Analysis of the Financial Literacy Survey in Romania and Recommendations

This final report includes the analysis of the baseline survey on Financial Literacy in Romania.The survey is the follow-up of the Diagnostic Review on Consumer Protection and Financial Literacy conducted by the World Bank in 2008-2009. The Diagnos...

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Bibliographic Details
Main Author:	Stănculescu, Manuela Sofia
Format:	Investment Climate Assessment (ICA)
Language:	English en_US
Published:	World Bank, Washington, DC 2013
Subjects:	ACCESSIBILITY AGRICULTURAL SECTORS ALM ANNUAL INTEREST RATE ASSET CLASSES BANK ACCOUNT BANK CREDIT BANK DEBIT CARD BANK DEPOSIT BANK LOAN BANK LOANS BANK OFFICERS BANKING SERVICES BANKRUPTCY BANKS BASIC NEED CALCULATION CAR INSURANCE CHECKS CITY SIZE COMMERCIAL BANK CONSUMER CONSUMER LOAN CONSUMER LOANS CONSUMER PROTECTION CONSUMER RIGHTS COST OF CREDIT CREDIT CARD CREDITS CROP INSURANCE CURRENT ACCOUNT CURRENT ACCOUNTS DEBT DEMOGRAPHIC DEMOGRAPHIC PROFILES DEPOSIT DEPOSIT INSURANCE DEPOSIT INSURANCE COVERAGE DEPOSITS DURABLES EMPLOYEE EMPLOYER EXCHANGE RATE EXPOSURE FARMER FINANCES FINANCIAL CHOICES FINANCIAL COMPANIES FINANCIAL COMPANY FINANCIAL CONCEPTS FINANCIAL CONSUMERS FINANCIAL CRISIS FINANCIAL EDUCATION FINANCIAL ILLITERACY FINANCIAL INDEPENDENCE FINANCIAL INFORMATION FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL ISSUES FINANCIAL LITERACY FINANCIAL LITERACY PROGRAM FINANCIAL LITERACY SURVEY FINANCIAL LITERACY SURVEYS FINANCIAL MATTERS FINANCIAL OPPORTUNITIES FINANCIAL PLAN FINANCIAL PLANNING FINANCIAL PLANS FINANCIAL PROBLEM FINANCIAL PRODUCTS FINANCIAL REGULATORS FINANCIAL RESOURCES FINANCIAL RESPONSIBILITY FINANCIAL RISKS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SERVICES AUTHORITY FINANCIAL SETBACKS FINANCIAL SKILLS FINANCIAL SYSTEM FINANCIAL TRAINING FINANCIAL TRANSACTIONS FIXED INTEREST FIXED INTEREST RATE FOREIGN CURRENCY FOREIGN LANGUAGE FORMAL FINANCIAL SERVICES FRAUD GENDER GENERAL POPULATION GOVERNMENT SUPPORT HOUSEHOLD FINANCES HOUSEHOLD INCOME HOUSEHOLDS HOUSING ID INCOME INCOME LEVEL INCOMES INFLATION INFLATION RATE INFORMAL BANK INFORMED CHOICES INHERITANCE INSURANCE INSURANCE COMPANIES INSURANCE POLICIES INSURANCE POLICY INSURANCE PRODUCTS INTEREST RATE INTEREST RATES INTERNATIONAL FINANCIAL CRISIS INVESTING INVESTMENT FUNDS INVESTMENT INCOME JEWELLERY LACK OF ACCESS LARGE CITIES LAWS LIFE EXPECTANCY LIFE INSURANCE LIFE STAGE LIVING PAYCHECK TO PAYCHECK LIVING STANDARD LIVING STANDARDS LOAN RATES MARKET VALUE MASS MEDIA MONEY MANAGEMENT MONTHLY INCOME MORTGAGE MORTGAGE LOAN MORTGAGE LOANS NATIONAL BANK NATIONAL CURRENCY PAWN PAWN SHOPS PENSION PENSION PLANNING PENSION SCHEME PENSION SYSTEM PENSIONERS PERSONAL FINANCE PERSONAL INCOME PERSONAL LOSSES PRIVATE PENSION PRIVATE PENSION FUND PRIVATE PENSION FUNDS PRIVATE PENSIONS PROBABILITY PUBLIC PENSIONS PURCHASES QUESTIONNAIRE QUESTIONNAIRES REAL ESTATE REGULATORY STRUCTURES REPUTATION RESPONSIBILITIES RETIRED RETIREMENT RETURNS SALE SAVER SAVINGS SECURITIES SOCIAL DEVELOPMENT STATE PENSIONS STOCKS SUPERVISORY AGENCIES TAX TRAINING COURSE TRAINING COURSES UNEMPLOYED UNEXPECTED EXPENSES UNFAIR BUSINESS PRACTICES UNREALISTIC EXPECTATIONS URBAN AREAS VALUE OF ASSETS VILLAGE VILLAGES WORLD ECONOMY YOUNG PEOPLE
Online Access:	http://documents.worldbank.org/curated/en/2010/06/16408985/analysis-financial-literacy-survey-romania-recommendations http://hdl.handle.net/10986/12874