From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America
This is the second of two articles that draw on the results of recent studies of the links between financial services and low income communities in Latin America. While the focus remains on the nature and inherent costs of financial exclusion for t...
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| Format: | Brief |
| Language: | English |
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World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america http://hdl.handle.net/10986/10305 |
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okr-10986-103052021-04-23T14:02:50Z From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS This is the second of two articles that draw on the results of recent studies of the links between financial services and low income communities in Latin America. While the focus remains on the nature and inherent costs of financial exclusion for the unbanked -- those without basic deposit and transaction accounts, this article focuses on access to credit and on some of the efforts that have been made to increase the availability of credit services to the urban poor. It closes by describing ways in which World Bank projects could support increased private sector lending for community development, including housing, home improvement, and basic physical and social infrastructure as well as micro and small business lending. 2012-08-13T11:07:03Z 2012-08-13T11:07:03Z 2006-11 http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america http://hdl.handle.net/10986/10305 English en breve; No. 98 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Brief Publications & Research Latin America & Caribbean |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| topic |
ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS |
| spellingShingle |
ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| geographic_facet |
Latin America & Caribbean |
| relation |
en breve; No. 98 |
| description |
This is the second of two articles that
draw on the results of recent studies of the links between
financial services and low income communities in Latin
America. While the focus remains on the nature and inherent
costs of financial exclusion for the unbanked -- those
without basic deposit and transaction accounts, this article
focuses on access to credit and on some of the efforts that
have been made to increase the availability of credit
services to the urban poor. It closes by describing ways in
which World Bank projects could support increased private
sector lending for community development, including housing,
home improvement, and basic physical and social
infrastructure as well as micro and small business lending. |
| format |
Publications & Research :: Brief |
| author |
Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto |
| author_facet |
Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto |
| author_sort |
Gwinner, William Britt |
| title |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| title_short |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| title_full |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| title_fullStr |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| title_full_unstemmed |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
| title_sort |
from financial exclusion to inclusion : increasing the availability of credit to the urban poor in latin america |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america http://hdl.handle.net/10986/10305 |
| _version_ |
1764412609556119552 |