Banking the Poor : Measuring Banking Access in 54 Economies

Banking the Poor presents new data collected from two sources: central banks, and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices, and their levels of financial access measured in terms of the numbers of bank accounts...

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Bibliographic Details
Main Author:	World Bank
Format:	Publication
Language:	en_US
Published:	Washington, DC 2013
Subjects:	Access to account access to banking access to banking services access to credit access to finance accessibility account holders account maintenance Accountability accounting application procedures asset accumulation ATM card ATM cards ATM networks ATM withdrawals average balance balance inquiries Balance inquiry balance sheet bank access bank account bank accounts bank assets bank branch bank branches bank credit bank customer bank customers bank fees Bank of Tanzania bank services banking fees banking industry banking sector banking service banking services Banks barrier Bribes business capital business loan business plans capital loans cash payments Cash withdrawals casual workers central banks checking checking account checking accounts clearing systems client bases collateral Commercial Bank commercial banks consumer goods consumer protection consumer protection laws Copyright Clearance Copyright Clearance Center credit application credit card credit cards credit constraints credit information credit union credit-scoring creditors credits customer services debit card debit cards debt deposit deposit accounts depositors deposits developing countries Development Bank discrimination diversification documentation requirement documentation requirements earnings economies of scale electronic banking electronic payment electronic payments electronic transfer Electronic Transfer Account electronic transfer accounts electronic transfers employer employment growth entrepreneur entrepreneurs expenditure expenditures families financial access financial development financial education financial flows financial literacy financial performance Financial Services Financial Services industry financial statements financial support fixed cost fixed costs foreign banks formal banking formal banking system Formal banks formal financial institutions formal savings Good credit group lending Guarantee scheme home country household income households Housing husband husbands ID identity document identity documents IDs illiteracy inactive accounts income categories income groups incomes individual accounts informal borrowing Informal savings insurance International Bank Job creation job security legislation levels of access liquidity loan loan amount loan application loan application procedures loan applications loan processes marginal costs market penetration merchants microcredit Microfinance microfinance institutions Migrant workers minimum balance minimum balances minimum wage mobile banking money laundering money orders Money transfer money transfers new entrants overdraft payment cards payment services payment system payment systems payments infrastructure payments systems penalties pension personal savings point-of-sale point-of-sale terminals poor clients POOR Credit portfolio Post Office Post Office Savings Post Office Savings Bank post offices Postal banks postal savings Private credit private savings purchasing power real assets receipt receipts regulators regulatory authorities remittance remittances Remote banking retirement rural banking savings savings account savings accounts savings banks savings groups savings plans savings product savings products savings programs savings schemes savings services securities small borrowers small enterprises small loans Social Development social welfare special savings State Bank subsidiaries subsidiary tax tax incentives tellers Time deposits transparency transport Treasury unemployment Union urban areas Vulnerable Groups working capital World Development Indicators
Online Access:	http://hdl.handle.net/10986/13804