
HOUSING
HUMAN DEVELOPMENT
INCIDENCE OF POVERTY
INCOME
INCOME DISTRIBUTION
INCOME GROUPS
INCOME INEQUALITY
INCOME QUINTILE
INCOME SHARES
INDIVIDUAL ACCOUNTS
INEQUALITY
INFLATION
INSURANCE
INSURANCE COVERAGE
INSURANCE SYSTEM
INSURANCE SYSTEMS
INTERVENTION
ISOLATION
LATIN AMERICAN
MITIGATION
MORAL HAZARD
OLD AGE
OLD AGE POVERTY
PENSIONS
POOR
POOR FAMILIES
POVERTY LINE
PUBLIC AGENCIES
PUBLIC HEALTH
PUBLIC POLICY
PUBLIC SPENDING
RATES
RETIREMENT
RISK MANAGEMENT
RURAL
RURAL AREAS
RURAL ECONOMY
SAVINGS
SELF INSURANCE
SELF PROTECTION
SELF TARGETING
SOCIAL ASSISTANCE
SOCIAL INSURANCE PROGRAMS
SOCIAL POLICIES
SOCIAL POLICY
SOCIAL PROGRAMS
SOCIAL SECURITY
STRUCTURAL REFORMS
SURCHARGES
SUSTAINABILITY
TARGETING
TAXATION
UNEMPLOYMENT
UNEMPLOYMENT INSURANCE
WAGES
WORKERS
spellingShingle AFFILIATES
ANNUITY
BENEFICIARIES
COMMISSIONS
CONSOLIDATION
CONTRIBUTORY PROGRAMS
COVERAGE
DEBT
DEFICITS
EMPLOYMENT PROGRAMS
FAMILIES
FINANCIAL CRISES
FISCAL POLICY
HEALTH EXPENDITURES
HEALTH INSURANCE
HOUSEHOLD INCOME
HOUSEHOLD SURVEY
HOUSING
HUMAN DEVELOPMENT
INCIDENCE OF POVERTY
INCOME
INCOME DISTRIBUTION
INCOME GROUPS
INCOME INEQUALITY
INCOME QUINTILE
INCOME SHARES
INDIVIDUAL ACCOUNTS
INEQUALITY
INFLATION
INSURANCE
INSURANCE COVERAGE
INSURANCE SYSTEM
INSURANCE SYSTEMS
INTERVENTION
ISOLATION
LATIN AMERICAN
MITIGATION
MORAL HAZARD
OLD AGE
OLD AGE POVERTY
PENSIONS
POOR
POOR FAMILIES
POVERTY LINE
PUBLIC AGENCIES
PUBLIC HEALTH
PUBLIC POLICY
PUBLIC SPENDING
RATES
RETIREMENT
RISK MANAGEMENT
RURAL
RURAL AREAS
RURAL ECONOMY
SAVINGS
SELF INSURANCE
SELF PROTECTION
SELF TARGETING
SOCIAL ASSISTANCE
SOCIAL INSURANCE PROGRAMS
SOCIAL POLICIES
SOCIAL POLICY
SOCIAL PROGRAMS
SOCIAL SECURITY
STRUCTURAL REFORMS
SURCHARGES
SUSTAINABILITY
TARGETING
TAXATION
UNEMPLOYMENT
UNEMPLOYMENT INSURANCE
WAGES
WORKERS
World Bank
Household Risk Management and Social Protection in Chile
geographic_facet Latin America & Caribbean
Chile
relation World Bank Country Study;
description This volume takes a critical look at the country's social protection "system" - broadly defined to include policy interventions, public institutions, and the regulation of private institutions that lower the welfare costs of adverse shocks to income from job loss and extended unemployment, health episodes, old age, and life-time poverty - to determine if a system exists or simply a set of loosely coordinated programs. The study also assesses whether households are provided with appropriate tools to mitigate risks to their income, identifying gaps in coverage and where instruments are missing. As well, the study provides the Government with a set of guidelines grounded in a conceptual framework that, if carefully applied, could increase the effectiveness of social protection. The author of the study finds that Chile succeeds in providing households with the instruments that they need to mitigate shocks to income. The institutions Chile has put in place to help households lower losses from these shocks - from the new unemployment insurance system, the retirement security system and the mixed health insurance system - are generally appropriately designed to match the nature of the risks they are intended to cover. Yet, while still in a minority, too many Chilean households - even among the non poor - do not have access to the sophisticated, state of the art social protection institutions that are in place.
format Publications & Research :: Publication
author World Bank
author_facet World Bank
author_sort World Bank
title Household Risk Management and Social Protection in Chile
title_short Household Risk Management and Social Protection in Chile
title_full Household Risk Management and Social Protection in Chile
title_fullStr Household Risk Management and Social Protection in Chile
title_full_unstemmed Household Risk Management and Social Protection in Chile
title_sort household risk management and social protection in chile
publisher Washington, DC
publishDate 2013
url http://documents.worldbank.org/curated/en/2004/12/6430978/household-risk-management-social-protection-chile
http://hdl.handle.net/10986/14839
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