APA (7th ed.) Citation

Herrera, S., Hurlin, C., & Zaki, C. (2013). Why Don't Banks Lend to Egypt's Private Sector? Elsevier.

Chicago Style (17th ed.) Citation

Herrera, Santiago, Christophe Hurlin, and Chahir Zaki. Why Don't Banks Lend to Egypt's Private Sector? Elsevier, 2013.

MLA (8th ed.) Citation

Herrera, Santiago, et al. Why Don't Banks Lend to Egypt's Private Sector? Elsevier, 2013.