Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust

This paper aims to investigate the factors affecting individuals’ intention to purchase Islamic life insurance policy in Pakistan. The decomposed theory of planned behaviour was adapted and further extended, and the mediating effects of perceived trust were incorporated into the framework. A total o...

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Main Authors:	Aziz, Shahab, Md Husin, Maizaitulaidawati, Haron, Razali, Afaq, Zahra
Format:	Conference or Workshop Item
Language:	English English English
Published:	2019
Subjects:	HG8719 Islamic Insurance Takaful
Online Access:	http://irep.iium.edu.my/74378/ http://irep.iium.edu.my/74378/ http://irep.iium.edu.my/74378/1/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-full%20text.pdf http://irep.iium.edu.my/74378/2/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-certificate.pdf http://irep.iium.edu.my/74378/3/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-handbook.pdf

id	iium-74378
recordtype	eprints
spelling	iium-743782019-09-23T08:57:09Z http://irep.iium.edu.my/74378/ Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust Aziz, Shahab Md Husin, Maizaitulaidawati Haron, Razali Afaq, Zahra HG8719 Islamic Insurance Takaful This paper aims to investigate the factors affecting individuals’ intention to purchase Islamic life insurance policy in Pakistan. The decomposed theory of planned behaviour was adapted and further extended, and the mediating effects of perceived trust were incorporated into the framework. A total of 449 questionnaires were collected using judgemental sampling technique and analysed using SmartPLS. Of all the hypotheses, one was rejected. Attitude and subjective norm were found to have a positive relationship with intention. Perceived religiosity and knowledge have a positive relationship with attitude, media referent and word of mouth have a positive relationship with subjective norm, and financial self-efficacy and resource facilitating conditions have a positive relationship with perceived behavioural control. In addition, trust was found to have a mediating effect on religiosity and attitude. However, perceived behavioural control was found to have an insignificant relationship with intention. The contribution and implications of the study are further discussed. 2019-08-21 Conference or Workshop Item PeerReviewed application/pdf en http://irep.iium.edu.my/74378/1/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-full%20text.pdf application/pdf en http://irep.iium.edu.my/74378/2/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-certificate.pdf application/pdf en http://irep.iium.edu.my/74378/3/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-handbook.pdf Aziz, Shahab and Md Husin, Maizaitulaidawati and Haron, Razali and Afaq, Zahra (2019) Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust. In: INTERNATIONAL SYMPOSIUM ON APPLIED STRUCTURAL EQUATION MODELING AND METHODOLOGICAL MATTERS SASEM 2019, Melaka, Malaysia. (Unpublished) https://sasem2019.org/
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English English English
topic	HG8719 Islamic Insurance Takaful
spellingShingle	HG8719 Islamic Insurance Takaful Aziz, Shahab Md Husin, Maizaitulaidawati Haron, Razali Afaq, Zahra Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
description	This paper aims to investigate the factors affecting individuals’ intention to purchase Islamic life insurance policy in Pakistan. The decomposed theory of planned behaviour was adapted and further extended, and the mediating effects of perceived trust were incorporated into the framework. A total of 449 questionnaires were collected using judgemental sampling technique and analysed using SmartPLS. Of all the hypotheses, one was rejected. Attitude and subjective norm were found to have a positive relationship with intention. Perceived religiosity and knowledge have a positive relationship with attitude, media referent and word of mouth have a positive relationship with subjective norm, and financial self-efficacy and resource facilitating conditions have a positive relationship with perceived behavioural control. In addition, trust was found to have a mediating effect on religiosity and attitude. However, perceived behavioural control was found to have an insignificant relationship with intention. The contribution and implications of the study are further discussed.
format	Conference or Workshop Item
author	Aziz, Shahab Md Husin, Maizaitulaidawati Haron, Razali Afaq, Zahra
author_facet	Aziz, Shahab Md Husin, Maizaitulaidawati Haron, Razali Afaq, Zahra
author_sort	Aziz, Shahab
title	Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
title_short	Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
title_full	Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
title_fullStr	Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
title_full_unstemmed	Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust
title_sort	intention to purchase islamic life insurance policy: evaluation of the mediating effects of perceived trust
publishDate	2019
url	http://irep.iium.edu.my/74378/ http://irep.iium.edu.my/74378/ http://irep.iium.edu.my/74378/1/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-full%20text.pdf http://irep.iium.edu.my/74378/2/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-certificate.pdf http://irep.iium.edu.my/74378/3/74378-%20Intention%20to%20purchase%20islamic%20life%20insurance%20-handbook.pdf
first_indexed	2023-09-18T21:45:21Z
last_indexed	2023-09-18T21:45:21Z
_version_	1777413412705271808

Intention to purchase Islamic life insurance policy: evaluation of the mediating effects of perceived trust

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