Gender and the Impact of Credit and Transfers
Ignoring gender in the planning and evaluation of credit and transfer programs can lead to erroneous conclusions about who benefits from them. Access to institutional credit and targeted transfers can be an important mechanism in poverty reduction,...
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| Format: | Brief |
| Language: | English |
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World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2005/10/6556108/gender-impact-credit-transfers http://hdl.handle.net/10986/11205 |
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okr-10986-112052021-04-23T14:02:54Z Gender and the Impact of Credit and Transfers Rivero-Fuentes, M. Estela McKernan, Signe-Mary CASH TRANSFERS CREDIT PROGRAMS CROWDING OUT FAMILY WELFARE GENDER GENDER DIMENSIONS GENDER EQUALITY GENDER EQUALITY IN RIGHTS GENDER NORMS GENDER ROLES GIRLS HEALTH CARE FOR WOMEN HOUSEHOLD WORK HOUSEHOLDS HOUSING INCOME INCOME TRANSFERS INFORMAL SECTOR INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS OLD AGE PENSIONS POINTS POLITICAL ECONOMY POOR POVERTY REDUCTION PRIVATE TRANSFERS PRODUCTIVITY PROGRAM EVALUATION PUBLIC INCOME REDISTRIBUTION PUBLIC SPENDING SEXES SIMULATIONS SOCIAL SECURITY TARGETED TRANSFERS TARGETING TRANSFER PROGRAMS UNEMPLOYMENT YOUNG WOMEN Ignoring gender in the planning and evaluation of credit and transfer programs can lead to erroneous conclusions about who benefits from them. Access to institutional credit and targeted transfers can be an important mechanism in poverty reduction, social protection, and income redistribution programs. These formal sources of financing, however, may undermine traditional sources of support, such as inter-household transfers and informal credit from neighbors. The likelihood and the consequences of this happening depend in part on whether institutional transfers and credit target men or women, whether men and women have access to the same sources of financial support, and whether using institutional credit or transfers challenges conformance to traditional gender roles. The gender dimensions of public transfers and credit discussed in this note have the following policy implications: 1) Placing resources in the hands of women may benefit households more than targeting men. 2) Institutional credit and public transfers may have to compensate them differently for the potential loss of informal financial support. 3) Evaluation of public transfer and credit programs should assess the differential impact that credit and public transfers have on men and women via any substitution effects on informal sources of financing; the impact on household welfare via changes in the intra-household distribution of resources; and the impact on those who send informal transfers and credit to the household. 2012-08-13T14:26:39Z 2012-08-13T14:26:39Z 2005-10 http://documents.worldbank.org/curated/en/2005/10/6556108/gender-impact-credit-transfers http://hdl.handle.net/10986/11205 English PREM Notes; No. 104 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Brief Publications & Research |
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Digital Repository |
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Foreign Institution |
| institution |
Digital Repositories |
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World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| topic |
CASH TRANSFERS CREDIT PROGRAMS CROWDING OUT FAMILY WELFARE GENDER GENDER DIMENSIONS GENDER EQUALITY GENDER EQUALITY IN RIGHTS GENDER NORMS GENDER ROLES GIRLS HEALTH CARE FOR WOMEN HOUSEHOLD WORK HOUSEHOLDS HOUSING INCOME INCOME TRANSFERS INFORMAL SECTOR INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS OLD AGE PENSIONS POINTS POLITICAL ECONOMY POOR POVERTY REDUCTION PRIVATE TRANSFERS PRODUCTIVITY PROGRAM EVALUATION PUBLIC INCOME REDISTRIBUTION PUBLIC SPENDING SEXES SIMULATIONS SOCIAL SECURITY TARGETED TRANSFERS TARGETING TRANSFER PROGRAMS UNEMPLOYMENT YOUNG WOMEN |
| spellingShingle |
CASH TRANSFERS CREDIT PROGRAMS CROWDING OUT FAMILY WELFARE GENDER GENDER DIMENSIONS GENDER EQUALITY GENDER EQUALITY IN RIGHTS GENDER NORMS GENDER ROLES GIRLS HEALTH CARE FOR WOMEN HOUSEHOLD WORK HOUSEHOLDS HOUSING INCOME INCOME TRANSFERS INFORMAL SECTOR INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS OLD AGE PENSIONS POINTS POLITICAL ECONOMY POOR POVERTY REDUCTION PRIVATE TRANSFERS PRODUCTIVITY PROGRAM EVALUATION PUBLIC INCOME REDISTRIBUTION PUBLIC SPENDING SEXES SIMULATIONS SOCIAL SECURITY TARGETED TRANSFERS TARGETING TRANSFER PROGRAMS UNEMPLOYMENT YOUNG WOMEN Rivero-Fuentes, M. Estela McKernan, Signe-Mary Gender and the Impact of Credit and Transfers |
| relation |
PREM Notes; No. 104 |
| description |
Ignoring gender in the planning and
evaluation of credit and transfer programs can lead to
erroneous conclusions about who benefits from them. Access
to institutional credit and targeted transfers can be an
important mechanism in poverty reduction, social protection,
and income redistribution programs. These formal sources of
financing, however, may undermine traditional sources of
support, such as inter-household transfers and informal
credit from neighbors. The likelihood and the consequences
of this happening depend in part on whether institutional
transfers and credit target men or women, whether men and
women have access to the same sources of financial support,
and whether using institutional credit or transfers
challenges conformance to traditional gender roles. The
gender dimensions of public transfers and credit discussed
in this note have the following policy implications: 1)
Placing resources in the hands of women may benefit
households more than targeting men. 2) Institutional credit
and public transfers may have to compensate them differently
for the potential loss of informal financial support. 3)
Evaluation of public transfer and credit programs should
assess the differential impact that credit and public
transfers have on men and women via any substitution effects
on informal sources of financing; the impact on household
welfare via changes in the intra-household distribution of
resources; and the impact on those who send informal
transfers and credit to the household. |
| format |
Publications & Research :: Brief |
| author |
Rivero-Fuentes, M. Estela McKernan, Signe-Mary |
| author_facet |
Rivero-Fuentes, M. Estela McKernan, Signe-Mary |
| author_sort |
Rivero-Fuentes, M. Estela |
| title |
Gender and the Impact of Credit and Transfers |
| title_short |
Gender and the Impact of Credit and Transfers |
| title_full |
Gender and the Impact of Credit and Transfers |
| title_fullStr |
Gender and the Impact of Credit and Transfers |
| title_full_unstemmed |
Gender and the Impact of Credit and Transfers |
| title_sort |
gender and the impact of credit and transfers |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2005/10/6556108/gender-impact-credit-transfers http://hdl.handle.net/10986/11205 |
| _version_ |
1764415900770893824 |