Role of Post Offices in Remittances and Financial Inclusion

Historically post offices have played a role in the provision of remittances and basic financial services to low-income populations. As this function is being revived in an increasing number of developing and emerging countries, remittance services...

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Bibliographic Details
Main Authors: Clotteau, Nils, Ansón, José
Format: Brief
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
ICT
UPU
Online Access:http://documents.worldbank.org/curated/en/2011/03/14721438/role-post-offices-remittances-financial-inclusion
http://hdl.handle.net/10986/10894
id okr-10986-10894
recordtype oai_dc
spelling okr-10986-108942021-04-23T14:02:52Z Role of Post Offices in Remittances and Financial Inclusion Clotteau, Nils Ansón, José ACCESS TO FINANCIAL SERVICES ACCESS TO REMITTANCE SERVICES ACCESSIBILITY ACCOUNT HOLDERS ACCOUNTING ACCOUNTING SYSTEMS AFFORDABLE SERVICES BACK OFFICES BANK ACCOUNTS BANK BRANCHES BANKRUPTCY BANKS BLOG CALL CENTERS CAPABILITY CAPACITY BUILDING CAPITA INCOME CASH MANAGEMENT CENTRAL BANKS COMMERCIAL ACTIVITIES COMMERCIAL BANK COMMODITIES COMPUTER LITERACY COMPUTERS CUSTOMS DATA ON REMITTANCES DIVERSIFICATION E-COMMERCE ECONOMIC DEVELOPMENT ELECTRICITY ELECTRONIC DATA ELECTRONIC NETWORKS ELECTRONIC SERVICES EMIGRATION EQUIPMENT FAXES FINANCIAL ACCESS FINANCIAL INSTITUTIONS FINANCIAL RESOURCES FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICES FOREIGN EXCHANGE FOREIGN EXCHANGE BUREAUS FORMAL BANKING FORMAL SAVINGS GOVERNMENT SERVICES ICT IMAGE INCOME INSTITUTION INSURANCE INTERNAL DATA INTERNATIONAL MONEY ORDER INTERNATIONAL POSTAL INTERNATIONAL TELECOMMUNICATION MAIL BUSINESS MAJOR POSTS MANAGEMENT SYSTEMS MARKET RESEARCH MARKET SHARE MARKETING MIGRANT REMITTANCE MIGRANTS MIGRATION MONEY EXPRESS MONEY HOME MONEY LAUNDERING MONEY ORDER MONEY TRANSFERS MONEY-TRANSFER COMPANIES MUNICIPALITIES NONBANK FINANCIAL INSTITUTIONS NUMBER OF POST OFFICES PARCEL SERVICES PAYOUT PHONES PHYSICAL LOCATIONS POST POST OFFICES POSTAL POSTAL ACTIVITY POSTAL AGENCIES POSTAL BANK POSTAL BANKING POSTAL BANKS POSTAL BUSINESS POSTAL ECONOMICS POSTAL EMPLOYEES POSTAL FINANCIAL SERVICES POSTAL MONEY ORDERS POSTAL NETWORK POSTAL NETWORKS POSTAL OPERATOR POSTAL OPERATORS POSTAL ORGANIZATION POSTAL PRODUCTS POSTAL SAVINGS POSTAL SECTOR POSTAL SERVICE POSTAL SERVICES POSTAL STAFF POSTAL TECHNOLOGY POSTS QUALITY OF SERVICE QUALITY SERVICE REMITTANCE REMITTANCE COSTS REMITTANCE FLOWS REMITTANCE OUTFLOWS REMITTANCE SERVICES REMITTANCES RESULTS RURAL BANK RURAL BANK BRANCHES RURAL POST OFFICES SAVINGS ACCOUNTS SAVINGS BANK SETTLEMENT SYSTEMS SMALL BUSINESSES SMALL LOANS SMALL REMITTANCES SMALL-VALUE TRANSACTIONS SOCIAL SECURITY SUBSIDIARY TARGETS TELECOMMUNICATIONS TELEPHONE TRANSFER SERVICE TRANSFER SERVICES TUITION UNIVERSAL POSTAL UNIVERSAL POSTAL UNION UPU URBAN AREAS URBAN BANK Historically post offices have played a role in the provision of remittances and basic financial services to low-income populations. As this function is being revived in an increasing number of developing and emerging countries, remittance services can be improved to better match financial inclusion goals. This paper describes the efforts being made in Sub-Saharan Africa to increase access to remittance services through post offices in small towns and rural areas, and discusses how this improved access could be used to develop crucial savings and other financial services for the poor. The outcomes are encouraging, though a number of constraints must be removed to fully realize the potential of posts in this area. 2012-08-13T13:27:53Z 2012-08-13T13:27:53Z 2011-03 http://documents.worldbank.org/curated/en/2011/03/14721438/role-post-offices-remittances-financial-inclusion http://hdl.handle.net/10986/10894 English Migration and Development Brief; No. 15 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Brief Publications & Research
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic ACCESS TO FINANCIAL SERVICES
ACCESS TO REMITTANCE SERVICES
ACCESSIBILITY
ACCOUNT HOLDERS
ACCOUNTING
ACCOUNTING SYSTEMS
AFFORDABLE SERVICES
BACK OFFICES
BANK ACCOUNTS
BANK BRANCHES
BANKRUPTCY
BANKS
BLOG
CALL CENTERS
CAPABILITY
CAPACITY BUILDING
CAPITA INCOME
CASH MANAGEMENT
CENTRAL BANKS
COMMERCIAL ACTIVITIES
COMMERCIAL BANK
COMMODITIES
COMPUTER LITERACY
COMPUTERS
CUSTOMS
DATA ON REMITTANCES
DIVERSIFICATION
E-COMMERCE
ECONOMIC DEVELOPMENT
ELECTRICITY
ELECTRONIC DATA
ELECTRONIC NETWORKS
ELECTRONIC SERVICES
EMIGRATION
EQUIPMENT
FAXES
FINANCIAL ACCESS
FINANCIAL INSTITUTIONS
FINANCIAL RESOURCES
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FOREIGN EXCHANGE
FOREIGN EXCHANGE BUREAUS
FORMAL BANKING
FORMAL SAVINGS
GOVERNMENT SERVICES
ICT
IMAGE
INCOME
INSTITUTION
INSURANCE
INTERNAL DATA
INTERNATIONAL MONEY ORDER
INTERNATIONAL POSTAL
INTERNATIONAL TELECOMMUNICATION
MAIL BUSINESS
MAJOR POSTS
MANAGEMENT SYSTEMS
MARKET RESEARCH
MARKET SHARE
MARKETING
MIGRANT REMITTANCE
MIGRANTS
MIGRATION
MONEY EXPRESS
MONEY HOME
MONEY LAUNDERING
MONEY ORDER
MONEY TRANSFERS
MONEY-TRANSFER COMPANIES
MUNICIPALITIES
NONBANK FINANCIAL INSTITUTIONS
NUMBER OF POST OFFICES
PARCEL SERVICES
PAYOUT
PHONES
PHYSICAL LOCATIONS
POST
POST OFFICES
POSTAL
POSTAL ACTIVITY
POSTAL AGENCIES
POSTAL BANK
POSTAL BANKING
POSTAL BANKS
POSTAL BUSINESS
POSTAL ECONOMICS
POSTAL EMPLOYEES
POSTAL FINANCIAL SERVICES
POSTAL MONEY ORDERS
POSTAL NETWORK
POSTAL NETWORKS
POSTAL OPERATOR
POSTAL OPERATORS
POSTAL ORGANIZATION
POSTAL PRODUCTS
POSTAL SAVINGS
POSTAL SECTOR
POSTAL SERVICE
POSTAL SERVICES
POSTAL STAFF
POSTAL TECHNOLOGY
POSTS
QUALITY OF SERVICE
QUALITY SERVICE
REMITTANCE
REMITTANCE COSTS
REMITTANCE FLOWS
REMITTANCE OUTFLOWS
REMITTANCE SERVICES
REMITTANCES
RESULTS
RURAL BANK
RURAL BANK BRANCHES
RURAL POST OFFICES
SAVINGS ACCOUNTS
SAVINGS BANK
SETTLEMENT SYSTEMS
SMALL BUSINESSES
SMALL LOANS
SMALL REMITTANCES
SMALL-VALUE TRANSACTIONS
SOCIAL SECURITY
SUBSIDIARY
TARGETS
TELECOMMUNICATIONS
TELEPHONE
TRANSFER SERVICE
TRANSFER SERVICES
TUITION
UNIVERSAL POSTAL
UNIVERSAL POSTAL UNION
UPU
URBAN AREAS
URBAN BANK
spellingShingle ACCESS TO FINANCIAL SERVICES
ACCESS TO REMITTANCE SERVICES
ACCESSIBILITY
ACCOUNT HOLDERS
ACCOUNTING
ACCOUNTING SYSTEMS
AFFORDABLE SERVICES
BACK OFFICES
BANK ACCOUNTS
BANK BRANCHES
BANKRUPTCY
BANKS
BLOG
CALL CENTERS
CAPABILITY
CAPACITY BUILDING
CAPITA INCOME
CASH MANAGEMENT
CENTRAL BANKS
COMMERCIAL ACTIVITIES
COMMERCIAL BANK
COMMODITIES
COMPUTER LITERACY
COMPUTERS
CUSTOMS
DATA ON REMITTANCES
DIVERSIFICATION
E-COMMERCE
ECONOMIC DEVELOPMENT
ELECTRICITY
ELECTRONIC DATA
ELECTRONIC NETWORKS
ELECTRONIC SERVICES
EMIGRATION
EQUIPMENT
FAXES
FINANCIAL ACCESS
FINANCIAL INSTITUTIONS
FINANCIAL RESOURCES
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FOREIGN EXCHANGE
FOREIGN EXCHANGE BUREAUS
FORMAL BANKING
FORMAL SAVINGS
GOVERNMENT SERVICES
ICT
IMAGE
INCOME
INSTITUTION
INSURANCE
INTERNAL DATA
INTERNATIONAL MONEY ORDER
INTERNATIONAL POSTAL
INTERNATIONAL TELECOMMUNICATION
MAIL BUSINESS
MAJOR POSTS
MANAGEMENT SYSTEMS
MARKET RESEARCH
MARKET SHARE
MARKETING
MIGRANT REMITTANCE
MIGRANTS
MIGRATION
MONEY EXPRESS
MONEY HOME
MONEY LAUNDERING
MONEY ORDER
MONEY TRANSFERS
MONEY-TRANSFER COMPANIES
MUNICIPALITIES
NONBANK FINANCIAL INSTITUTIONS
NUMBER OF POST OFFICES
PARCEL SERVICES
PAYOUT
PHONES
PHYSICAL LOCATIONS
POST
POST OFFICES
POSTAL
POSTAL ACTIVITY
POSTAL AGENCIES
POSTAL BANK
POSTAL BANKING
POSTAL BANKS
POSTAL BUSINESS
POSTAL ECONOMICS
POSTAL EMPLOYEES
POSTAL FINANCIAL SERVICES
POSTAL MONEY ORDERS
POSTAL NETWORK
POSTAL NETWORKS
POSTAL OPERATOR
POSTAL OPERATORS
POSTAL ORGANIZATION
POSTAL PRODUCTS
POSTAL SAVINGS
POSTAL SECTOR
POSTAL SERVICE
POSTAL SERVICES
POSTAL STAFF
POSTAL TECHNOLOGY
POSTS
QUALITY OF SERVICE
QUALITY SERVICE
REMITTANCE
REMITTANCE COSTS
REMITTANCE FLOWS
REMITTANCE OUTFLOWS
REMITTANCE SERVICES
REMITTANCES
RESULTS
RURAL BANK
RURAL BANK BRANCHES
RURAL POST OFFICES
SAVINGS ACCOUNTS
SAVINGS BANK
SETTLEMENT SYSTEMS
SMALL BUSINESSES
SMALL LOANS
SMALL REMITTANCES
SMALL-VALUE TRANSACTIONS
SOCIAL SECURITY
SUBSIDIARY
TARGETS
TELECOMMUNICATIONS
TELEPHONE
TRANSFER SERVICE
TRANSFER SERVICES
TUITION
UNIVERSAL POSTAL
UNIVERSAL POSTAL UNION
UPU
URBAN AREAS
URBAN BANK
Clotteau, Nils
Ansón, José
Role of Post Offices in Remittances and Financial Inclusion
relation Migration and Development Brief; No. 15
description Historically post offices have played a role in the provision of remittances and basic financial services to low-income populations. As this function is being revived in an increasing number of developing and emerging countries, remittance services can be improved to better match financial inclusion goals. This paper describes the efforts being made in Sub-Saharan Africa to increase access to remittance services through post offices in small towns and rural areas, and discusses how this improved access could be used to develop crucial savings and other financial services for the poor. The outcomes are encouraging, though a number of constraints must be removed to fully realize the potential of posts in this area.
format Publications & Research :: Brief
author Clotteau, Nils
Ansón, José
author_facet Clotteau, Nils
Ansón, José
author_sort Clotteau, Nils
title Role of Post Offices in Remittances and Financial Inclusion
title_short Role of Post Offices in Remittances and Financial Inclusion
title_full Role of Post Offices in Remittances and Financial Inclusion
title_fullStr Role of Post Offices in Remittances and Financial Inclusion
title_full_unstemmed Role of Post Offices in Remittances and Financial Inclusion
title_sort role of post offices in remittances and financial inclusion
publisher World Bank, Washington, DC
publishDate 2012
url http://documents.worldbank.org/curated/en/2011/03/14721438/role-post-offices-remittances-financial-inclusion
http://hdl.handle.net/10986/10894
_version_ 1764414768177741824