Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys

This paper provides empirical evidence regarding the performance of community-based health care financing in terms of (a) social inclusion and (b) financial protection. Five non-standardized household surveys were analyzed from India (two samples),...

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Main Authors: Jakab, Melitta, Preker, Alexander S., Krishnan, Chitra, Schneider, Pia, Diop, François, Jütting, Johannes, Gumber, Anil, Ranson, Kent, Supakankunt, Siripeni
Format: Working Paper
Language:English
en_US
Published: World Bank, Washington, DC 2013
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2001/09/3542781/social-inclusion-financial-protection-through-community-financing-initial-results-five-household-surveys
http://hdl.handle.net/10986/13715
id okr-10986-13715
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic ABSOLUTE POVERTY
ADDICTION
ADULT MORTALITY
ADULT MORTALITY RATE
ADVERSE SELECTION
BASIC HEALTH CARE
CHILD HEALTH SERVICES
CLINICS
COMMUNITIES
COMMUNITY CHARACTERISTICS
COMMUNITY DEVELOPMENT
COMMUNITY HEALTH
COMMUNITY PARTICIPATION
DATA COLLECTION
DATA SET
DATA SETS
DATA SOURCES
DEBT RELIEF
DECISION MAKING
DEVELOPMENT NETWORK
DIABETES
DISTRICTS
DOCTORS
DONOR COMMUNITY
ECONOMIC CHARACTERISTICS
ECONOMIC DEVELOPMENT
EMPIRICAL EVIDENCE
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCIAL SUPPORT
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE FINANCING
HEALTH CARE SERVICES
HEALTH CENTER
HEALTH CENTERS
HEALTH ECONOMICS
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FACILITIES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE PLANS
HEALTH OUTCOMES
HEALTH POLICY
HEALTH POSTS
HEALTH REFORM
HEALTH SECTOR
HEALTH SERVICES
HEALTH SURVEY
HEALTH SYSTEM
HEALTH SYSTEMS
HOSPITAL SERVICES
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD EXPENDITURES
HOUSEHOLD QUESTIONNAIRE
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
HOUSEHOLDS
HUMAN DEVELOPMENT
HYGIENE
HYPERTENSION
ILLITERACY
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INFORMAL SECTOR
INHABITANTS
INJURIES
INPATIENT CARE
INSURANCE
INSURANCE COMPANIES
ISOLATION
LABOR FORCE
LAWS
LIFE EXPECTANCY
LIFE INSURANCE
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MALARIA
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL CARE FOR THE POOR
MEDICAL INSURANCE
MORTALITY
NATIONAL AVERAGE
NATIONAL POPULATION
NATIONAL POVERTY
NATIONAL POVERTY LINE
NATIONAL STATISTICS OFFICE
NONGOVERNMENTAL ORGANIZATIONS
NUTRITION
OUTPATIENT CARE
PATIENTS
PEDIATRICS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR COUNTRIES
POOR HOUSEHOLDS
POPULATION GROUPS
POVERTY ALLEVIATION
PRIMARY HEALTH CARE
PRIVATE INSURANCE
PRIVATE SECTOR
PUBLIC HEALTH
PUBLIC HEALTH CARE
PUBLIC POLICY
PUBLIC SECTOR
RESOURCE ALLOCATION
RISK SHARING
RURAL AREAS
SAMPLE HOUSEHOLDS
SAMPLE SIZE
SAMPLING FRAME
SECTOR EMPLOYMENT
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL INSURANCE
SOCIAL PROTECTION
SOCIAL SECURITY
TECHNICAL SUPPORT
URBAN POPULATION
VILLAGES
WORKERS HEALTH CARE
HEALTH ECONOMICS
HEALTH FINANCE
HEALTH FINANCING
COMMUNITY FINANCING
POVERTY & HEALTH
SOCIOECONOMIC STATISTICS
HEALTH CARE REFORM
spellingShingle ABSOLUTE POVERTY
ADDICTION
ADULT MORTALITY
ADULT MORTALITY RATE
ADVERSE SELECTION
BASIC HEALTH CARE
CHILD HEALTH SERVICES
CLINICS
COMMUNITIES
COMMUNITY CHARACTERISTICS
COMMUNITY DEVELOPMENT
COMMUNITY HEALTH
COMMUNITY PARTICIPATION
DATA COLLECTION
DATA SET
DATA SETS
DATA SOURCES
DEBT RELIEF
DECISION MAKING
DEVELOPMENT NETWORK
DIABETES
DISTRICTS
DOCTORS
DONOR COMMUNITY
ECONOMIC CHARACTERISTICS
ECONOMIC DEVELOPMENT
EMPIRICAL EVIDENCE
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCIAL SUPPORT
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE FINANCING
HEALTH CARE SERVICES
HEALTH CENTER
HEALTH CENTERS
HEALTH ECONOMICS
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FACILITIES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE PLANS
HEALTH OUTCOMES
HEALTH POLICY
HEALTH POSTS
HEALTH REFORM
HEALTH SECTOR
HEALTH SERVICES
HEALTH SURVEY
HEALTH SYSTEM
HEALTH SYSTEMS
HOSPITAL SERVICES
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD EXPENDITURES
HOUSEHOLD QUESTIONNAIRE
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
HOUSEHOLDS
HUMAN DEVELOPMENT
HYGIENE
HYPERTENSION
ILLITERACY
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INFORMAL SECTOR
INHABITANTS
INJURIES
INPATIENT CARE
INSURANCE
INSURANCE COMPANIES
ISOLATION
LABOR FORCE
LAWS
LIFE EXPECTANCY
LIFE INSURANCE
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MALARIA
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL CARE FOR THE POOR
MEDICAL INSURANCE
MORTALITY
NATIONAL AVERAGE
NATIONAL POPULATION
NATIONAL POVERTY
NATIONAL POVERTY LINE
NATIONAL STATISTICS OFFICE
NONGOVERNMENTAL ORGANIZATIONS
NUTRITION
OUTPATIENT CARE
PATIENTS
PEDIATRICS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR COUNTRIES
POOR HOUSEHOLDS
POPULATION GROUPS
POVERTY ALLEVIATION
PRIMARY HEALTH CARE
PRIVATE INSURANCE
PRIVATE SECTOR
PUBLIC HEALTH
PUBLIC HEALTH CARE
PUBLIC POLICY
PUBLIC SECTOR
RESOURCE ALLOCATION
RISK SHARING
RURAL AREAS
SAMPLE HOUSEHOLDS
SAMPLE SIZE
SAMPLING FRAME
SECTOR EMPLOYMENT
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL INSURANCE
SOCIAL PROTECTION
SOCIAL SECURITY
TECHNICAL SUPPORT
URBAN POPULATION
VILLAGES
WORKERS HEALTH CARE
HEALTH ECONOMICS
HEALTH FINANCE
HEALTH FINANCING
COMMUNITY FINANCING
POVERTY & HEALTH
SOCIOECONOMIC STATISTICS
HEALTH CARE REFORM
Jakab, Melitta
Preker, Alexander S.
Krishnan, Chitra
Schneider, Pia
Diop, François
Jütting, Johannes
Gumber, Anil
Ranson, Kent
Supakankunt, Siripeni
Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
geographic_facet Africa
East Asia and Pacific
South Asia
relation HNP discussion paper series;
description This paper provides empirical evidence regarding the performance of community-based health care financing in terms of (a) social inclusion and (b) financial protection. Five non-standardized household surveys were analyzed from India (two samples), Senegal, Rwanda, and Thailand. Common methodology was applied to the five data sets. Logistic regression was used to estimate the determinants of enrolling in a community financing scheme. A two-part model was used to assess the determinants of financial protection: part one used logistic regression to estimate the determinants of the likelihood of visiting a health care provider; part two used ordinary least-squares regression to estimate the determinants of out-of-pocket payments. The research finds: (a) Social inclusion. The findings suggest that community financing can be inclusive of the poorest even in the most economically deprived context. Nevertheless, this targeting outcome is not automatically attributable to the involvement of the community; rather it depends on key design and implementation characteristics of the schemes. (b) Financial protection. Community financing reduces financial barriers to health care as demonstrated by higher utilization and simultaneously lower out-of-pocket expenditure of scheme members controlling for a range of socioeconomic variables. The paper concludes: (a) Social inclusion. Design and implementation characteristics of community financing schemes matter to achieve good targeting outcome-community involvement alone does not guarantee social inclusion. Further research is needed to delineate which design and implementation characteristics allow better inclusion of the poor. (b) Financial protection. Prepayment and risk sharing, even on a small scale, reduce financial access barriers.
format Publications & Research :: Working Paper
author Jakab, Melitta
Preker, Alexander S.
Krishnan, Chitra
Schneider, Pia
Diop, François
Jütting, Johannes
Gumber, Anil
Ranson, Kent
Supakankunt, Siripeni
author_facet Jakab, Melitta
Preker, Alexander S.
Krishnan, Chitra
Schneider, Pia
Diop, François
Jütting, Johannes
Gumber, Anil
Ranson, Kent
Supakankunt, Siripeni
author_sort Jakab, Melitta
title Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
title_short Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
title_full Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
title_fullStr Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
title_full_unstemmed Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys
title_sort social inclusion and financial protection through community financing : initial results from five household surveys
publisher World Bank, Washington, DC
publishDate 2013
url http://documents.worldbank.org/curated/en/2001/09/3542781/social-inclusion-financial-protection-through-community-financing-initial-results-five-household-surveys
http://hdl.handle.net/10986/13715
_version_ 1764424458817241088
spelling okr-10986-137152021-04-23T14:03:09Z Social Inclusion and Financial Protection through Community Financing : Initial Results from Five Household Surveys Jakab, Melitta Preker, Alexander S. Krishnan, Chitra Schneider, Pia Diop, François Jütting, Johannes Gumber, Anil Ranson, Kent Supakankunt, Siripeni ABSOLUTE POVERTY ADDICTION ADULT MORTALITY ADULT MORTALITY RATE ADVERSE SELECTION BASIC HEALTH CARE CHILD HEALTH SERVICES CLINICS COMMUNITIES COMMUNITY CHARACTERISTICS COMMUNITY DEVELOPMENT COMMUNITY HEALTH COMMUNITY PARTICIPATION DATA COLLECTION DATA SET DATA SETS DATA SOURCES DEBT RELIEF DECISION MAKING DEVELOPMENT NETWORK DIABETES DISTRICTS DOCTORS DONOR COMMUNITY ECONOMIC CHARACTERISTICS ECONOMIC DEVELOPMENT EMPIRICAL EVIDENCE EMPLOYMENT EXPENDITURES FAMILIES FINANCIAL SUPPORT FINANCING MECHANISMS HEALTH CARE HEALTH CARE FINANCING HEALTH CARE SERVICES HEALTH CENTER HEALTH CENTERS HEALTH ECONOMICS HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH FACILITIES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE PLANS HEALTH OUTCOMES HEALTH POLICY HEALTH POSTS HEALTH REFORM HEALTH SECTOR HEALTH SERVICES HEALTH SURVEY HEALTH SYSTEM HEALTH SYSTEMS HOSPITAL SERVICES HOSPITALIZATION HOSPITALS HOUSEHOLD CHARACTERISTICS HOUSEHOLD DATA HOUSEHOLD EXPENDITURES HOUSEHOLD QUESTIONNAIRE HOUSEHOLD SURVEY HOUSEHOLD SURVEYS HOUSEHOLDS HUMAN DEVELOPMENT HYGIENE HYPERTENSION ILLITERACY IMPROVED ACCESS INCOME INCOME POPULATIONS INFORMAL SECTOR INHABITANTS INJURIES INPATIENT CARE INSURANCE INSURANCE COMPANIES ISOLATION LABOR FORCE LAWS LIFE EXPECTANCY LIFE INSURANCE LOW- INCOME COUNTRIES LOW-INCOME COUNTRIES MALARIA MANAGEMENT CAPACITY MEDICAL CARE MEDICAL CARE FOR THE POOR MEDICAL INSURANCE MORTALITY NATIONAL AVERAGE NATIONAL POPULATION NATIONAL POVERTY NATIONAL POVERTY LINE NATIONAL STATISTICS OFFICE NONGOVERNMENTAL ORGANIZATIONS NUTRITION OUTPATIENT CARE PATIENTS PEDIATRICS POLICY MEASURES POLICY OPTIONS POOR COMMUNITIES POOR COUNTRIES POOR HOUSEHOLDS POPULATION GROUPS POVERTY ALLEVIATION PRIMARY HEALTH CARE PRIVATE INSURANCE PRIVATE SECTOR PUBLIC HEALTH PUBLIC HEALTH CARE PUBLIC POLICY PUBLIC SECTOR RESOURCE ALLOCATION RISK SHARING RURAL AREAS SAMPLE HOUSEHOLDS SAMPLE SIZE SAMPLING FRAME SECTOR EMPLOYMENT SOCIAL CAPITAL SOCIAL EXCLUSION SOCIAL INCLUSION SOCIAL INSURANCE SOCIAL PROTECTION SOCIAL SECURITY TECHNICAL SUPPORT URBAN POPULATION VILLAGES WORKERS HEALTH CARE HEALTH ECONOMICS HEALTH FINANCE HEALTH FINANCING COMMUNITY FINANCING POVERTY & HEALTH SOCIOECONOMIC STATISTICS HEALTH CARE REFORM This paper provides empirical evidence regarding the performance of community-based health care financing in terms of (a) social inclusion and (b) financial protection. Five non-standardized household surveys were analyzed from India (two samples), Senegal, Rwanda, and Thailand. Common methodology was applied to the five data sets. Logistic regression was used to estimate the determinants of enrolling in a community financing scheme. A two-part model was used to assess the determinants of financial protection: part one used logistic regression to estimate the determinants of the likelihood of visiting a health care provider; part two used ordinary least-squares regression to estimate the determinants of out-of-pocket payments. The research finds: (a) Social inclusion. The findings suggest that community financing can be inclusive of the poorest even in the most economically deprived context. Nevertheless, this targeting outcome is not automatically attributable to the involvement of the community; rather it depends on key design and implementation characteristics of the schemes. (b) Financial protection. Community financing reduces financial barriers to health care as demonstrated by higher utilization and simultaneously lower out-of-pocket expenditure of scheme members controlling for a range of socioeconomic variables. The paper concludes: (a) Social inclusion. Design and implementation characteristics of community financing schemes matter to achieve good targeting outcome-community involvement alone does not guarantee social inclusion. Further research is needed to delineate which design and implementation characteristics allow better inclusion of the poor. (b) Financial protection. Prepayment and risk sharing, even on a small scale, reduce financial access barriers. 2013-05-30T19:14:56Z 2013-05-30T19:14:56Z 2001-09 http://documents.worldbank.org/curated/en/2001/09/3542781/social-inclusion-financial-protection-through-community-financing-initial-results-five-household-surveys http://hdl.handle.net/10986/13715 English en_US HNP discussion paper series; CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Working Paper Publications & Research Africa East Asia and Pacific South Asia