Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor
The main objective of this study is to identify the major impediments to access to financial services in rural areas, and provide practical recommendations to address the identified problems. The study aims to inform on rural finance policies and...
| Main Author: | |
|---|---|
| Format: | Other Financial Sector Study |
| Language: | English en_US |
| Published: |
Washington, DC
2013
|
| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2011/12/16429641/niger-rural-financial-services-expanding-financial-access-rural-poorbr http://hdl.handle.net/10986/12784 |
| id |
okr-10986-12784 |
|---|---|
| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO LOANS ACCESS TO RURAL FINANCE ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL BANK AGRICULTURAL COOPERATIVES AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANK AGRICULTURAL FINANCE AGRICULTURAL PRODUCTS AGRICULTURAL SECTOR AGRICULTURAL SECTORS AGRICULTURAL TRADE AGRICULTURE BANKS AUTOMATED TELLER MACHINES BANK ACCOUNT BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK CREDIT BANK CREDITS BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANKING LAW BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKS BORROWER BORROWING BUSINESS DEVELOPMENT BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS OPPORTUNITIES BUSINESS PLAN BUSINESS PLANS CAPACITY BUILDING CAPITAL MARKET CASH FLOW CHECKING ACCOUNT CHECKING ACCOUNTS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL TRANSACTIONS COOPERATIVES CREDIT APPLICATION CREDIT APPLICATIONS CREDIT BUREAU CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INSTITUTIONS CREDIT LIMIT CREDIT NEEDS CREDIT RISK CREDIT SUBSIDY CREDITS CURRENCY DEBIT CARDS DECENTRALIZATION DEMAND FOR CREDIT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT BANKS DONOR FUNDING DONOR SUBSIDIES DONOR SUBSIDY DONOR SUPPORT ECONOMIC ACTIVITY ECONOMIC GROWTH ECONOMIES OF SCALE EIB ENTREPRENEURS EQUIPMENT LOANS EXCHANGE RATE EXCLUSION EXISTING BARRIERS EXPORT EARNINGS EXTERNALITIES FAMILIES FARMER FARMERS FINANCIAL ACCESS FINANCIAL DIFFICULTIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUFFICIENCY FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCING NEEDS FISCAL POLICY FOREIGN EXCHANGE FORM OF COLLATERAL FORMAL BANKING GOVERNMENT FUNDING GOVERNMENT POLICIES GOVERNMENT POLICY GROUP GUARANTEE HOUSEHOLDS HOUSING INFLATION INFORMAL LENDERS INFORMATION SYSTEMS INITIAL INVESTMENT INSTITUTIONAL CAPACITIES INSURANCE INTEREST RATE INTEREST RATE CEILINGS INTEREST RATES INTERNAL CONTROLS INVENTORY INVENTORY CREDITS INVESTMENT BANK INVESTMENT PLAN LACK OF ACCESS LAND OWNERSHIP LAND USE LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LEGISLATION LINE OF CREDIT LINES OF CREDIT LIQUIDATION LOAN LOAN APPLICATION LOAN GUARANTEE LOAN RECOVERY LOAN REQUESTS LOANS TO FARMERS LONG TERM FINANCING MARKET INFORMATION MERCHANT MERCHANTS MFI MFIS MICRO CREDIT MICRO FINANCE MICRO FINANCE INSTITUTIONS MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MONEY LAUNDERING MONEY TRANSFERS MORTGAGE NATIONAL BANKS NATURAL RESOURCES NEGOTIABLE INSTRUMENTS NET WORTH NEW COMPANY NOMINAL INTEREST RATES OPERATING COSTS OPERATING RATIO OUTREACH PARTIAL CREDIT PENSION FUND POSTAL BANK PRIVATE INVESTMENT PRODUCTIVITY PROFITABILITY RATES OF INTEREST REAL SECTOR REGISTRATION OF MORTGAGES REGULATORY FRAMEWORK REPAYMENT REPAYMENTS RESOURCE MOBILIZATION RISK MANAGEMENT RISK OF LOSS RURAL ACCESS RURAL BORROWERS RURAL CLIENTS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL SERVICES RURAL FINANCING SAVINGS SAVINGS ACCOUNT SMALL ENTERPRISES SMALL LOAN SOCIAL DEVELOPMENT START-UP SUBSIDIARY SUPPLY CHAINS TECHNICAL ASSISTANCE TECHNICAL SUPPORT TERM CREDIT TRANSACTION COSTS TRANSACTIONS COSTS TRANSPORT UNION UNIONS URBAN AREAS USURY VILLAGE VILLAGES WAREHOUSE WAREHOUSE RECEIPT WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPTS WORKING CAPITAL |
| spellingShingle |
ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO LOANS ACCESS TO RURAL FINANCE ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL BANK AGRICULTURAL COOPERATIVES AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANK AGRICULTURAL FINANCE AGRICULTURAL PRODUCTS AGRICULTURAL SECTOR AGRICULTURAL SECTORS AGRICULTURAL TRADE AGRICULTURE BANKS AUTOMATED TELLER MACHINES BANK ACCOUNT BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK CREDIT BANK CREDITS BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANKING LAW BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKS BORROWER BORROWING BUSINESS DEVELOPMENT BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS OPPORTUNITIES BUSINESS PLAN BUSINESS PLANS CAPACITY BUILDING CAPITAL MARKET CASH FLOW CHECKING ACCOUNT CHECKING ACCOUNTS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL TRANSACTIONS COOPERATIVES CREDIT APPLICATION CREDIT APPLICATIONS CREDIT BUREAU CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INSTITUTIONS CREDIT LIMIT CREDIT NEEDS CREDIT RISK CREDIT SUBSIDY CREDITS CURRENCY DEBIT CARDS DECENTRALIZATION DEMAND FOR CREDIT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT BANKS DONOR FUNDING DONOR SUBSIDIES DONOR SUBSIDY DONOR SUPPORT ECONOMIC ACTIVITY ECONOMIC GROWTH ECONOMIES OF SCALE EIB ENTREPRENEURS EQUIPMENT LOANS EXCHANGE RATE EXCLUSION EXISTING BARRIERS EXPORT EARNINGS EXTERNALITIES FAMILIES FARMER FARMERS FINANCIAL ACCESS FINANCIAL DIFFICULTIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUFFICIENCY FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCING NEEDS FISCAL POLICY FOREIGN EXCHANGE FORM OF COLLATERAL FORMAL BANKING GOVERNMENT FUNDING GOVERNMENT POLICIES GOVERNMENT POLICY GROUP GUARANTEE HOUSEHOLDS HOUSING INFLATION INFORMAL LENDERS INFORMATION SYSTEMS INITIAL INVESTMENT INSTITUTIONAL CAPACITIES INSURANCE INTEREST RATE INTEREST RATE CEILINGS INTEREST RATES INTERNAL CONTROLS INVENTORY INVENTORY CREDITS INVESTMENT BANK INVESTMENT PLAN LACK OF ACCESS LAND OWNERSHIP LAND USE LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LEGISLATION LINE OF CREDIT LINES OF CREDIT LIQUIDATION LOAN LOAN APPLICATION LOAN GUARANTEE LOAN RECOVERY LOAN REQUESTS LOANS TO FARMERS LONG TERM FINANCING MARKET INFORMATION MERCHANT MERCHANTS MFI MFIS MICRO CREDIT MICRO FINANCE MICRO FINANCE INSTITUTIONS MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MONEY LAUNDERING MONEY TRANSFERS MORTGAGE NATIONAL BANKS NATURAL RESOURCES NEGOTIABLE INSTRUMENTS NET WORTH NEW COMPANY NOMINAL INTEREST RATES OPERATING COSTS OPERATING RATIO OUTREACH PARTIAL CREDIT PENSION FUND POSTAL BANK PRIVATE INVESTMENT PRODUCTIVITY PROFITABILITY RATES OF INTEREST REAL SECTOR REGISTRATION OF MORTGAGES REGULATORY FRAMEWORK REPAYMENT REPAYMENTS RESOURCE MOBILIZATION RISK MANAGEMENT RISK OF LOSS RURAL ACCESS RURAL BORROWERS RURAL CLIENTS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL SERVICES RURAL FINANCING SAVINGS SAVINGS ACCOUNT SMALL ENTERPRISES SMALL LOAN SOCIAL DEVELOPMENT START-UP SUBSIDIARY SUPPLY CHAINS TECHNICAL ASSISTANCE TECHNICAL SUPPORT TERM CREDIT TRANSACTION COSTS TRANSACTIONS COSTS TRANSPORT UNION UNIONS URBAN AREAS USURY VILLAGE VILLAGES WAREHOUSE WAREHOUSE RECEIPT WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPTS WORKING CAPITAL World Bank Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| geographic_facet |
Africa Niger |
| description |
The main objective of this study is to
identify the major impediments to access to financial
services in rural areas, and provide practical
recommendations to address the identified problems. The
study aims to inform on rural finance policies and
innovative instruments by examining both supply and demand
sides including an identification of non-financial issues
that restrict development of the rural financial sector.
Addressing the lack of rural access to financial services in
the Niger development process continues to figure
prominently on the Government agenda without, however, a
systematic action plan and strategy. Adopting ad hoc
solutions (such as the creation of an agricultural
development bank) without addressing the structural issues
that limit access to financial services will, unfortunately,
not yield any positive long lasting results. |
| format |
Economic & Sector Work :: Other Financial Sector Study |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| title_short |
Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| title_full |
Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| title_fullStr |
Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| title_full_unstemmed |
Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor |
| title_sort |
niger - rural financial services : expanding financial access to the rural poor |
| publisher |
Washington, DC |
| publishDate |
2013 |
| url |
http://documents.worldbank.org/curated/en/2011/12/16429641/niger-rural-financial-services-expanding-financial-access-rural-poorbr http://hdl.handle.net/10986/12784 |
| _version_ |
1764421380763287552 |
| spelling |
okr-10986-127842021-04-23T14:03:04Z Niger - Rural Financial Services : Expanding Financial Access to the Rural Poor World Bank ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FINANCING ACCESS TO LOANS ACCESS TO RURAL FINANCE ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL BANK AGRICULTURAL COOPERATIVES AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANK AGRICULTURAL FINANCE AGRICULTURAL PRODUCTS AGRICULTURAL SECTOR AGRICULTURAL SECTORS AGRICULTURAL TRADE AGRICULTURE BANKS AUTOMATED TELLER MACHINES BANK ACCOUNT BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK CREDIT BANK CREDITS BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANKING LAW BANKING SECTOR BANKING SERVICES BANKING SUPERVISION BANKS BORROWER BORROWING BUSINESS DEVELOPMENT BUSINESS LOANS BUSINESS MANAGEMENT BUSINESS OPPORTUNITIES BUSINESS PLAN BUSINESS PLANS CAPACITY BUILDING CAPITAL MARKET CASH FLOW CHECKING ACCOUNT CHECKING ACCOUNTS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL TRANSACTIONS COOPERATIVES CREDIT APPLICATION CREDIT APPLICATIONS CREDIT BUREAU CREDIT GUARANTEE CREDIT HISTORIES CREDIT HISTORY CREDIT INSTITUTIONS CREDIT LIMIT CREDIT NEEDS CREDIT RISK CREDIT SUBSIDY CREDITS CURRENCY DEBIT CARDS DECENTRALIZATION DEMAND FOR CREDIT DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSITOR DEPOSITORS DEPOSITS DEVELOPMENT BANKS DONOR FUNDING DONOR SUBSIDIES DONOR SUBSIDY DONOR SUPPORT ECONOMIC ACTIVITY ECONOMIC GROWTH ECONOMIES OF SCALE EIB ENTREPRENEURS EQUIPMENT LOANS EXCHANGE RATE EXCLUSION EXISTING BARRIERS EXPORT EARNINGS EXTERNALITIES FAMILIES FARMER FARMERS FINANCIAL ACCESS FINANCIAL DIFFICULTIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL LITERACY FINANCIAL MARKET FINANCIAL PERFORMANCE FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUFFICIENCY FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCING NEEDS FISCAL POLICY FOREIGN EXCHANGE FORM OF COLLATERAL FORMAL BANKING GOVERNMENT FUNDING GOVERNMENT POLICIES GOVERNMENT POLICY GROUP GUARANTEE HOUSEHOLDS HOUSING INFLATION INFORMAL LENDERS INFORMATION SYSTEMS INITIAL INVESTMENT INSTITUTIONAL CAPACITIES INSURANCE INTEREST RATE INTEREST RATE CEILINGS INTEREST RATES INTERNAL CONTROLS INVENTORY INVENTORY CREDITS INVESTMENT BANK INVESTMENT PLAN LACK OF ACCESS LAND OWNERSHIP LAND USE LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LEGISLATION LINE OF CREDIT LINES OF CREDIT LIQUIDATION LOAN LOAN APPLICATION LOAN GUARANTEE LOAN RECOVERY LOAN REQUESTS LOANS TO FARMERS LONG TERM FINANCING MARKET INFORMATION MERCHANT MERCHANTS MFI MFIS MICRO CREDIT MICRO FINANCE MICRO FINANCE INSTITUTIONS MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MONEY LAUNDERING MONEY TRANSFERS MORTGAGE NATIONAL BANKS NATURAL RESOURCES NEGOTIABLE INSTRUMENTS NET WORTH NEW COMPANY NOMINAL INTEREST RATES OPERATING COSTS OPERATING RATIO OUTREACH PARTIAL CREDIT PENSION FUND POSTAL BANK PRIVATE INVESTMENT PRODUCTIVITY PROFITABILITY RATES OF INTEREST REAL SECTOR REGISTRATION OF MORTGAGES REGULATORY FRAMEWORK REPAYMENT REPAYMENTS RESOURCE MOBILIZATION RISK MANAGEMENT RISK OF LOSS RURAL ACCESS RURAL BORROWERS RURAL CLIENTS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL SERVICES RURAL FINANCING SAVINGS SAVINGS ACCOUNT SMALL ENTERPRISES SMALL LOAN SOCIAL DEVELOPMENT START-UP SUBSIDIARY SUPPLY CHAINS TECHNICAL ASSISTANCE TECHNICAL SUPPORT TERM CREDIT TRANSACTION COSTS TRANSACTIONS COSTS TRANSPORT UNION UNIONS URBAN AREAS USURY VILLAGE VILLAGES WAREHOUSE WAREHOUSE RECEIPT WAREHOUSE RECEIPT SYSTEM WAREHOUSE RECEIPTS WORKING CAPITAL The main objective of this study is to identify the major impediments to access to financial services in rural areas, and provide practical recommendations to address the identified problems. The study aims to inform on rural finance policies and innovative instruments by examining both supply and demand sides including an identification of non-financial issues that restrict development of the rural financial sector. Addressing the lack of rural access to financial services in the Niger development process continues to figure prominently on the Government agenda without, however, a systematic action plan and strategy. Adopting ad hoc solutions (such as the creation of an agricultural development bank) without addressing the structural issues that limit access to financial services will, unfortunately, not yield any positive long lasting results. 2013-03-15T18:26:50Z 2013-03-15T18:26:50Z 2011-12-22 http://documents.worldbank.org/curated/en/2011/12/16429641/niger-rural-financial-services-expanding-financial-access-rural-poorbr http://hdl.handle.net/10986/12784 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work Africa Niger |