Strengthening Quality, Growth, and Performance in Agriculture Finance : Lessons from India

Strengthening Quality, Growth, and Performance in Agriculture Finance : Lessons from India

This report presents the key message, lessons, and insights from agrifin's first knowledge exchange event, held in Hyderabad, India, March 7-12, 2011. Agrifin is a special initiative aimed at building capacity in agriculture finance for commer...

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Bibliographic Details
Main Author:	AgriFin
Format:	Other Agricultural Study
Language:	English en_US
Published:	World Bank, Washington, DC 2013
Subjects:	ACCESS TO CREDIT ACCESSIBILITY ACCOUNTING ACCOUNTING SYSTEMS ADVISORY SERVICES AGRICULTURAL COOPERATIVE AGRICULTURAL CREDIT AGRICULTURAL LOAN AGRICULTURAL PRACTICES AGRICULTURAL PRODUCTION AGRICULTURAL PRODUCTS AGRICULTURAL SECTOR AGRICULTURAL TRADE AGRICULTURE BANK BRANCHES BANK CREDIT BANK EXPOSURE BANK FINANCING BANK PROFITABILITY BANKING SERVICES BANKS BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT SERVICES BUSINESS LOCATION CAPACITY BUILDING CAPITAL FUNDS CAPITAL REQUIREMENTS CASH FLOW CASH FLOW ANALYSIS CENTRAL BANK CO-OPERATIVE BANKS COLLATERAL COMMERCIAL BANKS COMMODITY PRICES CONSOLIDATION COOPERATIVE BANK COOPERATIVE BANKS COOPERATIVES CREDIBILITY CREDIT CARD CREDIT CARDS CREDIT NEEDS CREDIT REQUIREMENTS CREDIT UNITS CREDITS CROP LOANS CROPS CUSTOMER SATISFACTION CUSTOMER SERVICE DEFAULTERS DEPOSIT DEPOSITS DISBURSEMENT DIVERSIFICATION DIVERSIFIED INCOME DUE DILIGENCE E-BANKING EMERGING MARKETS ENTERPRISE DEVELOPMENT ENTREPRENEURS EQUIPMENT EQUIPMENT LOANS EXPLOITATION EXPORTERS EXTENSION EXTENSION SERVICES FARM MACHINERY FARMER FARMS FINANCE COMPANY FINANCE COSTS FINANCES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL STATEMENTS FINANCIAL SUPPORT FINANCIAL TRANSACTIONS FINANCING NEEDS FLEXIBLE REPAYMENT FLOW OF INFORMATION GLOBAL BUSINESS GOVERNMENT SUBSIDIES GOVERNMENT SUPPORT GRANT FUNDING GROSS DOMESTIC PRODUCT HOUSEHOLDS HUMAN RESOURCE HUMAN RESOURCES INCOME LEVEL INFORMATION SERVICES INFORMATION SHARING INSTITUTIONAL DEVELOPMENT INSTRUMENT INSURANCE COMPANIES INSURANCE PRODUCTS INTEREST RATE INTEREST SUBSIDIES INTERNATIONAL TRADE JOINT LIABILITY LAND DEVELOPMENT LAND HOLDINGS LAND REGISTRATION LEADERSHIP DEVELOPMENT LENDING PORTFOLIO LINE OF CREDIT LIVELIHOODS LIVESTOCK LIVESTOCK INSURANCE LOAN LOAN APPLICATION LOAN APPRAISAL LOAN OFFICERS LOAN PORTFOLIO LOAN PROCESSING LOAN PRODUCTS LOAN REPAYMENT LOAN SIZE LOCAL AREA BANK LONG-TERM INVESTMENT LONG-TERM LOANS LOW INTEREST RATES MANDATES MARKET INFRASTRUCTURE MARKET PLAYERS MARKET SHARE MARKETING MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MONEY LENDERS NATIONAL BANK NONGOVERNMENTAL ORGANIZATIONS OUTREACH PAYMENT SYSTEM PAYMENT SYSTEMS PERSONAL FINANCE PORTFOLIO QUALITY PRICE DISCOVERY PRIVATE SECTOR PRIVATE SECTOR BANKS PRODUCTION CREDIT PRODUCTIVITY PROFIT MARGIN PROFIT MARGINS PROFITABILITY PUBLIC BANK PUBLIC SECTOR BANK PUBLIC SECTOR BANKS REGIONAL RURAL BANKS REPAYMENT REPAYMENT CAPACITY REPAYMENT HISTORY REPAYMENT RATE REPAYMENT SCHEDULES RESERVE RESERVE BANK RESERVE BANK OF INDIA RETURNS REVOLVING LINE OF CREDIT RISK MANAGEMENT RISK MITIGATION RISK OF DEFAULT RURAL BANK RURAL BANKS RURAL DEVELOPMENT RURAL FINANCE RURAL MARKET RURAL MARKETS SELF-EMPLOYMENT SMALL FARMERS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOIL RESOURCES SOURCE OF FUNDS SOURCES OF FUNDS STATE BANK SUPPLY CHAIN SUPPLY CHAINS TECHNICAL ASSISTANCE TECHNICAL SUPPORT TERM CREDIT TRANSACTION TRANSACTION COSTS TRANSFER OF TECHNOLOGY UNIVERSITIES URBAN AREAS VILLAGE VILLAGES WAREHOUSE WAREHOUSE RECEIPTS WAREHOUSES WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2011/03/16426852/strengthening-quality-growth-performance-agriculture-finance-lessons-india http://hdl.handle.net/10986/12793

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Summary:	This report presents the key message, lessons, and insights from agrifin's first knowledge exchange event, held in Hyderabad, India, March 7-12, 2011. Agrifin is a special initiative aimed at building capacity in agriculture finance for commercially-oriented smallholders and small and medium enterprise (SME) agribusiness market segments. The initiative, managed by the World Bank, through generous support from the bill and Melinda gates foundation, provides matching grant funding to financial institutions and regulated microfinance institutions that have a demonstrated potential for scaling up sustainable business models in agriculture finance. in complement to the grant funding, agrifin fosters learning in the agriculture finance space by facilitating peer-to-peer exchanges, such as this event, as well as by documenting and sharing lessons learned with the broader public, based but not exclusively on agrifin grant recipients' experiences. This event provided an opportunity for agrifin's partner financial institutions in Burkina Faso, Cambodia, Mali, Mozambique, Nepal, Senegal, Sri Lanka, and Uganda, together with senior World Bank experts, to learn about sustainable practices in agricultural lending. Participants had the opportunity to engage with senior officials from three prominent financial institutions in India (Andhra Bank, BASIX, and HDFC Bank).