Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia

Objective – This study proposes an integrated Islamic microfinance model in alleviating poverty and improving the performance of microenterprises based on a case study of Indonesia, by focusing specifically on BRI Microbanking. Design/methodology – This study adopts the exploratory study to con...

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Main Authors: Hawariyuni, Weni, Salina, Kassim
Format: Article
Language:English
Published: Accounting Department, Faculty of Economics and Business, Universitas Syiah Kuala 2019
Subjects:
Online Access:http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/1/2019%20JAROE%20Weni.pdf
id iium-79471
recordtype eprints
spelling iium-794712020-03-09T07:31:52Z http://irep.iium.edu.my/79471/ Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia Hawariyuni, Weni Salina, Kassim HG Finance HG3368 Islamic Banking and Finance Objective – This study proposes an integrated Islamic microfinance model in alleviating poverty and improving the performance of microenterprises based on a case study of Indonesia, by focusing specifically on BRI Microbanking. Design/methodology – This study adopts the exploratory study to construct the integrated Islamic microfinance with the purpose to alleviate poverty and enhance the business performance of enterprises. Results – As Islamic microfinance is known widely due to the high demand from Muslim countries. Since, it plays a crucial role effectively in alleviating poverty and developing the business performance on enterprises, particularly on microenterprises. Presently, many scholars attempted to build a successful Islamic microfinance model by using Islamic financing instruments such as mudarabah, musyarakah, and murabahah. This study attempts to build an integrated Islamic microfinance model by using BRI Syariah Micro as a case study. It is expected that this integrated Islamic microfinance model can enrich existing models in terms of social and economic aspects. Originality/Value – This research concentrates on proposing an integrated Islamic microfinance model based on the case study of BRI Syariah Microbanking. There seems to be a gap in the literature on the actual implementation of integrated Islamic microfinance in the world. The study highlights major factors to be emphasized to ensure the effectiveness of proposing an integrated Islamic microfinance model for BRI Syariah micro banking to alleviate poverty and to improve the performance of microenterprises. Accounting Department, Faculty of Economics and Business, Universitas Syiah Kuala 2019 Article PeerReviewed application/pdf en http://irep.iium.edu.my/79471/1/2019%20JAROE%20Weni.pdf Hawariyuni, Weni and Salina, Kassim (2019) Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia. Journal of Accounting Research, Organization and Economics, 2 (2). pp. 135-154. ISSN 0165-4101 http://www.jurnal.unsyiah.ac.id/JAROE https://doi.org/10.24815/jaroe.v1i1.
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HG Finance
HG3368 Islamic Banking and Finance
spellingShingle HG Finance
HG3368 Islamic Banking and Finance
Hawariyuni, Weni
Salina, Kassim
Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
description Objective – This study proposes an integrated Islamic microfinance model in alleviating poverty and improving the performance of microenterprises based on a case study of Indonesia, by focusing specifically on BRI Microbanking. Design/methodology – This study adopts the exploratory study to construct the integrated Islamic microfinance with the purpose to alleviate poverty and enhance the business performance of enterprises. Results – As Islamic microfinance is known widely due to the high demand from Muslim countries. Since, it plays a crucial role effectively in alleviating poverty and developing the business performance on enterprises, particularly on microenterprises. Presently, many scholars attempted to build a successful Islamic microfinance model by using Islamic financing instruments such as mudarabah, musyarakah, and murabahah. This study attempts to build an integrated Islamic microfinance model by using BRI Syariah Micro as a case study. It is expected that this integrated Islamic microfinance model can enrich existing models in terms of social and economic aspects. Originality/Value – This research concentrates on proposing an integrated Islamic microfinance model based on the case study of BRI Syariah Microbanking. There seems to be a gap in the literature on the actual implementation of integrated Islamic microfinance in the world. The study highlights major factors to be emphasized to ensure the effectiveness of proposing an integrated Islamic microfinance model for BRI Syariah micro banking to alleviate poverty and to improve the performance of microenterprises.
format Article
author Hawariyuni, Weni
Salina, Kassim
author_facet Hawariyuni, Weni
Salina, Kassim
author_sort Hawariyuni, Weni
title Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
title_short Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
title_full Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
title_fullStr Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
title_full_unstemmed Proposing an Integrated Islamic Microfinance Model in Alleviating Poverty and Improving the Performance of Microenterprises in Indonesia
title_sort proposing an integrated islamic microfinance model in alleviating poverty and improving the performance of microenterprises in indonesia
publisher Accounting Department, Faculty of Economics and Business, Universitas Syiah Kuala
publishDate 2019
url http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/
http://irep.iium.edu.my/79471/1/2019%20JAROE%20Weni.pdf
first_indexed 2023-09-18T21:51:31Z
last_indexed 2023-09-18T21:51:31Z
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