APA (7th ed.) Citation

Sadi, A. S., Azad, I., & Noordin, M. F. (2010). The prospects and user perceptions of m-banking in the Sultanate of Oman. Array Development Canada (JIBC).

Chicago Style (17th ed.) Citation

Sadi, A.H.M. Saifullah, Imran Azad, and Mohamad Fauzan Noordin. The Prospects and User Perceptions of M-banking in the Sultanate of Oman. Array Development Canada (JIBC), 2010.

MLA (8th ed.) Citation

Sadi, A.H.M. Saifullah, et al. The Prospects and User Perceptions of M-banking in the Sultanate of Oman. Array Development Canada (JIBC), 2010.