Are Bank Interest Rate Spreads Too High? A Simple Model for Decomposing Spreads

Are Bank Interest Rate Spreads Too High? A Simple Model for Decomposing Spreads

In the first seven months of 1995, average bank spreads in Ukraine ranged from 46 percentage points to 84 percentage points. The size of these spreads might suggest that banks enjoyed a wide profit margin. But inflation was high in Ukraine, and i...

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Bibliographic Details
Main Authors: Montes-Negret, Fernando, Papi, Luca
Format: Viewpoint
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
BANKS
BANKING SYSTEMS
INTEREST RATES
INTEREST SPREADS
INFLATION
BREAKEVEN SPREADS ACCOUNTING
BALANCE SHEET
BANK ASSETS
BANK PERFORMANCE
BANKING SYSTEM
BASLE ACCORD
CAPITAL
CENTRAL BANK
CORPORATE GOVERNANCE
DEPOSITS
EQUITY
FINANCIAL SECTOR DEVELOPMENT
GOVERNMENT SUPPORT
INCOME
LIQUID ASSETS
LIQUIDITY
MORAL HAZARD
NONPERFORMING LOANS
OPERATING COSTS
PORTFOLIOS
PROFITABILITY
RESERVE REQUIREMENTS
RETURN ON EQUITY
TAXATION
TRANSITION ECONOMIES
Online Access:http://documents.worldbank.org/curated/en/1996/02/696758/bank-interest-rate-spreads-too-high-simple-model-decomposing-spreads
http://hdl.handle.net/10986/11634

Internet

http://documents.worldbank.org/curated/en/1996/02/696758/bank-interest-rate-spreads-too-high-simple-model-decomposing-spreads
http://hdl.handle.net/10986/11634

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