Expanding the Outreach of Financial Services : The Experience of Financial Institutions
In 2007-08 Da Afghanistan Bank (DAB), the central bank of Afghanistan, was in the process of reforming the financial sector. While some considerable advances have been made with respect to basic legislation, some central banking reform, the introdu...
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| Format: | Other Financial Sector Study |
| Language: | English en_US |
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Washington, DC
2013
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2008/05/16278172/afghanistan-expanding-outreach-financial-services-experience-financial-institutions-case-study-prepared-enabling-environment-conference http://hdl.handle.net/10986/12500 |
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okr-10986-12500 |
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| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO BANK ACCESS TO BANKING ACCESS TO BANKING SERVICES ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING AMOUNTS OF COLLATERAL AUDITING BANK ACCOUNT BANK CREDIT BANK FINANCING BANK LOAN BANK LOANS BANK OPERATION BANKING EXPERTS BANKING NETWORK BANKING REFORM BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BANKRUPT BID BORROWER BUSINESS EXPANSION BUSINESS OPPORTUNITIES BUSINESS TRANSACTION CAPACITY BUILDING CAPITAL LOANS CAPITAL NEEDS CAPITAL SHORTAGES CASH FLOW CASH FLOWS CENTRAL BANK CENTRAL BANKING CHECKS COLLATERAL COLLATERAL REGISTRATION COLLATERALS COMMERCIAL BANK COMMERCIAL BANKERS COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL COURTS CORPORATE GOVERNANCE COST OF LOANS COURT SYSTEM CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT OFFICERS CREDIT RECORD CREDIT RELATIONSHIP CREDIT RELATIONSHIPS CREDIT RISK CREDIT UNION CURRENCY DEFERRED PAYMENT DEMAND FOR CREDIT DEPOSIT DEPOSIT PROTECTION DEPOSITS DUE DILIGENCE EARNINGS ECONOMIC GROWTH EMPLOYEE EMPLOYMENT ENABLING ENVIRONMENT ENTERPRISE DEVELOPMENT ENTREPRENEUR ENTREPRENEURS EXTERNAL FINANCING FINANCE COMPANY FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LAWS FINANCIAL MARKET FINANCIAL MARKET PARTICIPANTS FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PERFORMANCE FINANCIAL SECTOR POLICY FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN GOVERNMENT FORMAL BANKING FORMAL BANKING SYSTEM FORMAL FINANCIAL SECTOR GOOD CREDIT HIGH INTEREST RATES HOLDING HOUSING HOUSING LOANS HUMAN RESOURCE HUMAN RESOURCES INCOME INCOME GROUPS INDIVIDUAL BANKS INFORMATION SHARING INSTALLMENT INSTALLMENTS INTEREST RATE INTEREST RATES INTERNAL FUNDS INTERNATIONAL BANKING INVESTMENT CAPITAL INVESTMENT CLIMATE LACK OF ACCESS LAWS LEGAL FRAMEWORK LEGAL RIGHTS LEGISLATION LENDERS LENDING PORTFOLIO LIMITED ACCESS LIMITED ACCESS TO FINANCE LIQUIDITY LOAN AMOUNT LOAN PORTFOLIO LOAN SIZE LOCAL CAPACITY LOCAL MARKET LONG-TERM LOANS MAJORITY OF SHARES MFI MFIS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MORTGAGE MORTGAGE LAW MORTGAGE LAWS NATIONAL DEVELOPMENT NEGOTIABLE INSTRUMENTS NET PROFIT NEW ENTRANTS NON-PERFORMING LOANS OPERATIONAL EFFICIENCY OUTREACH OUTSTANDING LOANS PRICE RISKS PRIVATE COMMERCIAL BANKS PRIVATE INVESTORS PRIVATE SECTOR DEVELOPMENT PROFITABILITY PROFITABLE BUSINESS PRUDENTIAL REGULATIONS REAL ESTATE REAL ESTATE ASSETS RESTRUCTURING PROCESS RISK ASSESSMENTS SALARY SAVINGS SMALL BORROWERS SMALL BUSINESS SMALL BUSINESSES SMALL ENTERPRISE SOLVENCY SOLVENCY PROBLEMS SPECIALIZED BANKS SUPERVISORY FRAMEWORK SUSTAINABLE INVESTMENT TAX TRADE CREDIT TRADE FINANCING TRADING TRADING ACTIVITIES TRAINING OF JUDGES TRANSACTION LAW TURNOVER URBAN AREAS WAGES WEAK CORPORATE GOVERNANCE WORKING CAPITAL |
| spellingShingle |
ACCESS TO BANK ACCESS TO BANKING ACCESS TO BANKING SERVICES ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING AMOUNTS OF COLLATERAL AUDITING BANK ACCOUNT BANK CREDIT BANK FINANCING BANK LOAN BANK LOANS BANK OPERATION BANKING EXPERTS BANKING NETWORK BANKING REFORM BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BANKRUPT BID BORROWER BUSINESS EXPANSION BUSINESS OPPORTUNITIES BUSINESS TRANSACTION CAPACITY BUILDING CAPITAL LOANS CAPITAL NEEDS CAPITAL SHORTAGES CASH FLOW CASH FLOWS CENTRAL BANK CENTRAL BANKING CHECKS COLLATERAL COLLATERAL REGISTRATION COLLATERALS COMMERCIAL BANK COMMERCIAL BANKERS COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL COURTS CORPORATE GOVERNANCE COST OF LOANS COURT SYSTEM CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT OFFICERS CREDIT RECORD CREDIT RELATIONSHIP CREDIT RELATIONSHIPS CREDIT RISK CREDIT UNION CURRENCY DEFERRED PAYMENT DEMAND FOR CREDIT DEPOSIT DEPOSIT PROTECTION DEPOSITS DUE DILIGENCE EARNINGS ECONOMIC GROWTH EMPLOYEE EMPLOYMENT ENABLING ENVIRONMENT ENTERPRISE DEVELOPMENT ENTREPRENEUR ENTREPRENEURS EXTERNAL FINANCING FINANCE COMPANY FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LAWS FINANCIAL MARKET FINANCIAL MARKET PARTICIPANTS FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PERFORMANCE FINANCIAL SECTOR POLICY FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN GOVERNMENT FORMAL BANKING FORMAL BANKING SYSTEM FORMAL FINANCIAL SECTOR GOOD CREDIT HIGH INTEREST RATES HOLDING HOUSING HOUSING LOANS HUMAN RESOURCE HUMAN RESOURCES INCOME INCOME GROUPS INDIVIDUAL BANKS INFORMATION SHARING INSTALLMENT INSTALLMENTS INTEREST RATE INTEREST RATES INTERNAL FUNDS INTERNATIONAL BANKING INVESTMENT CAPITAL INVESTMENT CLIMATE LACK OF ACCESS LAWS LEGAL FRAMEWORK LEGAL RIGHTS LEGISLATION LENDERS LENDING PORTFOLIO LIMITED ACCESS LIMITED ACCESS TO FINANCE LIQUIDITY LOAN AMOUNT LOAN PORTFOLIO LOAN SIZE LOCAL CAPACITY LOCAL MARKET LONG-TERM LOANS MAJORITY OF SHARES MFI MFIS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MORTGAGE MORTGAGE LAW MORTGAGE LAWS NATIONAL DEVELOPMENT NEGOTIABLE INSTRUMENTS NET PROFIT NEW ENTRANTS NON-PERFORMING LOANS OPERATIONAL EFFICIENCY OUTREACH OUTSTANDING LOANS PRICE RISKS PRIVATE COMMERCIAL BANKS PRIVATE INVESTORS PRIVATE SECTOR DEVELOPMENT PROFITABILITY PROFITABLE BUSINESS PRUDENTIAL REGULATIONS REAL ESTATE REAL ESTATE ASSETS RESTRUCTURING PROCESS RISK ASSESSMENTS SALARY SAVINGS SMALL BORROWERS SMALL BUSINESS SMALL BUSINESSES SMALL ENTERPRISE SOLVENCY SOLVENCY PROBLEMS SPECIALIZED BANKS SUPERVISORY FRAMEWORK SUSTAINABLE INVESTMENT TAX TRADE CREDIT TRADE FINANCING TRADING TRADING ACTIVITIES TRAINING OF JUDGES TRANSACTION LAW TURNOVER URBAN AREAS WAGES WEAK CORPORATE GOVERNANCE WORKING CAPITAL World Bank Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| geographic_facet |
South Asia Afghanistan |
| description |
In 2007-08 Da Afghanistan Bank (DAB),
the central bank of Afghanistan, was in the process of
reforming the financial sector. While some considerable
advances have been made with respect to basic legislation,
some central banking reform, the introduction of new
currency, and the beginnings of a microfinance sector, much
work still remains to be done. These case studies examine
the experience of the following five different groups of
financial market participants operating in Afghanistan:
reputable private investors; small and medium entrepreneurs;
BRAC, a microfinance institution; Kabul Bank, a fast growing
commercial bank; and Bank Millie, a state-owned bank. The
examination of each institution will address the factors
that have facilitated expansion and the constraints it has
faced in further expanding financial services. This report
also analyses the constraints and opportunities that are
common to one, several or all of these financial market
participants, and concludes with recommendations from the
perspectives of these institutions. |
| format |
Economic & Sector Work :: Other Financial Sector Study |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| title_short |
Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| title_full |
Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| title_fullStr |
Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| title_full_unstemmed |
Expanding the Outreach of Financial Services : The Experience of Financial Institutions |
| title_sort |
expanding the outreach of financial services : the experience of financial institutions |
| publisher |
Washington, DC |
| publishDate |
2013 |
| url |
http://documents.worldbank.org/curated/en/2008/05/16278172/afghanistan-expanding-outreach-financial-services-experience-financial-institutions-case-study-prepared-enabling-environment-conference http://hdl.handle.net/10986/12500 |
| _version_ |
1764420024577032192 |
| spelling |
okr-10986-125002021-04-23T14:03:01Z Expanding the Outreach of Financial Services : The Experience of Financial Institutions World Bank ACCESS TO BANK ACCESS TO BANKING ACCESS TO BANKING SERVICES ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING AMOUNTS OF COLLATERAL AUDITING BANK ACCOUNT BANK CREDIT BANK FINANCING BANK LOAN BANK LOANS BANK OPERATION BANKING EXPERTS BANKING NETWORK BANKING REFORM BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKING SYSTEMS BANKRUPT BID BORROWER BUSINESS EXPANSION BUSINESS OPPORTUNITIES BUSINESS TRANSACTION CAPACITY BUILDING CAPITAL LOANS CAPITAL NEEDS CAPITAL SHORTAGES CASH FLOW CASH FLOWS CENTRAL BANK CENTRAL BANKING CHECKS COLLATERAL COLLATERAL REGISTRATION COLLATERALS COMMERCIAL BANK COMMERCIAL BANKERS COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL COURTS CORPORATE GOVERNANCE COST OF LOANS COURT SYSTEM CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT OFFICERS CREDIT RECORD CREDIT RELATIONSHIP CREDIT RELATIONSHIPS CREDIT RISK CREDIT UNION CURRENCY DEFERRED PAYMENT DEMAND FOR CREDIT DEPOSIT DEPOSIT PROTECTION DEPOSITS DUE DILIGENCE EARNINGS ECONOMIC GROWTH EMPLOYEE EMPLOYMENT ENABLING ENVIRONMENT ENTERPRISE DEVELOPMENT ENTREPRENEUR ENTREPRENEURS EXTERNAL FINANCING FINANCE COMPANY FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LAWS FINANCIAL MARKET FINANCIAL MARKET PARTICIPANTS FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PERFORMANCE FINANCIAL SECTOR POLICY FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN GOVERNMENT FORMAL BANKING FORMAL BANKING SYSTEM FORMAL FINANCIAL SECTOR GOOD CREDIT HIGH INTEREST RATES HOLDING HOUSING HOUSING LOANS HUMAN RESOURCE HUMAN RESOURCES INCOME INCOME GROUPS INDIVIDUAL BANKS INFORMATION SHARING INSTALLMENT INSTALLMENTS INTEREST RATE INTEREST RATES INTERNAL FUNDS INTERNATIONAL BANKING INVESTMENT CAPITAL INVESTMENT CLIMATE LACK OF ACCESS LAWS LEGAL FRAMEWORK LEGAL RIGHTS LEGISLATION LENDERS LENDING PORTFOLIO LIMITED ACCESS LIMITED ACCESS TO FINANCE LIQUIDITY LOAN AMOUNT LOAN PORTFOLIO LOAN SIZE LOCAL CAPACITY LOCAL MARKET LONG-TERM LOANS MAJORITY OF SHARES MFI MFIS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MORTGAGE MORTGAGE LAW MORTGAGE LAWS NATIONAL DEVELOPMENT NEGOTIABLE INSTRUMENTS NET PROFIT NEW ENTRANTS NON-PERFORMING LOANS OPERATIONAL EFFICIENCY OUTREACH OUTSTANDING LOANS PRICE RISKS PRIVATE COMMERCIAL BANKS PRIVATE INVESTORS PRIVATE SECTOR DEVELOPMENT PROFITABILITY PROFITABLE BUSINESS PRUDENTIAL REGULATIONS REAL ESTATE REAL ESTATE ASSETS RESTRUCTURING PROCESS RISK ASSESSMENTS SALARY SAVINGS SMALL BORROWERS SMALL BUSINESS SMALL BUSINESSES SMALL ENTERPRISE SOLVENCY SOLVENCY PROBLEMS SPECIALIZED BANKS SUPERVISORY FRAMEWORK SUSTAINABLE INVESTMENT TAX TRADE CREDIT TRADE FINANCING TRADING TRADING ACTIVITIES TRAINING OF JUDGES TRANSACTION LAW TURNOVER URBAN AREAS WAGES WEAK CORPORATE GOVERNANCE WORKING CAPITAL In 2007-08 Da Afghanistan Bank (DAB), the central bank of Afghanistan, was in the process of reforming the financial sector. While some considerable advances have been made with respect to basic legislation, some central banking reform, the introduction of new currency, and the beginnings of a microfinance sector, much work still remains to be done. These case studies examine the experience of the following five different groups of financial market participants operating in Afghanistan: reputable private investors; small and medium entrepreneurs; BRAC, a microfinance institution; Kabul Bank, a fast growing commercial bank; and Bank Millie, a state-owned bank. The examination of each institution will address the factors that have facilitated expansion and the constraints it has faced in further expanding financial services. This report also analyses the constraints and opportunities that are common to one, several or all of these financial market participants, and concludes with recommendations from the perspectives of these institutions. 2013-02-25T22:31:26Z 2013-02-25T22:31:26Z 2008-05 http://documents.worldbank.org/curated/en/2008/05/16278172/afghanistan-expanding-outreach-financial-services-experience-financial-institutions-case-study-prepared-enabling-environment-conference http://hdl.handle.net/10986/12500 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work South Asia Afghanistan |