Bank Lending to Small and Medium Enterprises : The Republic of Serbia

This report presents findings of a study of Bank lending to small and medium enterprises (SME) in Serbia. The study uses methodology developed by the Bank and already used in a number of studies in South America. The study is based on answers to st...

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Bibliographic Details
Main Author:	World Bank
Format:	Other Financial Sector Study
Language:	English en_US
Published:	Washington, DC 2013
Subjects:	ACCEPTABLE COLLATERAL ACCESS POINTS ACCESS TO BANKING ACCESS TO BANKING SERVICES ACCESS TO CREDIT ACCESS TO FINANCE ACCOUNTING ADVISORY SERVICES AGRICULTURAL BANK AMOUNT OF CREDIT APPROVAL PROCESSES AUDITING AVAILABILITY OF CREDIT BALANCE SHEET BALANCE SHEETS BANK BRANCHES BANK CREDIT BANK LENDING BANK LOANS BANKING ASSETS BANKING INSTITUTIONS BANKING MARKET BANKING MARKETS BANKING SECTOR BANKING SERVICE BANKING SERVICES BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BANKS BORROWER BORROWING BORROWINGS BUSINESS CENTERS BUSINESS CREDIT BUSINESS STRATEGIES CAPITAL ADEQUACY CAPITAL LOANS CAPITAL REQUIREMENTS CAPITAL STANDARDS CAPITALIZATION CASH FLOW CASH MANAGEMENT CDS COLLATERAL COLLATERAL REQUIREMENTS COLLATERALS COMMERCIAL BANK COMMERCIAL BANKS CONSOLIDATED FINANCIAL STATEMENTS CONSUMER FINANCE CONSUMER LOANS COST OF CREDIT CREDIT APPLICATIONS CREDIT ASSESSMENT CREDIT BUREAU CREDIT BUREAUS CREDIT CARDS CREDIT DECISIONS CREDIT GROWTH CREDIT GUARANTEE CREDIT HISTORY CREDIT INFORMATION CREDIT LINE CREDIT LINES CREDIT MARKET CREDIT MARKETS CREDIT POLICIES CREDIT PRODUCTS CREDIT PROGRAMS CREDIT REPORT CREDIT REPORTS CREDIT RISK CREDIT RISK MANAGEMENT CREDIT RISKS CREDIT SCORING CREDIT SCORING MODELS CREDIT WORTHINESS CREDITOR CREDITORS CREDITS CREDITWORTHINESS CUSTOMER SERVICE DEBT DEBT BURDEN DEBT OUTSTANDING DEBTS DEFICITS DEMONSTRATION EFFECTS DEPOSIT DEPOSIT ACCOUNTS DEPOSITS DEVELOPING COUNTRY DIVERSIFICATION EARNING CAPACITY ECONOMIC AGENTS ECONOMIC CONDITIONS ECONOMIC GROWTH EIB EMPLOYMENT ENTERPRISE CREDIT ENTREPRENEUR ENTREPRENEURS ENTREPRENEURSHIP EXCHANGE RATES EXTERNAL FINANCING EXTERNAL FUNDS FACTORING FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL MARKET FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SYSTEM FINANCING OBSTACLES FIXED ASSETS FOREIGN BANKS FOREIGN CURRENCY FOREIGN EXCHANGE FORMS OF CREDIT GOVERNMENT CREDIT GOVERNMENT INVOLVEMENT GUARANTORS HOUSEHOLD LENDING HOUSEHOLDS HOUSING INDEBTEDNESS INFLATION INFORMATION ASYMMETRIES INFORMATION SHARING INSURANCE INTEREST RATE INTEREST RATES INTERMEDIARY BANK INTERMEDIARY BANKS INTERNAL FUNDS INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL BANKS INTERNATIONAL FINANCE INVESTMENT BANK INVESTMENT DECISIONS INVESTMENT FINANCE INVESTMENT LOANS INVESTMENT PLAN JOB CREATION LACK OF COLLATERAL LEGAL FRAMEWORK LENDING TECHNIQUES LEVEL OF INTEREST RATES LEVELS OF COLLATERAL LOAN LOAN AMOUNT LOAN APPROVAL LOAN PORTFOLIO LOAN PROCESSING LOAN PRODUCTS LOAN RECOVERY LOAN SUPERVISION LOAN TERMS LOANS FROM BANKS LOANS TO BUSINESSES LOCAL BANK LOCAL GOVERNMENTS MANDATES MARKET DEVELOPMENT MARKET ECONOMIES MARKET ENVIRONMENT MARKET STRUCTURE MARKET VALUE MARKETS DEVELOPMENT MATURITIES MATURITY MICRO CREDITS MICRO-ENTERPRISES MONETARY POLICY MORTGAGES MOVABLE COLLATERAL MUNICIPALITIES NON-PERFORMING LOANS NPL OUTREACH OVERDRAFT OVERDRAFTS PAYMENT SERVICES PRIVATE INVESTORS PRIVATIZATION PROFITABILITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PUBLIC MARKETS PUBLIC POLICY RATING SYSTEMS REGIONAL BANKS REGULATORY FRAMEWORK REPAYMENT RESERVE REQUIREMENTS RESERVES REQUIREMENTS RETAIL BANKING RETAIL BUSINESS REVOLVING FUND RISK DIVERSIFICATION RISK MANAGEMENT RISK PROFILE SAVINGS SAVINGS ACCOUNTS SAVINGS BONDS SECOND LOAN SECURITIES SETTLEMENT SHAREHOLDERS SMALL BANKS SMALL BUSINESSES SMALL ENTERPRISES SOCIAL SECURITY SOLVENCY START-UPS SUBORDINATED DEBT SUBSIDIARIES SUBSIDIARY TELECOMMUNICATIONS TERM CREDIT TERM CREDITS TIME DEPOSIT TRANSACTION COST TRANSACTION COSTS TURNOVER TURNOVERS UNION WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2012/01/16426642/serbia-bank-lending-small-medium-enterprises http://hdl.handle.net/10986/12796

Internet

http://documents.worldbank.org/curated/en/2012/01/16426642/serbia-bank-lending-small-medium-enterprises
http://hdl.handle.net/10986/12796

Bank Lending to Small and Medium Enterprises : The Republic of Serbia

Internet

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