Facilitating Cross-Border Mobile Banking in Southern Africa

The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cros...

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Main Authors: Maimbo, Samuel, Saranga, Tania, Strychacz, Nicholas
Format: Brief
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2010/08/12654270/facilitating-cross-border-mobile-banking-southern-africa
http://hdl.handle.net/10986/10163
id okr-10986-10163
recordtype oai_dc
spelling okr-10986-101632021-04-23T14:02:49Z Facilitating Cross-Border Mobile Banking in Southern Africa Maimbo, Samuel Saranga, Tania Strychacz, Nicholas ACCESS TO BANKING SERVICES ACCESS TO TECHNOLOGY ACROSS BORDERS ACTION PLAN BANDWIDTH BANK ACCOUNT BANK ACCOUNTS BANKING SECTOR BANKING SERVICES BANKS BEST PRACTICE BORDER PAYMENTS BORDER TRADE BRANCHLESS BANKING BUSINESS ACTIVITY CAPACITY BUILDING CASH-TO-CASH CAUSES OF MIGRATION CENTRAL BANK CIVIL CONFLICT COMMERCIAL BANKING COMMON MARKET COMPETITIVENESS CROSS-BORDER TRANSACTIONS DEMOCRACY DEPOSITS DEVELOPING COUNTRIES ECONOMIC ACTIVITY ECONOMIC CONDITIONS ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIC UNCERTAINTY ELECTRONIC TRANSACTIONS EMPLOYMENT EXTERNALITIES FEMINIZATION OF MIGRATION FINANCIAL FLOWS FINANCIAL INSTITUTIONS FINANCIAL MARKETS FINANCIAL SECTORS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FOREIGN TRADE FORMAL EDUCATION FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GEOGRAPHIC REACH GOVERNMENT POLICIES HIGH-BANDWIDTH HOME COUNTRY INCOME INFLATION INFORMAL CHANNELS INFORMAL TRANSFER INFORMAL TRANSFERS INNOVATION JOB CREATION LABOR MARKETS LEGAL BASIS MARKET POTENTIAL MATCHING GRANTS MIGRANT MIGRANT POPULATIONS MIGRANT REMITTANCES MIGRANT WORKERS MIGRANT-SENDING COUNTRIES MIGRANTS MIGRANTS SENDING REMITTANCES MIGRATION MIGRATION FLOWS MIGRATION PATTERNS MIGRATION POLICY MINORITY MOBILE BANKING MOBILE NETWORK MOBILE PHONE MONEY TRANSFERS MONOPOLY NETWORKS NUMBER OF MIGRANTS OUTSOURCING PAYMENT SYSTEMS PAYMENTS SYSTEM PILOT PROJECT PILOT PROJECTS POINTS OF SERVICE POLICY BRIEF POLICY MAKERS POLICY SERIES POLICY SUPPORT POLITICAL UNREST POLITICAL UPHEAVAL POST OFFICE POST OFFICES PRIMARY EDUCATION PRIVATE SECTOR PRIVATE SECTOR DEVELOPMENT PROGRESS PUBLIC SERVICE PUSH FACTOR REGIONAL CONFERENCES REGIONAL INTEGRATION REGULATORS REGULATORY FRAMEWORK REGULATORY FRAMEWORKS REGULATORY RESTRICTIONS REMITTANCE REMITTANCE FLOWS REMITTANCE MARKET REMITTANCE VALUE REMITTANCES RESULT SATELLITE SAVINGS SECONDARY EDUCATION SEND MONEY SETTLEMENT SYSTEMS SKILLED PROFESSIONALS SMALL BUSINESSES TECHNICAL ASSISTANCE TECHNICAL CAPACITY TELECOMMUNICATION TELECOMMUNICATIONS TELECOMMUNICATIONS INFRASTRUCTURE TELECOMMUNICATIONS NETWORKS TOLERANCE TRADE FINANCING TRANSFER METHODS UNEMPLOYMENT UNEMPLOYMENT RATES The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cross-border trade by easing the difficulty for small businesses and traders to make financial transactions. For mobile banking to reach its full potential in Southern Africa, however, African governments must establish more efficient regulatory frameworks and implement well-designed pilot programs to gain more insight into the challenges facing a full rollout of mobile banking. 2012-08-13T10:36:09Z 2012-08-13T10:36:09Z 2010-08 http://documents.worldbank.org/curated/en/2010/08/12654270/facilitating-cross-border-mobile-banking-southern-africa http://hdl.handle.net/10986/10163 English Economic Premise; No. 26 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Brief Publications & Research Africa
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic ACCESS TO BANKING SERVICES
ACCESS TO TECHNOLOGY
ACROSS BORDERS
ACTION PLAN
BANDWIDTH
BANK ACCOUNT
BANK ACCOUNTS
BANKING SECTOR
BANKING SERVICES
BANKS
BEST PRACTICE
BORDER PAYMENTS
BORDER TRADE
BRANCHLESS BANKING
BUSINESS ACTIVITY
CAPACITY BUILDING
CASH-TO-CASH
CAUSES OF MIGRATION
CENTRAL BANK
CIVIL CONFLICT
COMMERCIAL BANKING
COMMON MARKET
COMPETITIVENESS
CROSS-BORDER TRANSACTIONS
DEMOCRACY
DEPOSITS
DEVELOPING COUNTRIES
ECONOMIC ACTIVITY
ECONOMIC CONDITIONS
ECONOMIC DEVELOPMENT
ECONOMIC GROWTH
ECONOMIC UNCERTAINTY
ELECTRONIC TRANSACTIONS
EMPLOYMENT
EXTERNALITIES
FEMINIZATION OF MIGRATION
FINANCIAL FLOWS
FINANCIAL INSTITUTIONS
FINANCIAL MARKETS
FINANCIAL SECTORS
FINANCIAL SERVICE
FINANCIAL SERVICE PROVIDERS
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FINANCIAL TRANSACTIONS
FOREIGN TRADE
FORMAL EDUCATION
FORMAL FINANCIAL SECTOR
FORMAL FINANCIAL SERVICES
GEOGRAPHIC REACH
GOVERNMENT POLICIES
HIGH-BANDWIDTH
HOME COUNTRY
INCOME
INFLATION
INFORMAL CHANNELS
INFORMAL TRANSFER
INFORMAL TRANSFERS
INNOVATION
JOB CREATION
LABOR MARKETS
LEGAL BASIS
MARKET POTENTIAL
MATCHING GRANTS
MIGRANT
MIGRANT POPULATIONS
MIGRANT REMITTANCES
MIGRANT WORKERS
MIGRANT-SENDING COUNTRIES
MIGRANTS
MIGRANTS SENDING REMITTANCES
MIGRATION
MIGRATION FLOWS
MIGRATION PATTERNS
MIGRATION POLICY
MINORITY
MOBILE BANKING
MOBILE NETWORK
MOBILE PHONE
MONEY TRANSFERS
MONOPOLY
NETWORKS
NUMBER OF MIGRANTS
OUTSOURCING
PAYMENT SYSTEMS
PAYMENTS SYSTEM
PILOT PROJECT
PILOT PROJECTS
POINTS OF SERVICE
POLICY BRIEF
POLICY MAKERS
POLICY SERIES
POLICY SUPPORT
POLITICAL UNREST
POLITICAL UPHEAVAL
POST OFFICE
POST OFFICES
PRIMARY EDUCATION
PRIVATE SECTOR
PRIVATE SECTOR DEVELOPMENT
PROGRESS
PUBLIC SERVICE
PUSH FACTOR
REGIONAL CONFERENCES
REGIONAL INTEGRATION
REGULATORS
REGULATORY FRAMEWORK
REGULATORY FRAMEWORKS
REGULATORY RESTRICTIONS
REMITTANCE
REMITTANCE FLOWS
REMITTANCE MARKET
REMITTANCE VALUE
REMITTANCES
RESULT
SATELLITE
SAVINGS
SECONDARY EDUCATION
SEND MONEY
SETTLEMENT SYSTEMS
SKILLED PROFESSIONALS
SMALL BUSINESSES
TECHNICAL ASSISTANCE
TECHNICAL CAPACITY
TELECOMMUNICATION
TELECOMMUNICATIONS
TELECOMMUNICATIONS INFRASTRUCTURE
TELECOMMUNICATIONS NETWORKS
TOLERANCE
TRADE FINANCING
TRANSFER METHODS
UNEMPLOYMENT
UNEMPLOYMENT RATES
spellingShingle ACCESS TO BANKING SERVICES
ACCESS TO TECHNOLOGY
ACROSS BORDERS
ACTION PLAN
BANDWIDTH
BANK ACCOUNT
BANK ACCOUNTS
BANKING SECTOR
BANKING SERVICES
BANKS
BEST PRACTICE
BORDER PAYMENTS
BORDER TRADE
BRANCHLESS BANKING
BUSINESS ACTIVITY
CAPACITY BUILDING
CASH-TO-CASH
CAUSES OF MIGRATION
CENTRAL BANK
CIVIL CONFLICT
COMMERCIAL BANKING
COMMON MARKET
COMPETITIVENESS
CROSS-BORDER TRANSACTIONS
DEMOCRACY
DEPOSITS
DEVELOPING COUNTRIES
ECONOMIC ACTIVITY
ECONOMIC CONDITIONS
ECONOMIC DEVELOPMENT
ECONOMIC GROWTH
ECONOMIC UNCERTAINTY
ELECTRONIC TRANSACTIONS
EMPLOYMENT
EXTERNALITIES
FEMINIZATION OF MIGRATION
FINANCIAL FLOWS
FINANCIAL INSTITUTIONS
FINANCIAL MARKETS
FINANCIAL SECTORS
FINANCIAL SERVICE
FINANCIAL SERVICE PROVIDERS
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FINANCIAL TRANSACTIONS
FOREIGN TRADE
FORMAL EDUCATION
FORMAL FINANCIAL SECTOR
FORMAL FINANCIAL SERVICES
GEOGRAPHIC REACH
GOVERNMENT POLICIES
HIGH-BANDWIDTH
HOME COUNTRY
INCOME
INFLATION
INFORMAL CHANNELS
INFORMAL TRANSFER
INFORMAL TRANSFERS
INNOVATION
JOB CREATION
LABOR MARKETS
LEGAL BASIS
MARKET POTENTIAL
MATCHING GRANTS
MIGRANT
MIGRANT POPULATIONS
MIGRANT REMITTANCES
MIGRANT WORKERS
MIGRANT-SENDING COUNTRIES
MIGRANTS
MIGRANTS SENDING REMITTANCES
MIGRATION
MIGRATION FLOWS
MIGRATION PATTERNS
MIGRATION POLICY
MINORITY
MOBILE BANKING
MOBILE NETWORK
MOBILE PHONE
MONEY TRANSFERS
MONOPOLY
NETWORKS
NUMBER OF MIGRANTS
OUTSOURCING
PAYMENT SYSTEMS
PAYMENTS SYSTEM
PILOT PROJECT
PILOT PROJECTS
POINTS OF SERVICE
POLICY BRIEF
POLICY MAKERS
POLICY SERIES
POLICY SUPPORT
POLITICAL UNREST
POLITICAL UPHEAVAL
POST OFFICE
POST OFFICES
PRIMARY EDUCATION
PRIVATE SECTOR
PRIVATE SECTOR DEVELOPMENT
PROGRESS
PUBLIC SERVICE
PUSH FACTOR
REGIONAL CONFERENCES
REGIONAL INTEGRATION
REGULATORS
REGULATORY FRAMEWORK
REGULATORY FRAMEWORKS
REGULATORY RESTRICTIONS
REMITTANCE
REMITTANCE FLOWS
REMITTANCE MARKET
REMITTANCE VALUE
REMITTANCES
RESULT
SATELLITE
SAVINGS
SECONDARY EDUCATION
SEND MONEY
SETTLEMENT SYSTEMS
SKILLED PROFESSIONALS
SMALL BUSINESSES
TECHNICAL ASSISTANCE
TECHNICAL CAPACITY
TELECOMMUNICATION
TELECOMMUNICATIONS
TELECOMMUNICATIONS INFRASTRUCTURE
TELECOMMUNICATIONS NETWORKS
TOLERANCE
TRADE FINANCING
TRANSFER METHODS
UNEMPLOYMENT
UNEMPLOYMENT RATES
Maimbo, Samuel
Saranga, Tania
Strychacz, Nicholas
Facilitating Cross-Border Mobile Banking in Southern Africa
geographic_facet Africa
relation Economic Premise; No. 26
description The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cross-border trade by easing the difficulty for small businesses and traders to make financial transactions. For mobile banking to reach its full potential in Southern Africa, however, African governments must establish more efficient regulatory frameworks and implement well-designed pilot programs to gain more insight into the challenges facing a full rollout of mobile banking.
format Publications & Research :: Brief
author Maimbo, Samuel
Saranga, Tania
Strychacz, Nicholas
author_facet Maimbo, Samuel
Saranga, Tania
Strychacz, Nicholas
author_sort Maimbo, Samuel
title Facilitating Cross-Border Mobile Banking in Southern Africa
title_short Facilitating Cross-Border Mobile Banking in Southern Africa
title_full Facilitating Cross-Border Mobile Banking in Southern Africa
title_fullStr Facilitating Cross-Border Mobile Banking in Southern Africa
title_full_unstemmed Facilitating Cross-Border Mobile Banking in Southern Africa
title_sort facilitating cross-border mobile banking in southern africa
publisher World Bank, Washington, DC
publishDate 2012
url http://documents.worldbank.org/curated/en/2010/08/12654270/facilitating-cross-border-mobile-banking-southern-africa
http://hdl.handle.net/10986/10163
_version_ 1764412082842763264